Average insurance cost for your MK7? $180. But this hot hatchback's rates get even cheaper.
We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Volkwagen GTI is $180.12 — or $2,161.38 a year. However, an older model may score you lower rates. And your actual costs depend on your driving history, annual mileage, ZIP and other specific factors.
Model Year
Progressive
Geico
State Farm
Farmers
Average
2011 Volkswagen GTI
$104.07
$99.31
$160.37
$161.80
$131.39
2016 Volkswagen GTI
$128.74
$115.99
$189.17
$175.83
$152.43
2021 Volkswagen GTI
$152.41
$134.91
$228.67
$204.47
$180.12
How we got these rates
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
The Volkswagen GTI has been around since 1976 and it is was originally known as the Golf GTI. The compact car is known for its strong acceleration, large cargo room and athletic handling. The Volkswagen GTI is a high performance variant of the company’s Golf model.
Volkswagen GTI money-saving safety features
You could save money on car insurance for your Volkswagen GTI if it comes equipped with these safety features.
Antilock brakes
Stability control
Airbags
Seatbelt pretensioners
Antitheft system
How safe is the Volkswagen GTI?
The 2017 Volkswagen GTI received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.
The Insurance Institute for Highway Safety (IIHS) named the Volkswagen GTI as a Top Safety Pick car. All crash tests performed by the IIHS received a good safety rating, the highest possible rating.
The Volkswagen GTI model includes lane departure warning, automatic post collision braking system and blind spot monitoring.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College. See full bio
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