The average insurance costs for a Volkswagen Golf is $158 a month — or $1,896 a year, about $600 more than the national average. With a base price of $19,895, the annual insurance cost–to–base car price ratio is 9.5%, more than double the national average. Filter car insurance companies by your state to get a quote.
<tr
Model
Monthly insurance rate
Base car price
Golf
$158
$19,895
Golf Alltrack
$220
$25,850
Golf R
$145
$35,655
Golf Sportwagen
$227
$21,580
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Volkswagen Golf
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
Volkswagen Golf’s model year
Vehicle’s trim
Amount of coverage you need
Estimated miles your drive in a year
Safety and anti-theft features
Driver’s credit score and location
Driver’s age, marital status and gender
Driver’s driving history in the past five years
Whether the driver rents, leases or owns the vehicle
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About the Volkswagen Golf
The Volkswagen Golf has been around since 1974 and it is currently in its seventh generation. The compact car is known for its sharp handling, strong engine options and premium interior. The Golf is one of the company’s top selling models. By 2012, Volkswagen had produced more than 29 million models.
How to compare VW Golf trims
The Volkswagen Golf R has been around since 2012. The hatchback is known for its athletic performance, excellent handling and premium interior. The Volkswagen Golf R is one of Car and Driver’s 10Best Cars for 2017.
The Volkswagen Golf SportWagen has been around since 2015. The wagon is known for its athletic handling, spacious seating and luxurious interior. The turbo four cylinder engine allows for excellent fuel economy.
The Volkswagen Golf Alltrack launched in 2017. The wagon is known for its raised suspension, strong engine and athletic handling. The Volkswagen Golf Alltrack is one of the Car and Driver’s 10Best Cars for 2017.
Volkswagen Golf money-saving safety features
You could save money on car insurance for your Volkswagen Golf if it comes equipped with these safety features.
Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system
How safe is the Volkswagen Golf?
The 2017 Volkswagen Golf and its Alltrack, R and SportWagen trims received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.
The Insurance Institute for Highway Safety (IIHS) named the Volkswagen Golf as a Top Safety Pick car. All crash tests performed by the IIHS received good safety ratings, the highest possible rating.
The Volkswagen Golf includes lane departure warning, automatic post collision braking system and blind spot monitoring.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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