Compare MINI Cooper insurance prices 2021

The average cost of car insurance for a 2021 Mini Cooper is $152.30 a month —or $1,827.57 a year. However, your actual costs depend on your driving history, car model, location and other factors.

Filter car insurance companies by states served, roadside assistance, accident forgiveness and more to get a quote.

Name	Roadside assistance	New car protection	Safe driver discount	Available states
Allstate	Optional		13%	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Get quotes More Info	Compare	loading Fetching your data...
Progressive	Optional		30%	All 50 states & DC	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
The AARP Auto Insurance Program from The Hartford	Optional		Yes	All 50 states	Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.	Get quotes More Info	Compare	loading Fetching your data...
Root			52%	Available in 31 states	Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.	Get quotes More Info	Compare	loading Fetching your data...
Savvy	Optional	Depends on provider	Yes	All states & DC	Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual	Optional		30%	All 50 states & DC	Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.	Get quotes More Info	Compare	loading Fetching your data...

loading

Compare up to 4 providers

Mini Cooper insurance rates

We pulled Mini Cooper car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Mini Cooper is $152.30. However, an older model may score you lower rates.

Model Year	Progressive	Geico	State Farm	Farmers	Average
2011 Mini Cooper	$94.74	$89.82	$150.16	$147.92	$120.66
2016 Mini Cooper	$122.41	$106.02	$170.10	$162.97	$140.38
2021 Mini Cooper	$103.74	$125.61	$191.74	$188.10	$152.30

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

Bodily injury liability per person: $50,000
Bodily injury liability per accident: $100,000
Property damage liability: $50,000
Comprehensive deductible: $500
Collision deductible: $500
Medical payments: $5,000
Uninsured motorist bodily injury: $50,000/$100,000

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

About the Mini Cooper

The Mini Cooper has been around since 1961. The subcompact car is known for its sporty handling, turbocharged engines and upscale interior. In 2003, the Mini Cooper was named the North American Car of the Year. In 2012, there were more than 300,000 Mini cars sold throughout the world and the largest market was the United States, which had more than 66,000 sales. Today, there are over 100 Mini dealerships scattered across the US and four unique Mini financing and leasing programs to help get you behind the wheel.

Mini Cooper money-saving safety features

You could save money on car insurance for your MINI Cooper if it comes equipped with these safety features.

Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system

Special savings with Liberty Mutual

Since Mini currently has a partnership with Liberty Mutual, you may be able to get special savings on your premium and additional coverage options, such as:

Genuine Mini replacement parts
Towing back to the nearest Mini dealership
Accident forgiveness
24-hour claims service

How safe is the MINI Cooper?

The 2017 Mini Cooper was named a Top Safety Pick car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests. The National Highway Traffic Safety Administration (NHTSA) awarded the Mini Cooper with a 4-Star Overall Safety Rating. The NHTSA gave four stars, out of five, for all crash tests performed on the MINI Cooper.

In 2017, the National Insurance Crime Bureau ranked the Mini Cooper as number nine in their list of the Top 10 Least Stolen Used Cars.

How does the Mini Cooper compare to other car models?

From a price standpoint, the MINI Cooper ranks right in the middle of our list of the 360 priciest car models to insure.

Thank you for your feedback!

Roslyn McKenna

Roslyn McKenna is an insurance expert who's driven to help people get a great deal on insurance to protect their families and finances. Roslyn earned a BA in writing and communications from Maryville College and has written professionally for more than a decade, showing up on Bankrate, MSN and Reader's Digest.

More guides on Finder

Waffle car insurance review
Access an intuitive app, wide coverage and few exclusions when Waffle’s car insurance drops in late July.
Savvy car insurance review
This insurance shopping tool compares 100+ companies and prefills your quote forms.
Lemonade car insurance review for 2021
Safe drivers and electric car owners could see cheap rates, but its claims process isn’t perfect.
Electric vehicles in 2021: How new models, insurance rates and tax breaks affect their cost to own
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
How does a VIN affect car insurance?
Learn how insurance companies use identifying info from your VIN to set rates.
Car insurance for drivers 25 to 40 years old
Take advantage of the lowest minimum coverage rates by earning all the discounts you can.
Heacock Classic car insurance review August 2021
Insure your classic car or race car at agreed value with Heacock Classic, but you’ll have to look elsewhere if you have recent claims or major violations.
Driving without car insurance
Since driving uninsured comes with steep penalties, look at your coverage options or consider alternatives.
Say car insurance review Aug 2021
Offers a transparent look at your premiums and rewards renewal with a better insurance score.
Acceptance car insurance review Aug 2021
Consider Acceptance if you’re a high-risk driver, but prepare for the possibility of a negative customer service experience.

Ask an Expert

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder

Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

Mini Cooper insurance rates