MINI Cooper insurance rates
Shedding light on car insurance prices
Average MINI Cooper insurance rates
The average insurance costs for a MINI Cooper is $227 a month — or $2,724 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
- 2017 MINI Cooper
- 10,001–15,000 miles driven yearly
- No accidents in the past five years
- Anti-theft device on vehicle
- Driver located in New York
- Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
Get your personalized auto quote
Use our magical comparison tool to find the cheapest rates from providers in your area.
About the MINI Cooper
The MINI Cooper has been around since 1961. The subcompact car is known for its sporty handling, turbocharged engines and upscale interior. In 2003, the MINI Cooper was named the North American Car of the Year. In 2012, there were more than 300,000 MINI cars sold throughout the world and the largest market was the United States, with had more than 66,000 sales.
Insurance companies determine the insurance cost for a MINI Cooper based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. MINI shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. MINI Cooper shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
MINI Cooper money-saving safety features
You could save money on car insurance for your MINI Cooper if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
Random MINI Facts
- MINI cars have been around since 1959, but the British company was founded in 1969.
- MINI has been a subsidiary of BMW since 1994. More than one million vehicles were sold since BMW took over.
- There are approximately 5.3 million original MINI cars sold, making it the top selling British car in history. The company stopped selling the original MINI cars by 2000.
- In 2012, the record amount of people that could fit in a MINI car was set at 28, according to the Guinness World Records.
- MINI is the second most produced car in Britain.
Compare insurance providers that cover MINI Cooper
Rates last updated June 17th, 2018
MINI Cooper price
A 2017 MINI Cooper starts at a base price of $20,950. With the average insurance rate at $2,724 per year, the annual insurance cost–to–base car price ratio is 13.0%.
How safe is the MINI Cooper?
The 2017 MINI Cooper was named a Top Safety Pick car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests. The National Highway Traffic Safety Administration (NHTSA) awarded the MINI Cooper with a 4-Star Overall Safety Rating. The NHTSA gave four stars, out of five, for all crash tests performed on the MINI Cooper.
In 2017, the National Insurance Crime Bureau ranked the MINI Cooper as number nine in their list of the Top 10 Least Stolen Used Cars.
Which car insurance provider is best for me?
Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.
Question 1 of 3
Do you drive or plan to own a MINI Cooper?
Question 2 of 3
Are you already insured by a provider?
Question 3 of 3
How old are you?
Based on your answers, we think these providers are right for you
Allstate Auto Insurance
Allstate is a trusted and well-established company that offers life, automobile, home, renters, condo, motorcycle and business insurance policies. Founded in 1931, the company strives to make the community safer. Allstate car insurance comes with:
- New car replacement.
- Accident forgiveness.
- Rewards for safe driving.
How does the MINI Cooper compare to other car models?
From a price standpoint, the MINI Cooper ranks right in the middle of our list of the 360 priciest car models to insure. Lear the price of other car brands and models:
Ask an Expert