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Volkswagen Golf insurance rates

Average Volkswagen Golf insurance rates

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Roslyn McKenna
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The average insurance costs for a Volkswagen Golf is $158 a month — or $1,896 a year, about $600 more than the national average. With a base price of $19,895, the annual insurance cost–to–base car price ratio is 9.5%, more than double the national average.

Our top pick: Progressive

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  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership
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Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
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More Info
The AARP Auto Insurance Program from The Hartford
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
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USAA
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
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Savvy
Savvy
Optional
Optional
Yes
All states & DC
Enter your current policy and get quotes in 30-seconds from 100+ companies, then get help to switch insurers for free.
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Root
Root
52%
Available in 30 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
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Gabi
Gabi
Optional
Optional
Yes
All 50 states
Upload your current policy info and get quotes from 40+ companies. Switch and save an average of $961 a year.
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Volkswagen Golf car insurance rates by trim

ModelMonthly insurance rateBase car price
Golf$158$19,895
Golf Alltrack$220$25,850
Golf R$145$35,655
Golf Sportwagen$227$21,580

About the Volkswagen Golf

The Volkswagen Golf has been around since 1974 and it is currently in its seventh generation. The compact car is known for its sharp handling, strong engine options and premium interior. The Golf is one of the company’s top selling models. By 2012, Volkswagen had produced more than 29 million models.

How to compare VW Golf trims

The Volkswagen Golf R has been around since 2012. The hatchback is known for its athletic performance, excellent handling and premium interior. The Volkswagen Golf R is one of Car and Driver’s 10Best Cars for 2017.

The Volkswagen Golf SportWagen has been around since 2015. The wagon is known for its athletic handling, spacious seating and luxurious interior. The turbo four cylinder engine allows for excellent fuel economy.

The Volkswagen Golf Alltrack launched in 2017. The wagon is known for its raised suspension, strong engine and athletic handling. The Volkswagen Golf Alltrack is one of the Car and Driver’s 10Best Cars for 2017.

Volkswagen Golf money-saving safety features

You could save money on car insurance for your Volkswagen Golf if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Volkswagen Golf?

The 2017 Volkswagen Golf and its Alltrack, R and SportWagen trims received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) named the Volkswagen Golf as a Top Safety Pick car. All crash tests performed by the IIHS received good safety ratings, the highest possible rating.

The Volkswagen Golf includes lane departure warning, automatic post collision braking system and blind spot monitoring.

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