Editor's choice: Brigit

- Get up to $250
- Sign up in 2-minutes
- No interest, late fees, or credit checks
With a high membership fee of $9.99 a month and a monthly income requirement of $1,500 — as well as a two-day processing time for its cash advances — Brigit isn’t the most competitive option out there. If you don’t meet these requirements, or don’t want the monthly fees, consider these apps instead.
Best for boosting credit: Possible Finance Mobile Installment Loans
Product Name | Possible Finance Mobile Installment Loans |
---|---|
Min. Amount | |
Max. Amount | $500 |
Loan Term |
Up to 2 months |
Loan Security |
Unsecured |
Turnaround Time |
As fast as 1 business day |
Costs | Rates vary by state, though you’ll likely be charged around $15 or $20 per $100 borrowed. |
Requirements | Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+ |
Best for avoiding fees: Dave
Product Name | Dave |
---|---|
Min. Amount | |
Max. Amount | $100 |
Loan Term |
Varies |
Loan Security | |
Turnaround Time |
Same business day to 3 business days |
Costs | $1 monthly membership fee and express delivery for $4.99 fee |
Requirements |
Best for frequent borrowers: Vola Finance
Product Name | Vola Finance |
---|---|
Min. Amount | |
Max. Amount | $300 |
Loan Term |
Varies |
Loan Security | |
Turnaround Time |
As early as same business day |
Costs | Membership fee |
Requirements |
Best for keeping track of finances: MoneyLion Instacash advances
Product Name | MoneyLion Instacash advances |
---|---|
Min. Amount | |
Max. Amount | $250 |
Loan Term |
Varies |
Loan Security | |
Turnaround Time |
As early as same business day |
Costs | $29 monthly fee if you have a Plus membership |
Requirements |
Best for zero-interest cash advances: Even
Product Name | Even |
---|---|
Min. Amount | |
Max. Amount | |
Loan Term |
Varies |
Loan Security | |
Turnaround Time |
Same business day to 1 business days |
Costs | $8 monthly membership fee |
Requirements |
Best for high advance amounts: Earnin
Product Name | Earnin |
---|---|
Min. Amount | |
Max. Amount | $500 |
Loan Term |
Varies |
Loan Security | |
Turnaround Time |
Same business day to 2 business days |
Costs | Optional tip of up to $14 per withdrawal |
Requirements | Direct deposit sent to a checking account, a regular pay schedule, a fixed work location or an online timekeeping system at work |
To see short-term loan lenders, select your state and click Show me my options.
You can read more about Brigit, but here are its basic benefits and drawbacks:
Our answers to questions you might have about Brigit and other pay advance apps.
It depends on when you request an advance and the app you decide to use. Some offer same-day funding, while others take a few business days. You can check out our reviews of each app for more details.
No. Brigit and its competitors don’t check your credit when you request an advance or send a report when you pay back what you owe.
To process your requests and make sure you have a steady source of income, Brigit and other pay advance apps require you to connect a bank account.
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