What information do I need to apply?
- Employment status
- Pretax income
- Estimated credit card debt and bankruptcy status
- Date of birth and Social Security number
finder.com’s rating: 4.3 / 5.0
Max. Loan Amount
Starting from 6.78%
Available for all credit scores
Min. Credit Score
Anna Serio is a staff writer untangling everything you need to know about personal loans, including student, car and business loans. She spent five years living in Beirut, where she was a news editor for The Daily Star and hung out with a lot of cats. She loves to eat, travel and save money.
AmOne’s personal loan connection service is ideal if you’re struggling with your finances and aren’t sure where to look to find a personal loan you might qualify for. It’s not great for low-interest loans, but it can help you compare offers from multiple lenders to find the best deal available to you.
While it doesn’t give much information on the rates you can expect, it does provide an online list of the partners in its network. Just keep in mind that since its partner lenders work with poor-credit borrowers, you could face APRs in the triple digits.
Rather apply directly with a lender? Compare your other personal loan options below.
You need to be 18 years old and a US citizen or permanent resident currently living in the US to apply for a loan through AmOne.
|BBB customer reviews||1 out of 5 stars, based on 2 customer reviews|
|Trustpilot score||4.7 out of 5, based on 809 customer reviews|
|Customer reviews verified as of||21 January 2020|
While the only two BBB reviews are negative and mention AmOne’s poor customer service, borrowers on Trustpilot state that AmOne is professional and prompt at answering questions.
Once AmOne has received your application, it will email you with potential offers from lenders. Depending on your situation, you might also receive a call from a specialist to discuss your options. Weigh your offers by comparing features like loan rates, amounts, terms, monthly repayments and online reviews. Select the one the best fits your needs — or continue your search for a lender.
Follow your lender’s directions to apply for the offer you select.
Because AmOne connects you with a lender, it won’t handle your repayments. Contact your lender directly with any questions you have about your loan term, repayments or potential fees.
Need funding for your small business — or even a startup? AmOne offers small business and startup loans that can help your business grow or get off the ground. Business loans are available in larger amounts, ranging from $1,000 to $200,000.
Without hard requirements to apply, AmOne tries to connect you with a lender that can get you the money you need.
See how AmOne stacks up to direct lenders with our guide to personal loans.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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