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The average insurance costs for a Cadillac CTS is $173 a month — or $2,076 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. Filter car insurance companies by your state to get a quote.
A 2017 Cadillac CTS starts at a base price of $45,995. With the average insurance rate at $2,076 per year, the annual insurance cost–to–base car price ratio is 4.5%, just above the 4% national average. Compared to other luxury brands, Cadillac models are relatively inexpensive to insure, ranging from the ATV with a slightly higher 6% cost-to-insure rate and the Escalade at a low 3%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| ATS | $173.00 | $34,595 |
| ATS-V | $169.00 | $60,695 |
| CT6 | $238.00 | $53,795 |
| CTS | $173.00 | $45,995 |
| CTS-V | $170.00 | $85,995 |
| Escalade | $179.00 | $73,395 |
| XT5 | $238.00 | $39,395 |
| XTS | $167.00 | $45,595 |
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The Cadillac CTS has been around since 2003 and is a midsize luxury car. In 2016, there were approximately 16,000 models sold in the United States. The Cadillac CTS is known for its powerful engine, large interior and excellent fuel economy. The 2017 model was awarded a 5-Star Overall Rating by the National Highway Traffic Safety Administration for safety.
You could save money on car insurance for your Cadillac CTS if it comes equipped with these safety features.
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