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Volvo XC90 insurance rates

Average Volvo XC90 insurance rates

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Volvos can be expensive cars to insure, and the XC90 SUV isn’t any different. The average insurance costs for a Volvo XC90 is $220 a month — or $2,640 a year, about double the national average. With a base price of $45,750, the annual insurance cost–to–base car price ratio is a slightly high 5.8%.

ModelMonthly insurance rateBase car price
S60$227.00$33,950
S60 Cross Country$227.00$44,200
S90$220.00$46,950
V60$227.00$36,150
V60 Cross Country$227.00$41,700
V90 Cross Country$220.00$55,300
XC60$220.00$40,950
XC90$220.00$45,750
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
AARP Auto Insurance Program from The Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Branch
Yes
No
Yes
Yes
AZ, CO, IL, IN, MD, MO, OH, OK, TX and WI
Benefit from this online-based startup’s steep savings and convenient online quotes and claims.
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About the Volvo XC90

The Volvo XC90 has been around since 2002 and its is currently in its second generation. The midsize luxury SUV is known high fuel economy, upscale interior, large cargo room and spacious seating. In 2016, the Volvo XC90 won the Motor Trend’s SUV of the Year award.

Volvo XC90 money-saving safety features

You could save money on car insurance for your Volvo XC90 if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Volvo XC90?

The 2017 Volvo XC90 was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The rollover crash test received a four star safety rating, out of five. All other crash tests performed by the NHTSA received a five star safety rating, the highest possible rating. The Insurance Institute for Highway Safety (IIHS) also named the Volvo XC90 as a Top Safety Pick car. All crash tests performed by the IIHS received good safety ratings, the highest possible rating.

The Volvo XC90 model includes blind spot monitoring, adaptive cruise control and brake assistance.

How does the Volvo XC90 compare to other car models?

From a price standpoint, the Volvo XC90 ranks right in the middle of our list of the 360 priciest car models to insure.

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