Nissan Insurance Rates
What to expect when insuring a Nissan
Average insurance cost for a Nissan
The average cost of insuring a Nissan is $187.35 a month, or $2,248.20 a year. Some models are fairly inexpensive to insure, such as the Frontier ($147 a month, or $1,764 a year). Others are pricier to protect, such as the Armada ($220 a month, or $2,640 a year).
Nissans are typically quite safe and affordable, which tempers insurance costs. However, certain models are frequently targeted by car thieves, such as the Maxima and Altima. This makes insurance costs slightly more expensive.
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How a vehicle from Nissan affects insurance costs
Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.
Nissans’ good safety ratings make them affordable to insure. However, some models’ higher-than-average theft rates negatively impact the cost of car insurance.
Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play a role.
Nissan car insurance rates by model
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 370Z | $162.00 | $29,990 |
| Altima | $183.00 | $22,500 |
| Armada | $220.00 | $44,900 |
| Frontier | $147.00 | $18,390 |
| GT-R | $158.00 | $109,990 |
| Juke | $182.00 | $20,250 |
| Leaf | $185.00 | $30,680 |
| Maxima | $173.00 | $32,610 |
| Murano | $169.00 | $29,740 |
| Nv200 | $172.00 | $21,330 |
| Pathfinder | $220.00 | $30,290 |
| Rogue | $176.00 | $23,820 |
| Sentra | $220.00 | $16,990 |
| Titan | $220.00 | $29,580 |
| Titan XD | $227.00 | $31,590 |
| Versa | $191.00 | $11,990 |
| Versa Note | $180.00 | $15,480 |
Are there any standout models?
The Nissan GT-R NISMO is Nissan’s premium sports car. Features include the NISMO-tuned 600-hp, 3.8-liter, high-capacity twin-turbocharged V6 engine; an aerodynamic body design with carbon-fiber front and rear fascias, side sills and rear spoiler; and an all-wheel-drive drivetrain.
Prices start at $175,500.
Pros and cons of insuring a Nissan
Pros
- Great safety ratings
- Not expensive to repair or replace
Cons
- Some models are targeted by thieves
About the Nissan brand
Based in Yokohama, Japan’s second-largest city, Nissan manufactures vehicles from budget-priced family cars to extravagant performance machines. Founded in 1933, the company distributes cars branded with Nissan, Infiniti and Datsun logos.
Nissan is the sixth-largest auto manufacturer by production, behind Ford and GM but ahead of Honda. It also distributes the world’s number-two bestselling electric car, the Leaf.
Nissan car facts
- Nissan sells cars along a spectrum of price points. You’ll find budget models like the Versa ($11,990 MSRP), for example, as well as high-priced options like the GT-R ($109,990 MSRP).
- The Nissan Altima is the sixth-most-stolen vehicle in the United States, according to the National Insurance Crime Bureau. The Maxima is also frequently targeted by car thieves.
- Nissans typically score good crash ratings across the board from the Insurance Institute for Highway Safety (IIHS). This helps to lower insurance costs. Some models score less than “Good” ratings in driver-side crash protection: For example, the Frontier gets a “Marginal” rating and the Leaf gets a “Poor” rating.
- Nissan Motor Acceptance Corporation (NMAC) offers financing and leasing options with turnaround times that are typically faster than auto loans from a bank. But you may not get the best financing rates on a Nissan through NMAC.
What is NissanConnect?
Nissan’s infotainment system, NissanConnect, brings together navigation, security and connectivity. Control your Nissan by voice or touch. Start your car with a command to an Alexa-enabled device, or unlock your doors from your smartphone.
Once inside your Nissan, you can stream music and get navigation assistance from your vehicle’s display screen. Or send a hands-free text by voice command.
Available 2018 Nissan models feature a three-year complimentary trial of NissanConnect Services Select and a six-month trial of NissanConnect Services Premium Plus.
Bottom line
You’re likely to find affordable car insurance for your Nissan, barring any personal hiccups like a poor driving record or bad credit. But be sure to shop around to find the best car insurance for you.
Companies that offer coverage for Nissans
Nissan is a ubiquitous brand, and you should have little trouble finding insurance for your vehicle. Compare insurers in the table below.
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