Explore KeyBank’s suite of bank accounts

A regional bank with 20+ checking and savings accounts for individuals and businesses.

Last updated:

KeyBank

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

KeyBank is a traditional bank offering a suite of checking and savings account options for businesses and individuals. But you must live in one of the 15 states it services to qualify for an account.

What banking products does KeyBank offer?

Why should I open an account at KeyBank?

KeyBank offers some unique features including:

  • EasyUp feature. Accomplish your savings goals faster when you elect to have $1 transferred from your checking to savings every time you use your debit card.
  • Promotional and relationship rates. Many savings accounts offer promotional rates for first-time customers and relationship rates for existing customers with more than one account.
  • High cash deposit limits. Small businesses can deposit up to $25,000 in cash deposits monthly across all business checking account tiers.

What should I look out for?

If you plan to open an account with KeyBank, watch out for these potential drawbacks:

  • Limited branches and ATMs. KeyBank has just over 1,200 branches and 1,500 ATMs.
  • In-person applications. You’ll need to visit a branch to open CDs, savings and kids accounts.
  • Average interest rates. KeyBank has a few accounts with 1.75% APY, but most rates are around 0.05%.
  • Small service area. KeyBank only services the following 15 states:
      • Alaska
      • Colorado
      • Connecticut
      • Idaho
      • Indiana
      • Maine
      • Massachusetts
      • Michigan
      • New York
      • Ohio
      • Oregon
      • Pennsylvania
      • Utah
      • Vermont
      • Washington

Compare with leading bank accounts

Name Product APY ATMs Fee
BBVA Online Checking
No ATM fees nationwide at more than 64,000 AllPoint, participating 7-Eleven and BBVA USA ATMs
$0
Bank with BBVA and you could earn a total offer value of $250. Offer valid: 2/1/20 - 2/28/20.
Chase Sapphire Checking
0.01%
Free to use anywhere worldwide
$25/month
(can be waived)
Get a $1000 welcome bonus when you join Sapphire Banking by March 06, 2020. Within 45 days of joining, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible checking, savings and/or investment accounts (excludes any J.P. Morgan retirement accounts and CDs), and maintain the balance for at least 90 days.
Axos Bank Rewards Checking
1.25% on balances of $0+ with $1,000+ in direct deposits, 10 $3+ debit card transactions and 5 additional account transactions per month
ATM fees reimbursed at any ATM nationwide
$0
Earn up to 1.25% APY while enjoying a suite of digital tools for smarter money management.
Axos Bank Essential Checking
ATM fees reimbursed at any ATM nationwide
$0
No fees. Unlimited domestic ATM fee reimbursements.
HSBC Advance Checking
0.01% on balances of $5+
Surcharge-free HSBC ATMs nationally and internationally, plus up to four rebates a month for using non-HSBC ATMs in all US states except New York
$25/month
(can be waived)
Earn 2% cash back on qualifying direct deposits (up to $30 per month and $350 total during the first 12 months) with a new HSBC Advance Checking account. Offer ends March 29, 2020. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.
TD Beyond Checking
0.05% on balances of $50,000+
0.03% on balances of $10,000 to $49,999.99
0.01% on balances of $0.01 to $9,999.99
1,900 ATMs across the country and Canada
$25/month
(can be waived)
A checking account that offers interest plus three ways to waive the monthly fee, two overdraft paybacks a year and no ATM fees with a $2,500 balance.

Compare up to 4 providers

KeyBankcustomer service

Get in touch with KeyBank customer service by:

  • Calling 888-539-1107 weekdays from 8 a.m. to 5 p.m. ET.
  • Visiting a local branch.
  • Starting a live chat weekdays from 7 a.m. to midnight ET and weekends from 8 a.m. to 9 p.m. ET.
  • Filling out the Request a Call form through the website.
  • Tweeting @KeyBank.
  • Sending a Facebook message to KeyBank.

Bottom line

KeyBank has locations in 15 states across the Northwest and Northeast. If you live in its service area and are looking for a local bank, KeyBank may be a good fit. But its interest rates are average.

If you prefer a bank with a broader service area and higher interest rates, you’ll want to keep looking. As always, compare your options when looking for a bank.

Frequently asked questions

Read more on this topic

Go to site