Cadillac CTS insurance rates
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Average Cadillac CTS insurance rates
The average insurance costs for a Cadillac CTS is $173 a month — or $2,076 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
Cadillac CTS car insurance rates
A 2017 Cadillac CTS starts at a base price of $45,995. With the average insurance rate at $2,076 per year, the annual insurance cost–to–base car price ratio is 4.5%, just above the 4% national average. Compared to other luxury brands, Cadillac models are relatively inexpensive to insure, ranging from the ATV with a slightly higher 6% cost-to-insure rate and the Escalade at a low 3%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| ATS | $173.00 | $34,595 |
| ATS-V | $169.00 | $60,695 |
| CT6 | $238.00 | $53,795 |
| CTS | $173.00 | $45,995 |
| CTS-V | $170.00 | $85,995 |
| Escalade | $179.00 | $73,395 |
| XT5 | $238.00 | $39,395 |
| XTS | $167.00 | $45,595 |
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About the Cadillac CTS
The Cadillac CTS has been around since 2003 and is a midsize luxury car. In 2016, there were approximately 16,000 models sold in the United States. The Cadillac CTS is known for its powerful engine, large interior and excellent fuel economy. The 2017 model was awarded a 5-Star Overall Rating by the National Highway Traffic Safety Administration for safety.
Insurance companies determine the insurance cost for a Cadillac CTS based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Cadillac shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Cadillac CTS shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Cadillac CTS money-saving safety features
You could save money on car insurance for your Cadillac CTS if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
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