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Allstate vs Geico: The better insurance company?
Compare Geico vs. Allstate car insurance
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Choosing between Geico vs. Allstate comes down to cheap rates or extra policy perks. Geico offers the cheapest rates at an average $1,102 per year, compared to Allstate’s average $1,486 per year. With Allstate, you’ll pay extra for extra features and discounts like its safe driver rewards program. Allstate also sees higher customer satisfaction.
Ultimately, the right choice is based on which company’s coverage and features fit your needs best.
Compare Geico vs. Allstate
Look at the coverage and discounts that you can get to help you choose the best car insurance company.
Our top pick: Geico
Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.
- Save over $500 on average by switching
- Earn or buy accident forgiveness to keep premiums low
- Reach customer service 24/7 by phone, online or app
- Access convenient app services like proof of insurance and bill pay
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|
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|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. |
| All 50 states | All 50 states |
| Included free | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
Online Phone Agent |
| 12 months Monthly |
12 months 6 months custom |
| Yes | Yes, up to 25% |
| Up to 10% | Varies |
| Yes | No |
| No | Yes, up to 15% |
| Yes | Yes, up to 25% |
| Yes | Yes |
| Yes | Yes, up to 15% |
| Up to 10% | Varies |
| Yes | Yes |
| Up to 20%, under 25 | Yes, up to 15% |
| Yes - up to 20% cash back | No |
|
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Bottom line
Both Allstate and Geico have the experience and customer service that you want from an insurance company. You’ll get more discounts with Allstate if you’re driving a new or fuel efficient car. However if you’re a service member or work for the federal government, you’ll find better discounts with Geico. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.
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