We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Mini car insurance rates
Average insurance cost for a Mini
The average insurance cost of a Mini is around $200 a month. But your exact cost will be determined by many factors, including your driving history, your location, the amount of miles you drive your car and other factors.
Find your Mini model
Compare Mini car insurance quotes
Mini insurance cost factors
Insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors, when determining the cost of insurance.
Despite a Mini’s diminutive size, it does surprising well in safety tests, which helps to bring down the cost of insuring one. It’s also not too costly to repair or replace, another positive for the cost of insurance. However, there are less expensive cars of the same size out there.
With the US public’s desire to own this unique car, you’ll find that most insurance providers will cover your Mini.
Mini car insurance rates by model
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Mini Cooper | $227 | $20,950 |
| Mini Cooper 4-door | $140 | $23,450 |
| Mini Clubman | $132 | $26,000 |
| Mini Convertible | $108 | $22,500 |
| Mini Countryman | $140 | $26,600 |
| Mini Countryman SE | $130 | $33,441 |
Pros and cons of insuring a Mini
Pros
- Not commonly targeted by thieves
- Good safety features
Cons
- Depending on the trim package you select, some models can exceed $40,000.
Get the cheapest quotes
Compare car insurance companies near you.
Your information is secure.
About the Mini brand
Mini can trace its roots back to 1957, when the Morris Company set out to build a “small, fuel-efficient car capable of carrying four adults, within economic reach of just about everyone.” Two years later the first Mini was launched. The British public embraced the Mini, and it quickly became a cultural phenomenon.
In 1999, the new concept Mini was introduced in the US, the version seen on our roads and highways today. The Mini went on to win the 2003 North American Car of the Year Award, along with the hearts’ of American enthusiasts across the country.
Are there any standout Mini car models?
You’ll always enjoy driving a John Cooper Works trim of any Mini model. JCW is designed for the fun of extreme driving with Mini’s motorsport heritage in mind. Choosing this high-end trim package typically features a turbocharged engine. To up the British charm even more, you can add the Union Jack flag to the tail lights, roof, clutch and more.
What’s the Mini Car & Ride Sharing Lease?
Mini’s Car & Ride Sharing Lease is an upgrade to a traditional lease that allows you to use your leased Mini to earn money by driving passengers or even renting out your car. This new program is only available from a select few Mini dealers, mostly in California. If you are already currently leasing a Mini, you can easily upgrade your lease to start earning while you drive.
Mini car facts
- Mini is the second most produced car in Britain.
- In 2012, the record amount of people that could fit in a Mini car was set at 28, according to Guinness World Records.
- Mini cars have been around since 1959, but the British company was founded in 1969.
Compare Mini competitors
Need help considering some other car manufacturers?
Bottom line
Insuring your Mini won’t be too costly, especially because of its better-than-average safety ratings. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about Mini
Which car insurance provider is best for me?
Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.
Question 1 of 2
Read more on this topic
-
Compare carshare car insurance Make sure the free insurance offered by carshare services is enough protection for you.
-
Compare car insurance for self-employed drivers Self-employed drivers need to balance getting the best rates with protecting their business.
-
Compare Allstate car insurance discounts You could save well over 30% by taking advantage of Allstate’s numerous car insurance discounts.
-
Compare Liberty Mutual car insurance discounts Save extra money with Liberty Mutual by taking advantage of its numerous car insurance discounts.
-
Which gas should you use in your car? When should you use regular, premium or E85 gas? And what if you use the wrong kind?
-
How does car insurance cover additional drivers? Insurance should cover drivers listed on your policy, but double-check how your company handles unnamed drivers.
-
Compare car insurance with accidental death benefits An accidental death benefits rider can help cover funeral expenses after a fatal car accident.
-
Does driver assist technology affect car insurance? Driver assist technology won’t discount your insurance premium, but it could save your life.
-
Ferrari LaFerrari car insurance rates You can expect to pay a lot to buy — and insure — this hybrid hypercar from Ferrari.
-
Compare car insurance for Zipcar drivers Zipcar provides basic insurance, but frequent drivers may want to consider additional coverage.
Ask an Expert