Volkswagen Atlas car insurance rates

On average, expect to pay $179 a month to insure your Volkswagen Atlas. That’s around $2,148 annually, which is $500 less than its sibling, the Touareg. However, the actual amount you’ll pay depends on factors such as your driving record, your gender and age and driving activity.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

• Broad coverage, including for custom car parts or ridesharing
• Transparent pricing tools that help you buy within budget
• Accident forgiveness on small claims or for staying claim-free
• Stack a variety of discounts for multiple cars, autopay or homeownership

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Compare car insurance for your Volkswagen Atlas

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Name	Product	Roadside assistance	New car protection	Accident forgiveness	Safe driver discount	Available states
Progressive		Optional			30%	All 50 states	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
Clearcover		Optional			Yes	AZ, CA, IL, LA, OH, TX, UT and WI	Get instant online support and score a low rate thanks to online data that sets premiums automatically.	Get quotes More Info	Compare	loading Fetching your data...
The AARP Auto Insurance Program from The Hartford		Optional			Yes	All 50 states & DC	Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.	Get quotes More Info	Compare	loading Fetching your data...
Allstate					13%	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Get quotes More Info	Compare	loading Fetching your data...
EverQuote		Optional			Yes	All 50 states	Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.	Get quotes	Compare	loading Fetching your data...
Esurance					40%	All states except AK, DE, HI, MT, NH, VT, WY	Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional			30%	All 50 states	Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.	Get quotes More Info	Compare	loading Fetching your data...
Gabi		Optional	Optional		55%	All 50 states	Upload your current policy info and get quotes from 20+ companies who could get you a better rate.	Get quotes More Info	Compare	loading Fetching your data...
Branch		Optional			No	AZ, MO, IL, OH and TX	Benefit from this online-based startup’s steep savings and convenient online quotes and claims.	Get quotes More Info	Compare	loading Fetching your data...

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How do I compare insurance for the Atlas?

How much you drive your car and whether it’s new or used can affect your premium. Other factors that come into play are:

• Body type. The Atlas is a five-door, midsize SUV and the largest vehicle produced on the Volkswagen Group MQB platform. Because of its size, the Atlas will be more expensive to insure than a sedan.
• Fuel. The Atlas is gas-powered and gets a reported 22 to 26 mpg.
• Theft rates. Theft rates aren’t yet available for the latest Atlas models. Volkswagens in general tend to have low theft rates, which could help reduce the cost of your premium.
• Maintenance. On average, you could pay $191 annually to maintain or repair your Atlas. But this largely depends on the extent of repairs. Many customers who had their Atlas repaired claim it was difficult to find parts and they waited months to get them without an estimated date.
• Coverage. Consider adding comprehensive coverage to your insurance, which can protect your Atlas against theft, vandalism, fire, natural disasters and more.
• Warranty. If you’re buying a new Atlas, you get a transferable warranty of six years or 72,000 miles bumper-to-bumper. But unlike many manufacturers, you won’t get free roadside assistance with your new Atlas.

Does the Volkswagen Atlas qualify for discounts?

The Atlas comes with safety features that may reduce the cost of your insurance. These include:

• Airbags
• Theft alarm system
• Overhead view camera system
• Pedestrian monitoring and front assist
• Park assist

How reliable is the Volkswagen Atlas?

• Safety. The Atlas earns an NHTSA 5-star safety overall rating and a good safety rating from the IIHS. The 2018 Atlas model was an IIHS top safety pick for the year.
• Reliability. J.D. Power predicted reliability rating is about average.
• Recalls. There’s been only one safety recall in 2018 for electrical system issues. In some vehicles, there was no audible warning to let the driver know that the key was still in the ignition when the door was open.

Car insurance by make and model

Bottom line

The average insurance premium for the Volkswagen Atlas is $179 per month, which is in line with most SUVs. However, depending on factors such as fuel type, warranty and mileage, your insurance premium could vary.

Before you decide on your car insurance, compare your options to find the best fit.

Frequently asked questions about the Volkswagen Atlas

• What kind of engine types does the Volkswagen Atlas have?

  You can choose between two gasoline engines:

  • 2.0 liter turbocharged four-cylinder, 235 hp (175 kW), 258 lbs-ft (350 Nm) of torque
  • 3.6 liter six cylinder (VR6), 276 hp (206 kW), 266 lbs-ft (361 Nm) of torque

• Does trim level affect insurance premiums?

  It depends on the trim level. If it has additional safety features or if it’s more expensive to replace, it may affect your insurance premium.

• What is the VW Car-Net Security and Service?

  This service can remind you where you parked or whether you locked the door, call for help in case of emergency and provide you with a vehicle health report. However, the service requires cellular connectivity and a GPS signal.