Geico vs Allstate car insurance
Geico, founded in 1936, has grown to be the second-largest insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind, making it easy, quick and affordable. And Allstate is a trusted and well-established company that’s offered a variety of insurance products since 1931.
Allstate and Geico are two of the biggest names in the auto insurance industry, though with opposite markets. Geico offers the cheapest rates, on average hundreds less per month than Allstate. With Allstate, you’ll pay extra for customized plans, features and discounts, plus higher customer satisfaction.
Our top pick: Geico
Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.
- Tons of discounts
- Innovative mobile app
- Easy repair process
- Save over $500 a year when you switch
- Innovative mobile app
- Easy repair process
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|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. |
| All 50 states | All 50 states |
| Included free | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
Online Phone Agent |
| 12 months Monthly |
12 months 6 months custom |
| Yes | Yes, up to 25% |
| Up to 10% | Varies |
| Yes | No |
| No | Yes, up to 15% |
| Yes | Yes, up to 25% |
| Yes | Yes |
| Yes | Yes, up to 15% |
| Up to 10% | Varies |
| Yes | Yes |
| Up to 20%, under 25 | Yes, up to 15% |
| Yes - up to 20% cash back | No |
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Bottom line
Both Allstate and Geico have the experience and customer service that you want from an insurance company. You’ll get more discounts with Allstate if you’re driving a new or fuel efficient car. However if you’re a service member or work for the federal government, you’ll find better discounts with Geico. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.