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AmOne personal loan services review

Last updated:  

While it doesn't have credit or income requirements, watch out for potentially high rates.

finder.com’s rating: 4.1 / 5.0

★★★★★

  • Best for borrowers looking for a high maximum loan amount.
  • Pick something else if you have good credit and want lower rates.

$100,000

Max. Loan Amount

Starting from 6.78%

APR

Available for all credit scores

Min. Credit Score

Details

Product NameAmOne Personal Loans
Min. Loan Amount$1,000
Max. Loan Amount$100,000
APRStarting from 6.78%
Interest Rate TypeFixed
Min. Credit ScoreAvailable for all credit scores
Turnaround TimeVaries by lender
Check my rate

Expert review

Anna Serio

Review by


Anna Serio is a trusted loans expert who's published more than 800 articles on Finder to help Americans strengthen their financial literacy. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Today, digital publications like Fundera, Business.com, and ValueWalk feature her professional advice, and she earned an Expert Contributor in Finance badge from review site Best Company in 2020.

Expert review

AmOne’s personal loan connection service is ideal if you’re struggling with your finances and aren’t sure where to look to find a personal loan you might qualify for. It’s not great for low-interest loans, but it can help you compare offers from multiple lenders to find the best deal available to you.

While it doesn’t give much information on the rates you can expect, it does provide an online list of the partners in its network. Just keep in mind that since its partner lenders work with poor-credit borrowers, you could face APRs in the triple digits.

Rather apply directly with a lender? Compare your other personal loan options below.

Am I eligible?

You need to be 18 years old and a US citizen or permanent resident currently living in the US to apply for a loan through AmOne.

  • Age 18 years or older
  • US citizen or permanent resident

Pros

  • High maximum loan amounts
  • No credit or income requirements
  • No credit check until you’ve decided on a lender

Cons

  • Lack of transparency about rates
  • Potentially high rates — sometimes in the ballpark of 750%
  • May receive multiple calls from lenders with your information

Compare personal loan connection services

Updated April 5th, 2020
Name Product Filter Values APR Min. Credit Score Max. Loan Amount
Fiona Personal Loans
4.99% to 35.99%
Good to excellent credit
$100,000
Get loan offers from multiple lenders at once without affecting your credit score.
LoansUnder36 Personal Loans Connection Service
5.99% to 35.99%
All credit types welcome
$35,000
Its network of lenders offer affordable loans with reasonable rates.
AmOne Personal Loans
Starting from 6.78%
Available for all credit scores
$100,000
Get connected with a lender — or get debt advice.
Credible Personal Loans
3.99% to 35.99%
Fair to excellent credit
$100,000
Get personalized rates in minutes and then choose an offer from a selection of top online lenders.
Monevo Personal Loans
3.49% to 35.99%
450
$50,000
Quickly compare multiple online lenders with competitive rates depending on your credit.
Even Financial Personal Loans
4.99% to 35.99%
550
$100,000
Get connected to competitive loan offers instantly from top online consumer lenders.
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Compare up to 4 providers

What do customers say about AmOne?

BBB accreditedNo
BBB customer reviews1 out of 5 stars, based on 2 customer reviews
Trustpilot score4.7 out of 5 stars, based on 809 customer reviews
Customer reviews verified as of21 January 2020

While the only two BBB reviews are negative and mention AmOne’s poor customer service, borrowers on Trustpilot state that AmOne is professional and prompt at answering questions.

How do I apply?

What information do I need to apply?

  • Employment status
  • Pretax income
  • Estimated credit card debt and bankruptcy status
  • Date of birth and Social Security number

What happens after I apply?

Once AmOne has received your application, it will email you with potential offers from lenders. Depending on your situation, you might also receive a call from a specialist to discuss your options. Weigh your offers by comparing features like loan rates, amounts, terms, monthly repayments and online reviews. Select the one the best fits your needs — or continue your search for a lender.

Follow your lender’s directions to apply for the offer you select.

How do repayments work with AmOne?

Because AmOne connects you with a lender, it won’t handle your repayments. Contact your lender directly with any questions you have about your loan term, repayments or potential fees.

AmOne business and startup loans

Need funding for your small business — or even a startup? AmOne offers small business and startup loans that can help your business grow or get off the ground. Business loans are available in larger amounts, ranging from $1,000 to $200,000.

Without hard requirements to apply, AmOne tries to connect you with a lender that can get you the money you need.

See how AmOne stacks up to direct lenders with our guide to personal loans.

Frequently asked questions

Personal loan ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

We analyze top personal loan providers and rate them one to five stars based on factors that are most important to you. These factors include: rates and fees, customer reviews, loan amounts, loan processing and borrower experience.

Read the full methodology of how we rate personal loan providers.

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