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Volkswagen GTI insurance rates

Average insurance cost for your MK7? $180. But this hot hatchback's rates get even cheaper.

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We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Volkwagen GTI is $180.12 — or $2,161.38 a year. However, an older model may score you lower rates. And your actual costs depend on your driving history, annual mileage, ZIP and other specific factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Volkswagen GTI$104.07$99.31$160.37$161.80$131.39
2016 Volkswagen GTI$128.74$115.99$189.17$175.83$152.43
2021 Volkswagen GTI$152.41$134.91$228.67$204.47$180.12

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Bankrate
Bankrate
Yes
Yes
Yes
Yes
All 50 states
Compare personalized rates from multiple insurance companies in one go. Plus, access a live agent for any questions along the way.
Quinstreet - Insure.com
Quinstreet - Insure.com
Yes
Depends on provider
Depends on provider
Depends on provider
All 50 states
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Get the cheapest quotes for your Volkswagen GTI

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About the Volkswagen GTI

The Volkswagen GTI has been around since 1976 and it is was originally known as the Golf GTI. The compact car is known for its strong acceleration, large cargo room and athletic handling. The Volkswagen GTI is a high performance variant of the company’s Golf model.

Volkswagen GTI money-saving safety features

You could save money on car insurance for your Volkswagen GTI if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Volkswagen GTI?

The 2017 Volkswagen GTI received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) named the Volkswagen GTI as a Top Safety Pick car. All crash tests performed by the IIHS received a good safety rating, the highest possible rating.

The Volkswagen GTI model includes lane departure warning, automatic post collision braking system and blind spot monitoring.

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