Volvo XC90 insurance rates
Shedding light on car insurance prices
Average Volvo XC90 insurance rates
The average insurance costs for a Volvo XC90 is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
- 2017 Volvo XC90
- 10,001–15,000 miles driven yearly
- No accidents in the past five years
- Anti-theft device on vehicle
- Driver located in New York
- Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.
Get your personalized auto quote
Use our magical comparison tool to get a personalized auto quote from providers in your area.
About the Volvo XC90
The Volvo XC90 has been around since 2002 and its is currently in its second generation. The midsize luxury SUV is known high fuel economy, upscale interior, large cargo room and spacious seating. In 2016, the Volvo XC90 won the Motor Trend’s SUV of the Year award.
Insurance companies determine the insurance cost for a Volvo XC90 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering a Volvo XC90, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.
Volvo XC90 money-saving safety features
You could save money on car insurance for your Volvo XC90 if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
Random Volvo facts
- Volvo Cars have been around since 1927 and is known for manufacturing Swedish luxury cars.
- Volvo was the first company to make three point seat belts standard in their cars. These seat belts are mandatory in all seats in every new car that is on the market.
- In 2016, Volvo sold more than 534,000 cars.
- All new models that will launch in 2019 will either be fully electric or hybrid models.
- Volvo base prices start at $37,000 and can go up to $56,000.
Compare insurance providers that cover Volvo XC90
Rates last updated April 20th, 2018
Volvo XC90 price
A 2017 Volvo XC90 starts at a base price of $45,750. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 5.8%.
How safe is the Volvo XC90?
The 2017 Volvo XC90 was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The rollover crash test received a four star safety rating, out of five. All other crash tests performed by the NHTSA received a five star safety rating, the highest possible rating. The Insurance Institute for Highway Safety (IIHS) also named the Volvo XC90 as a Top Safety Pick car. All crash tests performed by the IIHS received good safety ratings, the highest possible rating.
The Volvo XC90 model includes blind spot monitoring, adaptive cruise control and brake assistance.
Which car insurance provider is best for me?
Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.
Question 1 of 3
Do you drive or plan to own a Volvo XC90?
Question 2 of 3
Are you already insured by a provider?
Question 3 of 3
How old are you?
Based on your answers, we think these providers are right for you
Allstate car insurance
Allstate is a trusted and well-established company that offers life, automobile, home, renters, condo, motorcycle and business insurance policies. Founded in 1931, the company strives to make the community safer. Allstate car insurance comes with:
- New car replacement.
- Accident forgiveness.
- Rewards for safe driving.
How does the Volvo XC90 compare to other car models?
From a price standpoint, the Volvo XC90 ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:
Ask an Expert