Vauxhall Tigra insurance group
Compare car insurance costs for your Vauxhall Tigra based on your age and location.
The Vauxhall Tigra is a sporty coupe, sold outside the UK as the Opel Tigra. In this guide, you’ll learn how much it might cost to insure based on a number of different factors related to the driver.
What insurance group does the Vauxhall Tigra fall under?
All vehicles are given a specific insurance group before they are made available to buy. These groups range from 1 (cheapest to insure) to 50 (most expensive) and they help insurers determine a suitable premium. Vauxhall Tigra models range from insurance group 16 to 26, meaning the car insurance will be on the cheap side.
However, the costs will vary slightly, depending on the different factors related to the vehicle and what group it falls under. As an example, a 30-year-old driver in an average postcode could pay around £791 for cover on a Vauxhall tigra 1.3 CDTi 16V 2d that is in insurance group 16 or around £868 for a Vauxhall tigra 1.8i 16V Sport 2d that is in insurance group 25. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.
Vauxhall Tigra insurance cost by location
Your location will also play a significant role in determining how much you will pay for your car insurance.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Vauxhall tigra 1.4i 16V Sport Rouge 2d.
- Expensive: £971 (London SE1)
- Average: £812 (Newcastle NE1)
- Cheap: £606 (Galashiels TD1)
Which factors affect my Vauxhall Tigra insurance rate?
Along with the car’s insurance group, there are a few other key factors that determine your insurance premium costs. Let’s explore some more significant factors.
- Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. For example, you may pay £968 for insurance for a Vauxhall Tigra 1.4i 16V 2d, while you may pay £1,010 for a Vauxhall Tigra 1.8i 16V Exclusiv 2d. That’s a £42 difference for an engine that’s 0.4 litres bigger.
- Driver location. Insurers will charge you more, if you live in an area where motorists are more likely to make a claim on their policy. As an example, a 30-year-old in central London may pay £968 for insurance for a Vauxhall tigra 1.3 CDTi 16V Sport Rouge 2d, while the same 30-year-old in Newcastle may only pay £807. That’s a £161 difference between those living in London and Newcastle, which occurs because Londoners are statistically more likely to make a claim.
- Driver age. The youngest motorists are the most likely to claim on their policies, and that’s why they are charged far more for car insurance. The average 20-year-old driver in London may pay £1,620 for the Vauxhall tigra 1.3 CDTi 16V Air 2d, while the average 40-year-old Londoner will only pay £849. In this case, the 20-year-old will have to pay almost double to insure a Vauxhall Tigra.
Other factors that influence the cost of your insurance include:
- Your marital status
- Your occupation
- Your credit history
- Your car’s safety rating score
- The model of your car
- The age of your car
- Your car’s security
- Your car’s anti-theft precautions
- Your annual mileage
- Your driving history and activity
- Your no-claims discount
How can I save on my Vauxhall Tigra premiums?
Whilst car insurance is a necessary legal requirement, you probably don’t want it emptying your bank account. Thankfully, there are some tricks you can attempt to lower the cost of your premium, and we’ve listed them below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
- Pay annually rather than monthly. Paying annually eliminates the possibility of being charged on monthly repayments.
- Install extra safety precautions. The safer you can make your car is, the less of a risk it will be for companies to insure. That’s why you can lower your premiums by adding extra safety measures.
- Use price comparison websites to find the best deal each year. Don’t blindly settle for the renewal price given to you by your existing insurance provider – there may be cheaper options out there!
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