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Volkswagen GTI insurance rates

Average insurance cost for your MK7? $180. But this hot hatchback's rates get even cheaper.

We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Volkwagen GTI is $180.12 — or $2,161.38 a year. However, an older model may score you lower rates. And your actual costs depend on your driving history, annual mileage, ZIP and other specific factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Volkswagen GTI$104.07$99.31$160.37$161.80$131.39
2016 Volkswagen GTI$128.74$115.99$189.17$175.83$152.43
2021 Volkswagen GTI$152.41$134.91$228.67$204.47$180.12

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

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About the Volkswagen GTI

The Volkswagen GTI has been around since 1976 and it is was originally known as the Golf GTI. The compact car is known for its strong acceleration, large cargo room and athletic handling. The Volkswagen GTI is a high performance variant of the company’s Golf model.

Volkswagen GTI money-saving safety features

You could save money on car insurance for your Volkswagen GTI if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Volkswagen GTI?

The 2017 Volkswagen GTI received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) named the Volkswagen GTI as a Top Safety Pick car. All crash tests performed by the IIHS received a good safety rating, the highest possible rating.

The Volkswagen GTI model includes lane departure warning, automatic post collision braking system and blind spot monitoring.

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