BMW Performance Insurance

Get exclusive protection for your exclusive ride with BMW Performance Insurance from Liberty Mutual

When you look forward to hopping behind the wheel of your BMW, adequate insurance protection is essential before you hit the road. The good news is that one big-name insurance provider’s got your back with car insurance coverage designed specifically for your exclusive wheels.

Underwritten by Liberty Mutual and endorsed by the BMW Car Club of America, BMW Performance Insurance can cover your genuine BMW replacement parts for repairs, new car replacement coverage, towing to your nearest BMW center, accident forgiveness and more. With BMW Performance Insurance, you could get back on the road more quickly when your car is damaged, stolen or involved in an accident.

What can BMW Performance Insurance offer?

Liberty Mutual’s BMW Performance Insurance gives you benefits like no other for a car that’s in a class of its own.

• BMW Extended Service Contract. With extended service, you can be certain that covered repairs are performed only at a genuine BMW center using original BMW parts, with 24-hour BMW Roadside Assistance.
• BMW Ultimate Protection Program. If you’re leasing a car, extend your benefits to avoid potential excess wear and tear costs of up to $5,000, missing parts coverage of up to $300 and an expedited claims process at the end of your lease.
• BMW Gap Insurance. Secure your investment with gap coverage that covers the difference between your car’s market value and your total loss in the unlikely event of theft or an accident.
• BMW Protection Products. Purchase additional coverage to protect your BMW tires and wheels from road hazards, your windshield from cracks or breaks and your paint job from dings and dents, along with 24/7 lockout assistance and key replacement.
  

What’s the fine print?

• Exclusions apply based on state laws and regulations.

  • You may be eligible for discounts by bundling your BMW Performance Insurance with other Liberty Mutual products; however, discounts and savings vary by state and not all applicants will qualify.
  • Genuine BMW replacement parts may be prohibited by your state’s laws, so be sure to confirm that you can take advantage of this coverage.
  • New car replacement coverage is subject to your applicable deductible and covers total losses only. Your vehicle must be less than a year old, have been picked up brand new and have fewer than 15,000 miles. Coverage is not available in North Carolina or Wyoming.
  • Towing and labor coverage applies to mechanical breakdowns only. It does not apply to accidents covered by collision or comprehensive coverage.
  • Accident forgiveness is available to qualifying customers only and is subject to Liberty Mutual’s underwriting guidelines. It is not available in California and varies by state.

How do I sign up for BMW Performance Insurance?

To sign up for BMW Performance Insurance or get a free quote on your rates, visit Liberty Mutual’s BMW Performance Insurance page or call 888-694-5644.

Common questions about BMW Performance Insurance

• Who underwrites BMW Performance Insurance?

  BMW Performance Insurance is underwritten by Liberty Mutual exclusively through BMW Insurance Agency.

• Is MBW Performance Insurance worth it?

  It depends on who you ask. Avid BMW customers online complain of higher rates for coverage they claim to be able to find elsewhere or with another provider. Current Liberty Mutual customers report easy claims processes and minimal stress when replacing parts. Ultimately, you’ll want to compare your options before signing on with this exclusive insurance.

• What parts will be used to repair my BMW?

  If the insurer accepts a claim for accidental loss or damage to your vehicle, any damaged part of your vehicle will be replaced with genuine BMW replacement parts, subject to local availability.