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Cadillac CTS insurance rates

Average Cadillac CTS insurance rates

The average insurance costs for a Cadillac CTS is $173 a month — or $2,076 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. Filter car insurance companies by your state to get a quote.

A 2017 Cadillac CTS starts at a base price of $45,995. With the average insurance rate at $2,076 per year, the annual insurance cost–to–base car price ratio is 4.5%, just above the 4% national average. Compared to other luxury brands, Cadillac models are relatively inexpensive to insure, ranging from the ATV with a slightly higher 6% cost-to-insure rate and the Escalade at a low 3%.

ModelMonthly insurance rateBase car price
ATS$173.00$34,595
ATS-V$169.00$60,695
CT6$238.00$53,795
CTS$173.00$45,995
CTS-V$170.00$85,995
Escalade$179.00$73,395
XT5$238.00$39,395
XTS$167.00$45,595
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
State Farm
State Farm
No
Yes
Drive Safe and Save
Yes
All 50 states
Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value.
Geico
No
No
DriveEasy
Yes
All 50 states

Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.

Allstate
Yes
Yes
Drivewise
Yes
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
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About the Cadillac CTS

The Cadillac CTS has been around since 2003 and is a midsize luxury car. In 2016, there were approximately 16,000 models sold in the United States. The Cadillac CTS is known for its powerful engine, large interior and excellent fuel economy. The 2017 model was awarded a 5-Star Overall Rating by the National Highway Traffic Safety Administration for safety.

Cadillac CTS money-saving safety features

You could save money on car insurance for your Cadillac CTS if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

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