Compare and save on car insurance
Enter your ZIP code to see insurers near you.
Your information is secure.
Prefer to speak to an agent? Call for rates: 877-643-1017
Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
Mini Cooper insurance rates
Average Mini Cooper insurance cost: $152. But how low can your rates go? See our sample quotes.
We pulled Mini Cooper car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Mini Cooper is $152.30. However, an older model may score you lower rates.
The average cost of car insurance for a 2021 Mini Cooper is $152.30 a month —or $1,827.57 a year. However, your actual costs depend on your driving history, car model, location and other factors.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2011 Mini Cooper | $94.74 | $89.82 | $150.16 | $147.92 | $120.66 |
| 2016 Mini Cooper | $122.41 | $106.02 | $170.10 | $162.97 | $140.38 |
| 2021 Mini Cooper | $103.74 | $125.61 | $191.74 | $188.10 | $152.30 |
How we got these rates
Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
- Bodily injury liability per person: $50,000
- Bodily injury liability per accident: $100,000
- Property damage liability: $50,000
- Comprehensive deductible: $500
- Collision deductible: $500
- Medical payments: $5,000
- Uninsured motorist bodily injury: $50,000/$100,000
Get the cheapest quotes for your Mini Cooper
Enter your zip code to compare providers in your area.
Your information is secure
About the Mini Cooper
The Mini Cooper has been around since 1961. The subcompact car is known for its sporty handling, turbocharged engines and upscale interior. In 2003, the Mini Cooper was named the North American Car of the Year. In 2012, there were more than 300,000 Mini cars sold throughout the world and the largest market was the United States, which had more than 66,000 sales. Today, there are over 100 Mini dealerships scattered across the US and four unique Mini financing and leasing programs to help get you behind the wheel.
Mini Cooper money-saving safety features
You could save money on car insurance for your MINI Cooper if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
Special savings with Liberty Mutual
Since Mini currently has a partnership with Liberty Mutual, you may be able to get special savings on your premium and additional coverage options, such as:
- Genuine Mini replacement parts
- Towing back to the nearest Mini dealership
- Accident forgiveness
- 24-hour claims service
How safe is the MINI Cooper?
The 2017 Mini Cooper was named a Top Safety Pick car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests. The National Highway Traffic Safety Administration (NHTSA) awarded the Mini Cooper with a 4-Star Overall Safety Rating. The NHTSA gave four stars, out of five, for all crash tests performed on the MINI Cooper.
In 2017, the National Insurance Crime Bureau ranked the Mini Cooper as number nine in their list of the Top 10 Least Stolen Used Cars.
How does the Mini Cooper compare to other car models?
From a price standpoint, the MINI Cooper ranks right in the middle of our list of the 360 priciest car models to insure.
More guides on Finder
-
Compare car insurance in Stockton
Compare car insurance rates and features that serve Stockton.
-
Car insurance in Modesto
These 4 best car insurance picks are a good starting point for shopping around in Modesto.
-
Car insurance in Sacramento
Shop for car insurance in Sacramento with the best coverage, rates, service and local reputation.
-
Compare car insurance in San Jose
Car insurance isn’t optional in San Jose. Compare insurers that serve San Jose, California.
-
Compare car insurance in Fresno
Compare insurers that serve Fresno, California, side by side.
-
Car insurance in San Diego
These top 4 companies should narrow down your car insurance options in San Diego.
-
Car insurance in Denver
See our 4 best picks for car insurance in Denver, plus a few more to consider.
-
Lemonade car insurance review for 2022
Safe drivers and electric car owners could see cheap rates, but its claims process isn’t perfect.
-
Electric vehicles in 2021: How new models, insurance rates and tax breaks affect their cost to own
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
-
Compare full coverage vs. liability car insurance
Which type of car insurance policy fits your car and driving needs?
Ask an Expert