Nissan insurance rates

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Compare car insurance

Average insurance cost for a Nissan

The average cost of insuring a Nissan is $187.35 a month, or $2,248.20 a year. Some models are fairly inexpensive to insure, such as the Frontier ($147 a month, or $1,764 a year). Others are pricier to protect, such as the Armada ($220 a month, or $2,640 a year).

Nissans are typically quite safe and affordable, which tempers insurance costs. However, certain models are frequently targeted by car thieves, such as the Maxima and Altima. This makes insurance costs slightly more expensive.

  • Top-rated insurer
  • Online quotes & claims
  • Bundle and save

Our top pick: Progressive

Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.

  • Top-rated insurer with 80 years of experience
  • Easy online sign-up and reporting
  • Multiple discounts available
  • Transparent quoting

Find your Nissan car model

Get car insurance quotes for your Nissan

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Geico
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy special benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Gabi
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Liberty Mutual
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Clearcover
Optional
No
AZ, CA, IL, UT
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.
State Farm
Optional
Yes
All 50 states
Get personalized, one-on-one support from your local State Farm agent. Start your policy today at 877-745-0232.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Allstate
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Farmers
15%
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
Elephant
Optional
10%
IL, IN, MD, TN, TX, VA
Elephant Insurance offers low-cost auto insurance with big discounts. Breaking from the national herd could save up to 40% off your current car insurance.

Compare up to 4 providers

How a vehicle from Nissan affects insurance costs

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

Nissans’ good safety ratings make them affordable to insure. However, some models’ higher-than-average theft rates negatively impact the cost of car insurance. Nissan is a ubiquitous brand, and you should have little trouble finding insurance for your vehicle.

Nissan car insurance rates by model

Model Monthly insurance rate Base car price
370Z $162.00 $29,990
Altima $183.00 $22,500
Armada $220.00 $44,900
Frontier $147.00 $18,390
GT-R $158.00 $109,990
Juke $182.00 $20,250
Leaf $185.00 $30,680
Maxima $173.00 $32,610
Murano $169.00 $29,740
Nv200 $172.00 $21,330
Pathfinder $220.00 $30,290
Rogue $176.00 $23,820
Sentra $220.00 $16,990
Titan $220.00 $29,580
Titan XD $227.00 $31,590
Versa $191.00 $11,990
Versa Note $180.00 $15,480

Pros and cons of insuring a Nissan

Pros

  • Great safety ratings
  • Not expensive to repair or replace

Cons

  • Some models are targeted by thieves

Get the cheapest quotes

Compare car insurance companies near you.

Your information is secure.

About the Nissan brand

Based in Yokohama, Japan’s second-largest city, Nissan manufactures vehicles from budget-priced family cars to extravagant performance machines. Founded in 1933, the company distributes cars branded with Nissan, Infiniti and Datsun logos.

Nissan is the sixth-largest auto manufacturer by production, behind Ford and GM but ahead of Honda. It also distributes the world’s number-two bestselling electric car, the Leaf.

Are there any standout Nissan models?

The Nissan GT-R NISMO is Nissan’s premium sports car. Features include the NISMO-tuned 600-hp, 3.8-liter, high-capacity twin-turbocharged V6 engine; an aerodynamic body design with carbon-fiber front and rear fascias, side sills and rear spoiler; and an all-wheel-drive drivetrain.

Prices start at $175,500.

Nissan car facts

  • Nissan sells cars along a spectrum of price points. You’ll find budget models like the Versa ($11,990 MSRP), for example, as well as high-priced options like the GT-R ($109,990 MSRP).
  • The Nissan Altima is the sixth-most-stolen vehicle in the United States, according to the National Insurance Crime Bureau. The Maxima is also frequently targeted by car thieves.
  • Nissans typically score good crash ratings across the board from the Insurance Institute for Highway Safety (IIHS). This helps to lower insurance costs. Some models score less than “Good” ratings in driver-side crash protection: For example, the Frontier gets a “Marginal” rating and the Leaf gets a “Poor” rating.
  • Nissan Motor Acceptance Corporation (NMAC) offers financing and leasing options with turnaround times that are typically faster than auto loans from a bank. But you may not get the best financing rates on a Nissan through NMAC.

What is NissanConnect?

Nissan’s infotainment system, NissanConnect, brings together navigation, security and connectivity. Control your Nissan by voice or touch. Start your car with a command to an Alexa-enabled device, or unlock your doors from your smartphone.

Once inside your Nissan, you can stream music and get navigation assistance from your vehicle’s display screen. Or send a hands-free text by voice command.

Available 2018 Nissan models feature a three-year complimentary trial of NissanConnect Services Select and a six-month trial of NissanConnect Services Premium Plus.

Bottom line

You’re likely to find affordable car insurance for your Nissan, barring any personal hiccups like a poor driving record or bad credit. But be sure to shop around to find the best car insurance for you.

Compare Nissan competitors

Need help considering some other car manufacturers?

Compare all car makes

Frequently asked questions about Nissan

Which car insurance provider is best for me?

Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.

Question 1 of 2

Based on your answers, check out:

Compare more car insurance companies

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site