Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Volkswagen Golf insurance rates

Average Volkswagen Golf insurance rates


Fact checked
Red Volkswagen Golf

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

The average insurance costs for a Volkswagen Golf is $158 a month — or $1,896 a year, about $600 more than the national average. With a base price of $19,895, the annual insurance cost–to–base car price ratio is 9.5%, more than double the national average.

Our top pick: Progressive

Get unlimited discounts and score a lower deductible every 6 months you don't make a claim.

  • Top-rated insurer with 80 years of experience.
  • Easy online sign-up and reporting.
  • Multiple discounts available.
  • Transparent quoting.
  • Top-rated insurer
  • Online quotes & claims
  • Bundle and save

Compare insurance for your Volkswagen Golf

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
All 50 states
Get unlimited discounts and score a lower deductible every 6 months you don't make a claim.
AZ, CA, IL, LA, OH, TX, UT and WI
Find basic coverage and low rates through its easy online or app-based experience.
All states except AK & HI
Your broker is your one-stop shop for comparing any coverage you need.
Car Insurance Finder
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
The AARP Auto Insurance Program from The Hartford
All 50 states & DC
Enjoy exclusive savings and benefits designed for experienced drivers over the age of 49.
All states except AK, DE, HI, MT, NH, VT, WY
Convenient online quotes, coverage and claims for tech-savvy drivers.

Compare up to 4 providers

Volkswagen Golf car insurance rates by trim

ModelMonthly insurance rateBase car price
Golf Alltrack$220$25,850
Golf R$145$35,655
Golf Sportwagen$227$21,580

About the Volkswagen Golf

The Volkswagen Golf has been around since 1974 and it is currently in its seventh generation. The compact car is known for its sharp handling, strong engine options and premium interior. The Golf is one of the company’s top selling models. By 2012, Volkswagen had produced more than 29 million models.

How to compare VW Golf trims

The Volkswagen Golf R has been around since 2012. The hatchback is known for its athletic performance, excellent handling and premium interior. The Volkswagen Golf R is one of Car and Driver’s 10Best Cars for 2017.

The Volkswagen Golf SportWagen has been around since 2015. The wagon is known for its athletic handling, spacious seating and luxurious interior. The turbo four cylinder engine allows for excellent fuel economy.

The Volkswagen Golf Alltrack launched in 2017. The wagon is known for its raised suspension, strong engine and athletic handling. The Volkswagen Golf Alltrack is one of the Car and Driver’s 10Best Cars for 2017.

Volkswagen Golf money-saving safety features

You could save money on car insurance for your Volkswagen Golf if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Volkswagen Golf?

The 2017 Volkswagen Golf and its Alltrack, R and SportWagen trims received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) named the Volkswagen Golf as a Top Safety Pick car. All crash tests performed by the IIHS received good safety ratings, the highest possible rating.

The Volkswagen Golf includes lane departure warning, automatic post collision braking system and blind spot monitoring.

Compare all car makes & models

Read more on this topic

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site