Allstate vs. Geico: The better insurance company? | finder.com

Allstate vs. Geico: The better insurance company?

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Geico vs. Allstate

Geico, founded in 1936, has grown to be the second-largest insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind, making it easy, quick and affordable.

Allstate is a trusted and well-established company that’s offered a variety of insurance products since 1931. Look for Allstate’s customized plans, features and discounts to find coverage to meet your needs and budget.

Allstate and Geico are two of the biggest names in the auto insurance industry. How do they fare up against each other in terms of ratings, discounts, prices and satisfaction?

  • Rewards for safe drivers
  • Basic to comprehensive
  • Your own dedicated agent

Our top pick: Allstate

Enjoy having your own dedicated agent to help you get the best discounts and coverage.

  • Rewards for safe drivers, good students and more
  • Get your own dedicated insurance agent
Promoted
Allstate car insurance

Allstate

Geico

Geico

Price Policy costs depend your personal situation. Visit Allstate for a quote based on your specific needs. Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs.
States served All 50 states All 50 states
User satisfaction* A N/A
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Most insurance companies offer discounts to lower your premium. Make the most out of your discounts by comparing Allstate and Geico’s driver discounts.

Allstate car insurance

Allstate

Geico

GEICO

Good student Up to 20% — must be a single full-time student who’s younger than 25. 15% — must be a full time student, between 16–24 years old with at least a 3.0 GPA
Defensive driver Up to 10% — must be at least 55, complete at least 6 hours of defensive driving courses and have no violations or at-fault claims
Good driver Up to 22% — must have driven for at least 3 years without any violations or accidents Up to 26% — must be 5 years accident-free
Pay in full Up to 10%
Homeowner
Military Up to 15% — must be active duty, retired or member of the National Guard or Reserves
Federal Employee Up to 8%
Emergency Deployment Up to 25% — must be a member of the Enduring Freedom or Iraqi Freedom operational forces

Vehicle discounts

You can save money on your premium for things like a newer car, gas milage and safety features. Compare Allstate and Geico to see which has the better discounts.

Allstate car insurance

Allstate

Geico

GEICO

Anti-theft device Up to 10% Up to 25% — comprehensive
Anti-lock brake 10% 5% — collision
Passive restraints Up to 30% N/A
Multi-car discount Up to 25%
New car discount Up to 30% — must be the first owner for cars under 2 years old
Economy car discount Up to 10%
Air Bag Up to 25% — driver-side airbags

40% — full-front seat airbag for medical payments or personal injury

Bottom line

Both Allstate and Geico have the experience and customer service that you want from an insurance company. You’ll get more discounts with Allstate if you’re driving a new or fuel efficient car. However if you’re a service member or work for the federal government, you’ll find better discounts with Geico. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.

Compare alternatives to Geico and Allstate

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
Yes, 3 years accident free
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
Yes, 5 years accident free or bought
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Yes, history based
AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
Optional
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.

Compare up to 4 providers

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