Compare MINI Cooper car insurance prices | finder.com

MINI Cooper insurance rates

Shedding light on car insurance prices

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

Average MINI Cooper insurance rates

The average insurance costs for a MINI Cooper is $227 a month — or $2,724 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 MINI Cooper
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

About the MINI Cooper

MINI Cooper Insurance FinderThe MINI Cooper has been around since 1961. The subcompact car is known for its sporty handling, turbocharged engines and upscale interior. In 2003, the MINI Cooper was named the North American Car of the Year. In 2012, there were more than 300,000 MINI cars sold throughout the world and the largest market was the United States, with had more than 66,000 sales.

Insurance companies determine the insurance cost for a MINI Cooper based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. MINI shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. MINI Cooper shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

MINI Cooper money-saving safety features

You could save money on car insurance for your MINI Cooper if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

Random MINI Facts

  • MINI cars have been around since 1959, but the British company was founded in 1969.
  • MINI has been a subsidiary of BMW since 1994. More than one million vehicles were sold since BMW took over.
  • There are approximately 5.3 million original MINI cars sold, making it the top selling British car in history. The company stopped selling the original MINI cars by 2000.
  • In 2012, the record amount of people that could fit in a MINI car was set at 28, according to the Guinness World Records.
  • MINI is the second most produced car in Britain.

Compare insurance providers that cover MINI Cooper

Name Product Roadside assistance New car protection
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
Esurance offers a modern online and mobile experience that helps you take your insurance on the go.
Allstate
Included free
Yes, cars under 2 years old
Enjoy having your own dedicated agent to help you get the best discounts and coverage.

Compare up to 4 providers


MINI Cooper price

A 2017 MINI Cooper starts at a base price of $20,950. With the average insurance rate at $2,724 per year, the annual insurance cost–to–base car price ratio is 13.0%.


How safe is the MINI Cooper?

The 2017 MINI Cooper was named a Top Safety Pick car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests. The National Highway Traffic Safety Administration (NHTSA) awarded the MINI Cooper with a 4-Star Overall Safety Rating. The NHTSA gave four stars, out of five, for all crash tests performed on the MINI Cooper.

In 2017, the National Insurance Crime Bureau ranked the MINI Cooper as number nine in their list of the Top 10 Least Stolen Used Cars.

Which car insurance provider is best for me?

Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.

Question 1 of 2

Based on your answers, check out:

Compare more car insurance companies

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.


How does the MINI Cooper compare to other car models?

From a price standpoint, the MINI Cooper ranks right in the middle of our list of the 360 priciest car models to insure. Lear the price of other car brands and models:

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our and .
Go to site