Smart Fortwo insurance rates
Shedding light on car insurance prices
Average Smart Fortwo insurance rates
The average insurance costs for a Smart Fortwo is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
- 2017 Smart Fortwo
- 10,001–15,000 miles driven yearly
- No accidents in the past five years
- Anti-theft device on vehicle
- Driver located in New York
- Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.
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About the Smart Fortwo
The Smart Fortwo has been around since 1998 and it is currently in its third generation. The subcompact car is known for its excellent fuel economy, small size and easy maneuverability. By early 2015, the company has produced more than 1.7 million Fortwo models worldwide.
Insurance companies determine the insurance cost for a Smart Fortwo based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering a Smart Fortwo, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.
Smart Fortwo money-saving safety features
You could save money on car insurance for your Smart Fortwo if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
Random Smart Automobile facts
- Smart Automobile was founded in 1994 and is known for manufacturing German cars.
- Smart cars have passed the highest global crash test standards.
- The maximum amount of people who can fit inside a Smart car is 20 people, according to the Guinness World Records.
- In 2013, the company launched the Smart electric drive in the United States.
- The Smart Fortwo is one of the most fuel efficient cars in the United States.
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Rates last updated June 24th, 2018
Smart Fortwo price
A 2017 Smart Fortwo starts at a base price of $14,650. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 18.0%.
How safe is the Smart Fortwo?
The 2017 Smart Fortwo received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test. The Insurance Institute for Highway Safety only rated the moderate overlap front crash test and the side impact crash test, both of which received the highest possible safety rating.
The Smart Fortwo model includes a proximity warning system, rear parking assistance and crosswind assistance.
Which car insurance provider is best for me?
Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.
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Allstate car insurance
Allstate is a trusted and well-established company that offers life, automobile, home, renters, condo, motorcycle and business insurance policies. Founded in 1931, the company strives to make the community safer. Allstate car insurance comes with:
- New car replacement.
- Accident forgiveness.
- Rewards for safe driving.
How does the Smart Fortwo compare to other car models?
From a price standpoint, the Smart Fortwo ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:
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