Ford Ranger car insurance rates

How do I compare insurance for the Ranger?

The thrill of owning a brand-new Ranger might waver when you see your above-average insurance rates. By shopping around with insurance providers, you can find the lowest premium you’re eligible for.

Factors that may play into the Ranger’s expected premium:

• Body type. This long-loved car model extends into the trucks of today as a midsize pickup truck, which is the most expensive type of car to insure.
• Fuel. You won’t save much with this truck’s average fuel economy, which is rated at 22 mpg. But that mileage is higher than for other trucks its size.
• Theft rates. This new Ranger hasn’t made enough of a road mark for ratings. But the 2011 model includes a higher theft rate of 34 cars for every 10,000 made.
• Maintenance. This American-grown truck keeps maintenance costs low with no need for special care or high-dollar parts.
• Coverage. You can opt for standard coverage, because this truck is made for duty, not luxury. However, because of the potential for the high theft and mechanical breakdowns in previous models, consider comprehensive and roadside assistance.
• Insurer options. Nearly any insurer will take on your Ranger, leaving you with plenty of providers to compare.
• Warranty. This truck includes a standard warranty at three years or 36,000 miles for bumper-to-bumper coverage and five years or 60,000 miles for the powertrain.

Does the Ford Ranger qualify for discounts?

Yes. Look for discounts on standard safety features that include:

How reliable is the Ford Ranger?

It’s hard to pinpoint safety and reliability for newer models on the market. But we can glean some insight from the 2011 Ford Ranger:

• Safety. The 2019 Ranger doesn’t include safety ratings, but the 2011 model received 3 out of 5 stars from the NHTSA.
• Reliability. So far, complaints for the new Ranger involve nonthreatening problems like lit-up engine lights. This truck also has an overall reliability rating of 3 out of 4, although previous model years report some mechanical problems.
• Recalls. No recalls are issued for this year’s truck, but the 2011 model included two that involved taillights and airbags.

Bottom line

The Ford Ranger might haul in a higher premium just because it’s a midsize truck. You can compare several insurance providers to find the hard-working coverage you need. Or try looking at rates for another make or model.

Frequently asked questions about the Ford Ranger

• How much does the Ford Ranger cost?

  The 2019 model starts around $24,000 MSRP.

• Is the Ford Ranger a reliable truck?

  Yes. The 2019 Ranger is expected to have an above average experience with reliability.

  Over the years, owners have reported a number of problems with Ford Rangers, including cosmetic, electrical and engine problems, however.

• What are common problems I should know about with previous Ford Ranger models?

  Problems with previous models have included a wide range of issues, such as difficulty starting the engine, shifting and idling problems. Problems so far reported for the 2019 model involve wind noise and the engine light coming on.

• What special features does the 2019 Ford Ranger have?

  On the outside, the Ranger comes as a four-cylinder truck with 270 horsepower and rear- or all-wheel drive.

  Inside, the Ranger includes adjustable terrain settings, driver assistance features like blind spot monitoring that includes trailers, automated emergency braking and optional touchscreen infotainment with Sync 3.