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Subaru Insurance Rates

What to expect when insuring a Subaru

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Average insurance cost for a Subaru

The average insurance cost of a Subaru is $167.86 a month, or $2,014.32 a year. You can buy a Subaru for an affordable price, and your insurance premiums will benefit from your vehicle’s solid performance and relatively low chance of theft.

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How a vehicle from Subaru affects the cost of insurance

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

A Subaru’s good safety ratings, affordable price tag and low theft rates help to lower the cost of insurance.

Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.

Are there any standout models?

The Ascent is Subaru’s biggest vehicle yet. Features include third row seating, 21 mpg in the city, symmetrical all-wheel drive and 5,000-pound towing capacity.

Prices start at $32,000.

Pros and cons of insuring a Subaru

Pros

  • Good safety features
  • Low theft rates

Cons

  • We were hard-pressed to find any negatives to insuring a Subaru

About the Subaru brand

Fuji Heavy Industries’ car division created the first Subaru prototype in 1954. Today the corporation is known as the Subaru Corporation, and it’s the 23rd-largest auto manufacturer in the world.

Subaru’s vehicles are known as solidly crafted cars that are priced affordably. Two models in particular, the Outback and Forester, are perennial bestsellers in the United States.

Subaru car facts

  • Compared to other manufacturers, Subaru is an affordable brand. It offers several models that are well within the reach of many families, such as the Forester ($22,795 MSRP), Outback ($25,895 MSRP), Legacy ($22,195 MSRP) and Impreza ($18,495 MSRP).
  • Subaru’s vehicles typically draw strong safety ratings, and the company’s cars are targeted for theft relatively infrequently. Overall, this lowers insurance premiums.

What’s the Subaru Love Promise?

Subaru is dedicated to providing its customers exceptional service. This commitment extends beyond Subaru’s customers to their communities. Subaru’s Love Promise means showing love and respect to everyone at every interaction with Subaru.

Bottom line

Subaru’s great safety ratings and low theft rates equal affordable insurance. But be sure to shop around to find the best car insurance for you.

Companies that provide coverage for Subarus

As long as your Subaru isn’t an STi (Subaru Tecnica international) model or from a model year before the new millennium, you should have little trouble finding insurance. Compare providers in the table below to find the lowest price.

Name Product Roadside assistance New car protection
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
Esurance offers a modern online and mobile experience that helps you take your insurance on the go.
Allstate
Included free
Yes, cars under 2 years old
Enjoy having your own dedicated agent to help you get the best discounts and coverage.

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Subaru competitors

Looking for other car brands? Find other car manufacturers that are similar to Subaru, or compare makes that are completely different.

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Frequently asked questions about Subaru

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