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Kia Insurance Rates

What to expect when insuring a Kia

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Average insurance cost for a Kia

The average insurance cost of a Kia is $186.70 a month, or $2,240.40 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Some of the variables that affect the price of insurance include your age and your location, as well as the year, model and trim package of your Kia.

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How a vehicle from Kia affects insurance costs

Kias are affordable vehicles, which makes insurance more affordable as well. These cars are not costly to repair or replace, which helps to bring down the cost of insurance. Newer Kia models also do well in safety tests, another factor insurance companies consider when determining the cost of your insurance premium.

However, some Kias are targeted by thieves, which can increase the cost of insurance.

Are there any standout models?

The K900 is Kia’s highest-end car, with a starting price of $49,900. This luxury model Kia has a 3.8L V6 engine and 311 horsepower that produce a smooth overall ride. Kia’s goal with the K900 was to “breathe new life into luxury,” and does so with dynamic bending light, an aerodynamic design, prestige distance (the space between the cabin and front wheel) and a spacious, comfortable interior.

Pros and cons of insuring a Kia

Pros

  • Newer models do well in safety tests
  • Not costly to repair or replace
  • Decent gas mileage

Cons

  • Targeted by thieves

About the Kia brand

Kia was founded in 1944 and opened its first plant one year later. But it wasn’t until the ’80s that the company began exporting cars to the US.

Throughout the years, Kia has won many awards, including Kelley Blue Book’s 5 Great Deals, Autocar’s Car Company of the Year and the Environmental Management Award.

Kia car facts

  • Kia is the second largest automotive manufacturer in South Korea and has been around since 1944.
  • In 2015, Kia sold over 3.3 million vehicles.
  • Kia base prices start at $15,000 and can go up to $50,000.

What’s UVO?

UVO is an infotainment and telematics system that provides Kia owners with eServices. Features include navigation, diagnostics, rear-camera display, emergency assistance and parking minder. When you download the UVO app onto your smartphone you can access remote commands like climate control, lock/unlock, vehicle status, find my car and more.

UVO is available for most Kia models beginning in 2014.

Bottom line

Kias are generally affordable to insure, barring any personal factors, but be sure to shop around to find the best car insurance for you.

Companies that provide coverage for Kia

A common car on the road in the US, you’ll have no problem finding an insurance provider that will cover your Kia.

Name Product Roadside assistance New car protection
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
Esurance offers a modern online and mobile experience that helps you take your insurance on the go.
Allstate
Included free
Yes, cars under 2 years old
Enjoy having your own dedicated agent to help you get the best discounts and coverage.

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