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Cadillac CTS insurance rates

Average Cadillac CTS insurance rates

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The average insurance costs for a Cadillac CTS is $173 a month — or $2,076 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. Filter car insurance companies by your state to get a quote.

A 2017 Cadillac CTS starts at a base price of $45,995. With the average insurance rate at $2,076 per year, the annual insurance cost–to–base car price ratio is 4.5%, just above the 4% national average. Compared to other luxury brands, Cadillac models are relatively inexpensive to insure, ranging from the ATV with a slightly higher 6% cost-to-insure rate and the Escalade at a low 3%.

ModelMonthly insurance rateBase car price
ATS$173.00$34,595
ATS-V$169.00$60,695
CT6$238.00$53,795
CTS$173.00$45,995
CTS-V$170.00$85,995
Escalade$179.00$73,395
XT5$238.00$39,395
XTS$167.00$45,595
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Bankrate
Bankrate
Yes
Yes
Yes
Yes
All 50 states
Compare personalized rates from multiple insurance companies in one go. Plus, access a live agent for any questions along the way.
Quinstreet - Insure.com
Quinstreet - Insure.com
Yes
Depends on provider
Depends on provider
Depends on provider
All 50 states
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About the Cadillac CTS

The Cadillac CTS has been around since 2003 and is a midsize luxury car. In 2016, there were approximately 16,000 models sold in the United States. The Cadillac CTS is known for its powerful engine, large interior and excellent fuel economy. The 2017 model was awarded a 5-Star Overall Rating by the National Highway Traffic Safety Administration for safety.

Cadillac CTS money-saving safety features

You could save money on car insurance for your Cadillac CTS if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

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