Fiat 124 Spider insurance rates

The average insurance costs for a Fiat 124 Spider is $238 a month — or $2,856 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Compare insurance for your Fiat 124 Spider

Sort by:

Name	Product	Roadside assistance	New car protection	Accident forgiveness	Safe driver discount	Available states
Allstate		Optional			13%	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Get quotes More Info	Compare	loading Fetching your data...
Progressive		Optional			30%	All 50 states & DC	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
The AARP Auto Insurance Program from The Hartford		Optional			Yes	All 50 states	Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.	Get quotes More Info	Compare	loading Fetching your data...
Root					52%	Available in 31 states	Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.	Get quotes More Info	Compare	loading Fetching your data...
Savvy		Optional	Depends on provider		Yes	All states & DC	Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional			30%	All 50 states & DC	Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.	Get quotes More Info	Compare	loading Fetching your data...
USAA		Optional			Yes	All 50 states & DC	Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.	Get quotes More Info	Compare	loading Fetching your data...
Motion Auto		Optional			No	AZ, TN, UT & WI	Reap a myriad of rewards based on how safe you drive and car safety features, plus free accident forgiveness and diminishing deductible.	Get quotes More Info	Compare	loading Fetching your data...
Gabi		Optional	Optional		Yes	All 50 states except AK & HI	Upload your current policy info and get quotes from 40+ companies. Switch and save an average of $961 a year.	Get quotes More Info	Compare	loading Fetching your data...
AAA					Yes	AK, AZ, CA, MT, NV, UT and WY	Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in AK, AZ, CA, MT, NV, UT and WY.	Get quotes More Info	Compare	loading Fetching your data...
Branch		Optional			No	AZ, CO, IL, IN, MD, MO, OK, OH, TX and WI	Benefit from this online-based startup’s steep savings and convenient online quotes and claims.	Get quotes More Info	Compare	loading Fetching your data...
Metromile		Optional			49%	AZ, CA, IL, NJ, OR, PA, VA, WA	Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.	Get quotes More Info	Compare	loading Fetching your data...

loading

Load More

Compare up to 4 providers

Clear selection

Compare

Fiat 124 Spider car insurance rates

A 2017 Fiat 124 Spider starts at a base price of $24,995. Financing options are available from Fiat. With the average insurance rate at $2,856 per year, the annual insurance cost–to–base car price ratio is 11.4%.

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Fiat 124 Spider
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • The Fiat 124 Spider’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

About the Fiat 124 Spider

The first model year of the Fiat 124 Spider is 2017. The Fiat 124 Spider is known for its athletic performance and great fuel economy for being a sports car. The model was named the Best New Convertible of 2017 for quality, innovation and value, by Cars.com

Fiat 124 SPIDER money-saving safety features

You could save money on car insurance for your Fiat 124 SPIDER if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the Fiat 124 Spider?

Similar to many sports cars, the Fiat 124 Spider has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.

The Fiat 124 Spider features many safety and security features. A blind spot monitoring system and rear cross path detection can help drivers monitor their path and ensure safety for the drivers. The Fiat 124 Spider offers a steal safety frame that absorbs energy during a crash. There are also four airbags to help reduce the chance of injury during a collision.

How does the Fiat 124 Spider compare to other car models?

From a price standpoint, the Fiat 124 Spider ranks right in the middle of our list of the 360 priciest car models to insure.

Compare all car makes & models