Allstate vs Geico: The better insurance company?

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Geico vs Allstate car insurance

Geico, founded in 1936, has grown to be the second-largest insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind, making it easy, quick and affordable. And Allstate is a trusted and well-established company that’s offered a variety of insurance products since 1931.

Allstate and Geico are two of the biggest names in the auto insurance industry, though with opposite markets. Geico offers the cheapest rates, on average hundreds less per month than Allstate. With Allstate, you’ll pay extra for customized plans, features and discounts, plus higher customer satisfaction.

Our top pick: Geico

Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.

  • Tons of discounts
  • Innovative mobile app
  • Easy repair process
  • Save over $500 a year when you switch
  • Innovative mobile app
  • Easy repair process
 

Allstate

Geico

OVERVIEW

OVERVIEW
About the provider
About the brand Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.
States served
States served All 50 states All 50 states

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Included free Optional
New car protection
New car protection Yes Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance Yes
Yes
Claims methods
Claims methods Online
Phone
Online
Phone
Agent
Payment schedule
Payment schedule 12 months
Monthly
12 months
6 months
custom

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes, up to 25%
Bundling discount
Bundling discount Up to 10% Varies
Home owner discount
Home owner discount Yes No
Military discount
Military discount No Yes, up to 15%
Multi car discount
Multi car discount Yes Yes, up to 25%
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes, up to 15%
Safe driver discount
Safe driver discount Up to 10% Varies
Special employment discount
Special employment discount Yes Yes
Student discount
Student discount Up to 20%, under 25 Yes, up to 15%
Usage based discount
Usage based discount Yes - up to 20% cash back No
Learn more
Learn more

Bottom line

Both Allstate and Geico have the experience and customer service that you want from an insurance company. You’ll get more discounts with Allstate if you’re driving a new or fuel efficient car. However if you’re a service member or work for the federal government, you’ll find better discounts with Geico. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.

Compare alternatives to Geico and Allstate

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Car Insurance Finder
Optional
Optional
Yes
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
Assurance
Optional
Yes
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
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Compare up to 4 providers

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