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Volkswagen GTI insurance rates

Average insurance cost for your MK7? $180. But this hot hatchback's rates get even cheaper.

Get the cheapest quotes on your auto insurance

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Get the cheapest quotes on your auto insurance

Enter your ZIP code to see insurers near you.

Your information is secure.


We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Volkwagen GTI is $180.12 — or $2,161.38 a year. However, an older model may score you lower rates. And your actual costs depend on your driving history, annual mileage, ZIP and other specific factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Volkswagen GTI$104.07$99.31$160.37$161.80$131.39
2016 Volkswagen GTI$128.74$115.99$189.17$175.83$152.43
2021 Volkswagen GTI$152.41$134.91$228.67$204.47$180.12

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet - Insure.com
Quinstreet - Insure.com
Yes
Depends on provider
Depends on provider
Depends on provider
All 50 states
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Get the cheapest quotes for your Volkswagen GTI

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About the Volkswagen GTI

The Volkswagen GTI has been around since 1976 and it is was originally known as the Golf GTI. The compact car is known for its strong acceleration, large cargo room and athletic handling. The Volkswagen GTI is a high performance variant of the company’s Golf model.

Volkswagen GTI money-saving safety features

You could save money on car insurance for your Volkswagen GTI if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Volkswagen GTI?

The 2017 Volkswagen GTI received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) named the Volkswagen GTI as a Top Safety Pick car. All crash tests performed by the IIHS received a good safety rating, the highest possible rating.

The Volkswagen GTI model includes lane departure warning, automatic post collision braking system and blind spot monitoring.

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