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Audi Insurance Rates

Compare car insurance for Audis

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Audi R8 V10 Decennium

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Average insurance cost of an Audi

The average insurance cost of owning an Audi is just under $200 a month, depending on the model, with some models as low as around $125 a month. This price is in line with other comparable luxury cars. The ultimate cost of your car insurance will depend on several factors, including your driving record, the number of miles you drive in a year and your location.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Find your Audi model

Compare Audi car insurance

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Assurance
Optional
Yes
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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How a vehicle from Audi affects insurance costs

An Audi is considered a luxury car, which typically means costlier car insurance. However, of the 2018 Audis that have been rated by the National Highway Traffic Safety Administration, almost all get a 5-star overall safety rating. This is good news for getting discounts on your Audi insurance. And the more safety features you select for your new Audi, the better.

Audi is a sought-after high-end automobile. With such a fan base, finding coverage won’t be difficult. You’ll find that most big-brand insurance providers cover this German car.

Audi car insurance rates by model

ModelMonthly insurance rateBase car price
A3$191.00$31,200
A4$191.00$34,900
A4 All Road$132.00$44,000
A5$127.00$41,200
A6$136.00$47,600
A7$124.00$68,800
A8$191.00$82,500
Q3$191.00$31,800
Q5$138.00$40,900
Q7$197.00$49,000
R8$197.00$162,900
RS7$191$110,700
S3$132$42,900
S5$98$53,100
S6$132$70,900
S7$191$79,900
S8$191.00$115,900
SQ5$132.00$53,300
TT$128.00$43,500
TTS$125.00$52,500

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Are there any standout models?

The Audi A5 Sportback has been named the Luxury Car Best Buy of 2018 by Kelley Blue Book, while the editors at Car and Driver give it 4.5 stars and call it a “masterstroke by Audi.” And it’s not surprising, as this sleek luxury automobile starts at a base price of $42,600. Not only is it decked out with a rich infotaiment system, a powerful turbocharged 252-hp 2.0 TFSI engine that does 0-60 mph in 5.7 seconds, and advanced quattro all-wheel drive technology, it also was awarded a 5-star overall safety rating from the NHTSA.

Pros and cons of insuring an Audi

Pros

  • High safety ratings from the NHTSA make this car more affordable to insure
  • Because Audis are not commonly stolen, it helps to bring down the cost of insurance

Cons

  • Luxury cars are more expensive to insure
  • Built outside the US

About the Audi brand

Audi can trace its roots back to of Cologne, Germany, where August Horch founded Horch & Cie. in 1899. After a difference of opinion with the board, August Horch left to form a second car company, but was unable to use his name because it was trademarked. Instead, he chose the Latin translation of his name. Thus “horch” became “audi.”

Today, Audi’s four rings symbolize the amalgamation of four motor-vehicle manufacturers in 1932: Audi, DKW, Horch and Wanderer. These four auto companies joined forces and became known as Auto Union AG. Eventually becoming the company we know today, Audi is now one of Germany’s oldest-established automobile manufacturers.

What’s Audi MMI?

The Audi MMI (multi media interface) operating system allows drivers to manage a slew of systems, including entertainment, navigation, ride dynamics and the interior. Audi refers to it as the “nerve center.” With Audi MMI you can play a song, make a phone call, get directions and much more.

Audi competitors

Looking for other car manufacturers?

Compare all car makes

Bottom line

Audi’s a luxury car brand that offers safe, reliable cars that are somewhat more expensive to insure than average. You can save on insuring an Audi by shopping around to find the best car insurance for you.

Frequently asked questions

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