Geico vs Allstate car insurance
Geico, founded in 1936, has grown to be the second-largest insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind, making it easy, quick and affordable. And Allstate is a trusted and well-established company that’s offered a variety of insurance products since 1931.
Allstate and Geico are two of the biggest names in the auto insurance industry, though with opposite markets. Geico offers the cheapest rates, on average hundreds less per month than Allstate. With Allstate, you’ll pay extra for customized plans, features and discounts, plus higher customer satisfaction.
- Rewards for safe drivers
- Basic to comprehensive
- Your own dedicated agent
Our top pick: Allstate
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
- Rewards for safe drivers, good students and more
- Get your own dedicated insurance agent
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|---|---|
| Enjoy having your own dedicated agent to help you get the best discounts and coverage. | Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching. |
| All 50 states | All 50 states |
| 2.5 stars | 3 stars |
| 3 stars | 5 stars |
| Included free | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| online phone in-person |
online phone |
| 12 months monthly |
12 months 6 months |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | No |
| No | Yes |
| Yes | Yes, up to 25% |
| Yes | Yes |
| Yes | Yes, up to 15% |
| Up to 10% | Yes |
| Yes | Yes |
| Up to 20%, under 25 | Yes, up to 15% |
| Yes - up to 20% cash back | No |
| Economy car – Up to 10% | Seat belt use, up to 15% discount |
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Bottom line
Both Allstate and Geico have the experience and customer service that you want from an insurance company. You’ll get more discounts with Allstate if you’re driving a new or fuel efficient car. However if you’re a service member or work for the federal government, you’ll find better discounts with Geico. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.