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Liberty Mutual vs. The General: Which provider is better?
Liberty Mutual vs. The General
Are you considering Liberty Mutual and The General for auto insurance? You’ll need the details on each provider to pick the best one for your situation. But first let’s take an overview of each company before we get into the specifics.
Liberty Mutual makes the process of purchasing car insurance understandable and easy. The website includes ways to get quotes, check coverage mandates by state, and even help identify what exactly you need from your car insurance. They get an A+ from the Better Business Bureau and provide discounts, making car insurance more affordable.
Like Liberty Mutual, The General also gets an A+ from the BBB. The company is known for insuring drivers with less-than-perfect driving records. If you fall into this category, it might be a good option. Let’s take a look at the details of each provider so you can make your choice.
- Roadside assistance
- Accident forgiveness
- Collision coverage
Our top pick: Liberty Mutual
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
- Roadside assistance
- Accident forgiveness
- Collision coverage
- Better car replacement
- Coverage for every location
|
|
|
|---|---|
| Build a policy online or with local agent support, with features like better car replacement and accident forgiveness. | Basic, affordable coverage for almost any driver, including drivers with past claims or SR-22. |
| All 50 states | All states except Hawaii, Massachusetts, Michigan and New Jersey |
| 2 stars | Not rated |
| 5 stars | 5 stars |
| Optional | Optional |
| Yes | No |
| Yes | No |
| Yes | No |
| Yes |
Yes |
| online phone |
phone |
| 12 months monthly |
12 months monthly |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | No |
| Yes | No |
| Yes | Yes |
| Yes | No |
| Newly married discount | |
|
|
|
Bottom line
Both Liberty Mutual and The General have a good reputation for customer service. But Liberty Mutual comes out ahead if you are looking for discounts. However, if you can’t get coverage through Liberty Mutual because of a poor driving history, The General is a good second choice. Compare your car insurance options to find the best insurance company for you.
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