Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Ford Ranger car insurance rates
Your new truck could spell higher premium.
Compare car insurance quotes
Enter your ZIP code below and click Compare to see the cheapest rates in your area.
The new Ranger is a truck that’s somewhat cheap to insure for a pickup but will still cost you over $500 more than a standard sedan. The average insurance costs for a Ford Ranger is $157 a month, or $1,884 a year. With a base price of $24,000, the annual insurance cost–to–base car price ratio is 12.7%, which is higher than the national average of 4%.
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
- Broad coverage, including for custom car parts or ridesharing
- Transparent pricing tools that help you buy within budget
- Accident forgiveness on small claims or for staying claim-free
- Stack a variety of discounts for multiple cars, autopay or homeownership
Compare car insurance for your Ford Ranger
How do I compare insurance for the Ranger?
The thrill of owning a brand-new Ranger might waver when you see your above-average insurance rates. By shopping around with insurance providers, you can find the lowest premium you’re eligible for.
Factors that may play into the Ranger’s expected premium:
- Body type. This long-loved car model extends into the trucks of today as a midsize pickup truck, which is the most expensive type of car to insure.
- Fuel. You won’t save much with this truck’s average fuel economy, which is rated at 22 mpg. But that mileage is higher than for other trucks its size.
- Theft rates. This new Ranger hasn’t made enough of a road mark for ratings. But the 2011 model includes a higher theft rate of 34 cars for every 10,000 made.
- Maintenance. This American-grown truck keeps maintenance costs low with no need for special care or high-dollar parts.
- Coverage. You can opt for standard coverage, because this truck is made for duty, not luxury. However, because of the potential for the high theft and mechanical breakdowns in previous models, consider comprehensive and roadside assistance.
- Insurer options. Nearly any insurer will take on your Ranger, leaving you with plenty of providers to compare.
- Warranty. This truck includes a standard warranty at three years or 36,000 miles for bumper-to-bumper coverage and five years or 60,000 miles for the powertrain.
Does the Ford Ranger qualify for discounts?
Yes. Look for discounts on standard safety features that include:
- Antilock brakes
- Antitheft system
- Stability control
- Front impact airbags
- Side impact airbags
- Overhead airbags
How reliable is the Ford Ranger?
It’s hard to pinpoint safety and reliability for newer models on the market. But we can glean some insight from the 2011 Ford Ranger:
- Safety. The 2019 Ranger doesn’t include safety ratings, but the 2011 model received 3 out of 5 stars from the NHTSA.
- Reliability. So far, complaints for the new Ranger involve nonthreatening problems like lit-up engine lights. This truck also has an overall reliability rating of 3 out of 4, although previous model years report some mechanical problems.
- Recalls. No recalls are issued for this year’s truck, but the 2011 model included two that involved taillights and airbags.
The Ford Ranger might haul in a higher premium just because it’s a midsize truck. You can compare several insurance providers to find the hard-working coverage you need. Or try looking at rates for another make or model.
Frequently asked questions about the Ford Ranger
More guides on Finder
Electric vehicles in 2021: How new models, insurance rates and tax breaks affect their cost to own
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
GoAuto car insurance review April 2021
Pocket an option for SR-22 coverage, but you might be compromising on service.
Grundy classic car insurance review April 2021
Protect your classic as well as your daily driver with steep liability coverage all on one policy.
J.C. Taylor classic car insurance review April 2021
Protect nearly any classic vehicle at least 19 years old with no-fuss, standard coverage.
Hagerty classic car insurance review April 2021
Hagerty sets the bar on wide classic car coverage with thousands of positive customer reviews to back it up.
How to pass your car’s smog check in 2021
Understand your state’s smog test requirements to minimize the hassle.
Compare hybrid insurance
Hybrids have great fuel economy, but can cost more to repair and insure.
Does car insurance cover visiting Canada and Mexico?
Your US policy should cover driving in Canada, but Mexico might require extra liability insurance.
Visa car rental insurance: How does it work?
Your Visa coverage depends on your credit card provider.
Barclaycard car rental insurance: How does it work?
Many of the provider’s Visa and Mastercard products offer coverage.