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Volkswagen GTI insurance rates

Average insurance cost for your MK7? $180. But this hot hatchback's rates get even cheaper.

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The average cost of car insurance for a 2021 Volkswagen GTI is $180.12 a month —or $2,161.38 a year. However, your actual costs depend on your driving history, car model, location and other factors.

We pulled Volkswagen GTI car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Volkwagen GTI is $180.12. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Volkswagen GTI$104.07$99.31$160.37$161.80$131.39
2016 Volkswagen GTI$128.74$115.99$189.17$175.83$152.43
2021 Volkswagen GTI$152.41$134.91$228.67$204.47$180.12

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Pretected
Optional
Yes
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Clearcover
Optional
Yes
AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
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About the Volkswagen GTI

The Volkswagen GTI has been around since 1976 and it is was originally known as the Golf GTI. The compact car is known for its strong acceleration, large cargo room and athletic handling. The Volkswagen GTI is a high performance variant of the company’s Golf model.

Volkswagen GTI money-saving safety features

You could save money on car insurance for your Volkswagen GTI if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Volkswagen GTI?

The 2017 Volkswagen GTI received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test. The Insurance Institute for Highway Safety (IIHS) named the Volkswagen GTI as a Top Safety Pick car. All crash tests performed by the IIHS received a good safety rating, the highest possible rating.

The Volkswagen GTI model includes lane departure warning, automatic post collision braking system and blind spot monitoring.

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