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Fiat has been producing cars for nearly 120 years. If you’re looking to invest in one, compare your financing options and learn more about Fiat’s warranties and car-buying programs.
If you’re on the hunt for the most competitive rate and aren’t pressed for time, you might want to consider a secured car loan from a bank, credit union or online lender. Many car loan providers allow you to fill out a prequalification form to get an idea of what rates and terms you might qualify for — giving you bargaining power when you visit a dealership. Or if you don’t want to use the car you’re buying as collateral, you could also opt for an unsecured personal loan. These typically come with higher rates, though, since they pose more risk to the lender.
Rather keep things simple and fast? It may be easier to finance or lease your Fiat directly through an authorized dealership:
*Rates as of June 14, 2019.
As with any type of credit, the rates and terms you qualify for will depend on your creditworthiness and personal financial situation.
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Fiat offers two main discounts: a $500 cash bonus for active military members and recent veterans, as well as a $1,000 reimbursement for the installation of adaptive driver or passenger equipment for people with disabilities. Fiat also has an Affiliate Rewards program that allows employees of Fiat’s partner companies to finance or lease a vehicle at 1% below dealer invoice.
Fiat’s 2019 base models start at around $16,500 and go as high at $33,000 — not including any extra features or warranties. How much you ultimately pay will depend on any special offers or discounts available at your local dealership as well as your negotiation skills.
Here are the manufacturer suggested retail prices (MSRPs) for Fiat’s five 2019 models:
500
500L
500X
124 Spider
500e
Car insurance costs that come with driving a Fiat
Yes. A new Fiat comes with either a five-year, 50,000-mile powertrain warranty or a four-year, 50,000-mile basic warranty. You can also select one of the following options to extend your coverage:
Financing or leasing directly through Fiat can make it easy to complete the car-buying process in one sitting. But if you’re interested in finding the best deal out there, you might want to explore your car loan options first so you have some negotiating power when you visit the dealership.
Pictures: Fiat USA official page
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