Compare car insurance quotes
Enter your ZIP code below and click Compare to see the cheapest rates in your area.
Average insurance cost for a Subaru
The average insurance cost of a Subaru is $167.86 a month, or $2,014.32 a year. You can buy a Subaru for an affordable price, and your insurance premiums will benefit from your vehicle’s solid performance and relatively low chance of theft.
Find your Subaru model
Get car insurance quotes for your Subaru
How a vehicle from Subaru affects the cost of insurance
Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.
A Subaru’s good safety ratings, affordable price tag and low theft rates help to lower the cost of insurance.
Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.
Subaru car insurance rates by model
|Model||Monthly insurance rate||Base car price|
Subaru roadside assistance
New Subarus built in 2000 or newer get free roadside assistance for up to 3 years or 36,000 miles, whichever comes first. The Subaru roadside assistance service includes:
- Towing to the nearest Subaru dealership
- Battery jump start
- Flat tire change
- Gas delivery if you run out of fuel
- Lockout if you lost your key
To use Subaru roadside assistance, call Subaru’s 24/7 roadside hotline at 1-800-261-2155.
New Subaru drivers can skip adding this coverage to a car insurance policy. Drivers with older Subarus can add on roadside assistance to your car insurance policy to benefit from roadside help when you need it.
Pros and cons of insuring a Subaru
- Good safety features
- Low theft rates
- We were hard-pressed to find any negatives to insuring a Subaru
About the Subaru brand
Fuji Heavy Industries’ car division created the first Subaru prototype in 1954. Today the corporation is known as the Subaru Corporation, and it’s the 23rd-largest auto manufacturer in the world.
Subaru Motors Finance (SMF) offers auto loan options through Chase Bank. Past deals included 0% financing on certain Subaru models, like the Forester, Outback and Impreza.
Are there any standout models?
The Ascent is Subaru’s biggest vehicle yet. Features include third row seating, 21 mpg in the city, symmetrical all-wheel drive and 5,000-pound towing capacity. Prices start at $32,000.
Subaru car facts
- Compared to other manufacturers, Subaru is an affordable brand. It offers several models that are well within the reach of many families, such as the Forester ($22,795 MSRP), Outback ($25,895 MSRP), Legacy ($22,195 MSRP) and Impreza ($18,495 MSRP).
- Subaru’s vehicles typically draw strong safety ratings, and the company’s cars are targeted for theft relatively infrequently. Overall, this lowers insurance premiums.
What’s the Subaru Love Promise?
Subaru is dedicated to providing its customers exceptional service. This commitment extends beyond Subaru’s customers to their communities. Subaru’s Love Promise means showing love and respect to everyone at every interaction with Subaru.
Looking for other car brands? Find other car manufacturers that are similar to Subaru, or compare makes that are completely different.
Subaru’s great safety ratings and low theft rates equal affordable insurance. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about Subaru
Ask an Expert