The average insurance costs for a Fiat 124 Spider is $238 a month — or $2,856 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Fiat 124 Spider starts at a base price of $24,995. Financing options are available from Fiat. With the average insurance rate at $2,856 per year, the annual insurance cost–to–base car price ratio is 11.4%.
Model
Monthly insurance rate
Base car price
124 Spider
$238
$24,995
500
$180
$14,995
500L
$166
$20,995
500X
$245
$19,995
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Fiat 124 Spider
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
The Fiat 124 Spider’s model year
The vehicle’s trim
The amount of coverage you need
The estimated miles your drive in a year
The vehicle’s safety and anti-theft features
The driver’s credit score
The driver’s location
The driver’s age
The driver’s driving history in the past five years
The driver’s marital status
Your (or the driver’s) gender
Whether the driver rents, leases or owns the vehicle
The first model year of the Fiat 124 Spider is 2017. The Fiat 124 Spider is known for its athletic performance and great fuel economy for being a sports car. The model was named the Best New Convertible of 2017 for quality, innovation and value, by Cars.com
Fiat 124 SPIDER money-saving safety features
You could save money on car insurance for your Fiat 124 SPIDER if it comes equipped with these safety features.
Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system
How safe is the Fiat 124 Spider?
Similar to many sports cars, the Fiat 124 Spider has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.
The Fiat 124 Spider features many safety and security features. A blind spot monitoring system and rear cross path detection can help drivers monitor their path and ensure safety for the drivers. The Fiat 124 Spider offers a steal safety frame that absorbs energy during a crash. There are also four airbags to help reduce the chance of injury during a collision.
How does the Fiat 124 Spider compare to other car models?
From a price standpoint, the Fiat 124 Spider ranks right in the middle of our list of the 360 priciest car models to insure.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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