Nissan insurance rates

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The average cost of insuring a Nissan is $187.35 a month, or $2,248.20 a year. Some models are fairly inexpensive to insure, such as the Frontier ($147 a month, or $1,764 a year). Others are pricier to protect, such as the Armada ($220 a month, or $2,640 a year).

Nissans are typically quite safe and affordable, which tempers insurance costs. However, certain models are frequently targeted by car thieves, such as the Maxima and Altima. This makes insurance costs slightly more expensive. Filter car insurance companies by your state to get a quote.

Model	Monthly insurance rate	Base car price
370Z	$162.00	$29,990
Altima	$183.00	$22,500
Armada	$220.00	$44,900
Frontier	$147.00	$18,390
GT-R	$158.00	$109,990
Juke	$182.00	$20,250
Leaf	$185.00	$30,680
Maxima	$173.00	$32,610
Murano	$169.00	$29,740
Nv200	$172.00	$21,330
Pathfinder	$220.00	$30,290
Rogue	$176.00	$23,820
Sentra	$220.00	$16,990
Titan	$220.00	$29,580
Titan XD	$227.00	$31,590
Versa	$191.00	$11,990
Versa Note	$180.00	$15,480

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How a vehicle from Nissan affects insurance costs

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

Nissans’ good safety ratings make them affordable to insure. However, some models’ higher-than-average theft rates negatively impact the cost of car insurance. Nissan is a ubiquitous brand, and you should have little trouble finding insurance for your vehicle.

Pros and cons of insuring a Nissan

About the Nissan brand

Based in Yokohama, Japan’s second-largest city, Nissan manufactures vehicles from budget-priced family cars to extravagant performance machines. Founded in 1933, the company distributes cars branded with Nissan, Infiniti and Datsun logos.

Nissan is the sixth-largest auto manufacturer by production, behind Ford and GM but ahead of Honda. It also distributes the world’s number-two bestselling electric car, the Leaf.

Are there any standout Nissan models?

The Nissan GT-R NISMO is Nissan’s premium sports car. Features include the NISMO-tuned 600-hp, 3.8-liter, high-capacity twin-turbocharged V6 engine; an aerodynamic body design with carbon-fiber front and rear fascias, side sills and rear spoiler; and an all-wheel-drive drivetrain.

Prices start at $175,500.

Nissan car facts

• Nissan sells cars along a spectrum of price points. You’ll find budget models like the Versa ($11,990 MSRP), for example, as well as high-priced options like the GT-R ($109,990 MSRP).
• The Nissan Altima is the sixth-most-stolen vehicle in the United States, according to the National Insurance Crime Bureau. The Maxima is also frequently targeted by car thieves.
• Nissans typically score good crash ratings across the board from the Insurance Institute for Highway Safety (IIHS). This helps to lower insurance costs. Some models score less than “Good” ratings in driver-side crash protection: For example, the Frontier gets a “Marginal” rating and the Leaf gets a “Poor” rating.
• Nissan Motor Acceptance Corporation (NMAC) offers financing and leasing options with turnaround times that are typically faster than auto loans from a bank. But you may not get the best financing rates on a Nissan through NMAC.

What is NissanConnect?

Nissan’s infotainment system, NissanConnect, brings together navigation, security and connectivity. Control your Nissan by voice or touch. Start your car with a command to an Alexa-enabled device, or unlock your doors from your smartphone.

Once inside your Nissan, you can stream music and get navigation assistance from your vehicle’s display screen. Or send a hands-free text by voice command.

Available 2018 Nissan models feature a three-year complimentary trial of NissanConnect Services Select and a six-month trial of NissanConnect Services Premium Plus.

Bottom line

You’re likely to find affordable car insurance for your Nissan, barring any personal hiccups like a poor driving record or bad credit. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Nissan

• How did you get these rates?

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2018 Nissan
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

• Where are Nissans made?

  Nissan has four manufacturing plants in the US, in addition to other locations around the globe.

• Are Nissans safe?

  Yes, most Nissan models do very well in safety tests.

• What car-related factors affect the cost of insurance?

  A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.

• How can I finance a Nissan?

  You can finance a Nissan by taking out a traditional car loan from a bank, credit union or online lender. Going this route usually comes with the most competitive rates, though it’s not as fast. If speed is your main priority, then you might want to consider financing directly through an authorized dealership. You can read our review of Nissan Motor Acceptance Corporation to weigh the pros and cons.