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Subaru insurance rates

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How much does insurance cost? See sample rates

The average cost of car insurance for a Subaru can range from around $109 to $199 a month. However, your actual costs depend on your driving history, car model and year, location and other factors.

Filter car insurance companies by states served, roadside assistance, accident forgiveness and more to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Liberty Mutual
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Depends on provider
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
All 50 states except AK & HI
Upload your current policy info and get quotes from 40+ companies. Switch and save an average of $961 a year.

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Subaru car insurance rates by model

We pulled Subaru car insurance quotes from top insurance companies to find that the average monthly cost to insure a Subaru can range from $108.88 to $198.65. However, monthly costs vary by your car’s model and year.

Model YearProgressiveGeicoState FarmFarmersAverage
2019 Subaru Ascent$155.25$114.43$179.30$144.98$148.49
2021 Subaru Ascent$126.41$122.01$175.38$155.50$144.83
2013 Subaru BRZ$101.07$104.96$191.90$190.85$147.20
2016 Subaru BRZ$111.57$118.04$215.65$197.55$160.70
2020 Subaru BRZ$129.41$131.53$249.13$230.55$185.16
2013 Subaru Crosstrek$98.24$96.84$155.83$116.97
2016 Subaru Crosstrek$119.91$105.49$134.33$119.91
2021 Subaru Crosstrek$127.08$120.98$170.44$185.67$151.04
2011 Subaru Impreza — “Stink Eye”$121.74$97.46$157.88$157.83$133.73
2016 Subaru Impreza — “Evo Eye”$124.08$110.36$169.85$171.88$144.04
2021 Subaru Impreza — “Evo Eye”$145.08$126.46$187.70$201.13$165.09
2011 Subaru Forester$103.07$85.79$142.87$129.67$115.35
2016 Subaru Forester$117.24$93.96$166.60$140.72$129.63
2021 Subaru Forester$118.24$106.29$166.53$163.32$138.60
2011 Subaru Legacy$111.57$97.57$169.37$168.02$136.63
2016 Subaru Legacy$127.74$109.68$158.18$163.08$139.67
2021 Subaru Legacy$146.91$126.54$186.21$190.03$162.42
2011 Subaru Outback$102.57$83.14$129.97$119.83$108.88
2016 Subaru Outback$120.07$91.37$142.02$153.25$126.68
2021 Subaru Outback$127.08$110.16$175.36$189.82$150.61
2015 Subaru WRX$177.92$121.08$168.76$208.10$155.92
2016 Subaru WRX$188.09$127.51$188.41$189.43$168.00
2021 Subaru WRX$226.26$143.66$226.03$212.05$198.65

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

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Subaru competitors

Looking for other car brands? Find other car manufacturers that are similar to Subaru, or compare makes that are completely different.

Bottom line

Subaru’s great safety ratings and low theft rates equal affordable insurance. But be sure to shop around to find the best car insurance for you.

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