Reduce your carbon footprint and enjoy no monthly fees with this ethical bank account.
The Ando Spending Account is best for anyone who wants an ethical bank account that works to reduce your carbon footprint, fight climate change and avoid fossil fuels. It comes with a debit card made of 80% less plastic and an in-app Impact Center that helps you track your impact on the environment.
You’ll also get access to an optional savings account that earns 5% APY — perfect for stashing away money for an emergency fund, vacation or any other big purchases you have coming up.
But Ando Spending Account doesn’t offer joint accounts — which means you can’t open this with a partner or family member — and you can’t keep more than $50,000 in the account at any given time.
finder.com's rating: 4.4 / 5.0
★★★★★
The Ando Spending Account offers no monthly fees, no minimum balance requirements and an optional savings account that earns 5% APY. Because it’s offered by an ethical bank, your money will go toward initiatives that reduce your carbon footprint and fight climate change. But you’ll have no joint account options and it limits your maximum account balance at $50,000.
Open your Ando Spending Account in five steps.
You’ll receive your Ando debit card in the mail within two to nine business days. Once you receive it, use the mobile app or call 844-960-3939 to activate your card.
Open an account when you meet these requirements.
Ando will ask for this information when you set up your account.
Your Ando banking account comes with a Visa debit card made of 80% less plastic, plus these benefits.
As with most online bank accounts, Ando doesn’t accept cash deposits. It also has these potential downsides.
If you’re looking for an account with a higher balance limit, explore your checking account options.
Ando is a part of the MoneyPass ATM network, which gives you free access to over 34,000 ATMs nationwide. But if you use an ATM outside of this network, you’ll pay $2.95 plus operating fees.
You’ll also pay $2.95 if you withdraw cash over the counter. These fees are pretty standard compared to other banks.
Use this table to see how Ando’s fees, ATM network and deposits compare to other popular checking accounts.
Here are all the ways you can access money in your Ando banking account.
Ando customer service operates seven days a week from 9 a.m. to 9 p.m. ET. Reach them in two ways:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.
Ando Spending Account is not currently available on Finder
Have you considered BMO Smart Advantage Checking?
Earn a $400 cash bonus after $4,000 deposits in the first 120 days. Pay $0 monthly fees and no minimum balance. Access a large nationwide network of free ATMs. Member FDIC.
Cassidy Finder
Writer
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