Average Mini Cooper insurance cost: $152. But how low can your rates go? See our sample quotes.
Get the cheapest quotes on your auto insurance
Enter your ZIP code to see insurers near you.
Your information is secure.
Get the cheapest quotes on your auto insurance
Enter your ZIP code to see insurers near you.
Your information is secure.
We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Mini Cooper is $152.30 — or $1,827.57 a year. However, your actual costs depend on your driving history, vehicle model and year, ZIP plus other factors. And some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose.
Model Year
Progressive
Geico
State Farm
Farmers
Average
2011 Mini Cooper
$94.74
$89.82
$150.16
$147.92
$120.66
2016 Mini Cooper
$122.41
$106.02
$170.10
$162.97
$140.38
2021 Mini Cooper
$103.74
$125.61
$191.74
$188.10
$152.30
How we got these rates
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
Enter your zip code to compare providers in your area.
Your information is secure
About the Mini Cooper
The Mini Cooper has been around since 1961. The subcompact car is known for its sporty handling, turbocharged engines and upscale interior.
In 2003, the Mini Cooper was named the North American Car of the Year. In 2012, there were more than 300,000 Mini cars sold throughout the world and the largest market was the United States, which had more than 66,000 sales.
You could save money on car insurance for your Mini Cooper if it comes equipped with these safety features.
Antilock brakes
Stability control
Airbags
Seatbelt pretensioners
Antitheft system
Special savings with Liberty Mutual
Since Mini currently has a partnership with Liberty Mutual, you may be able to get special savings on your premium and additional coverage options, such as:
Genuine Mini replacement parts
Towing back to the nearest Mini dealership
Accident forgiveness
24-hour claims service
How safe is the Mini Cooper?
The 2017 Mini Cooper was named a Top Safety Pick car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests.
The National Highway Traffic Safety Administration (NHTSA) awarded the Mini Cooper with a 4-Star Overall Safety Rating. The NHTSA also gave the Mini Cooper four out of five stars on all crash tests.
In 2017, the National Insurance Crime Bureau ranked the Mini Cooper as number nine in their list of the Top 10 Least Stolen Used Cars.
How does the Mini Cooper compare to other car models?
From a price standpoint, the Mini Cooper ranks right in the middle of our list of the 360 priciest car models to insure.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Advertiser Disclosure
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
