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USAA vs. The General: Which provider is better?
USAA vs. The General
Are you looking at USAA and The General as a possible insurance provider? We’ve got the info you need on each company to make your decision.
USAA is dedicated to serving our military and their families by providing affordable car insurance and financial services. They’ve been around since the 1920s and have a reputation for excellent customer service.
The General also is well liked by its customers, getting an A+ from the Better Business Bureau. This company is known for providing affordable insurance to high-risk drivers.
Check out the details of each provider in our side-by-side comparison below.
- For military members & family
- Convenient service through the mobile app
- Coverage around the world
Our top pick: USAA
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.
- Save when you bundle your home and car insurance
- Driver & vehicle discounts
- 24/7 claims service through USAA’s free mobile app
- Membership savings
- Get dividends from company profits
- Flexible premium payments
|About the provider||Operating since 1922, USAA is a company that deals primarily with military members and their families. It offers a wide array of products ranging from car insurance, homeowners insurance, banking, investing and more.||The General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time.|
|Price||Policy costs depend your personal situation. Visit USAA for a quote based on your specific needs.||Policy costs depend your personal situation. Visit The General for a quote based on your specific needs.|
|States served||All 50 states||46|
|J.D. Power ratings**||5/5 on overall claims satisfaction||N/A|
|Driver discounts||View driver discounts||View driver discounts|
|Vehicle discounts||View vehicle discounts||View vehicle discounts|
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
New vehicle discount – Vehicles under 3 years old
Vehicle storage – Up to 60% (only for stored cars being insured)
With USAA’s many discounts and excellent customer service, it comes out on top in this comparison. However, they only provide insurance for the military and their family members. If you don’t qualify for insurance through USAA, The General is a solid second choice. Compare your car insurance options to find the best insurance company for you.
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