RBS loan calculator

Our RBS loan calculator will help you work out how much you'll pay back on an RBS personal loan, and how it compares.

Royal Bank of Scotland offers personal loans of up to £50,000 to existing current account, credit card or mortgage holders. It’s straightforward to apply online and you could get a decision within minutes.

Our calculator lets you pick how much you want to borrow, over a timeframe that suits you, to estimate how much you would pay back each month and overall. We base our calculations on RBS’s representative APR, but it’s important to note that credit is subject to status and your circumstances may affect the rate you’re offered.

Calculate the cost of an RBS loan

1 - 2 of 2
Product Finder Score Total Payable Monthly Repayment Representative APR
Royal Bank of Scotland logo
Finder score
Representative Example: Representative 6.6% APR fixed. Based on a loan of £10,000 for 60 months at 6.6% p.a. Total £11,714.40 repayable at £195.24 per month.
View details
Royal Bank of Scotland Existing Customer Home Improvements Personal Loan
Royal Bank of Scotland logo
Finder score
Not yet rated
Representative Example: Representative 6.6% APR fixed. Based on a loan of £10,000 for 60 months at 6.6% p.a. Total £11,714.40 repayable at £195.24 per month.
View details
loading

Finder Score for unsecured loans

To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.

Read the full methodology

Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.

Late repayments can cause you serious money problems. See our debt help guides.

How do RBS loans compare against the competition?

Table: sorted by representative APR, promoted deals first

Before you take out a personal loan, it’s smart to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind.

1 - 14 of 14
Product Finder Score Total Payable Monthly Repayment Representative APR
Novuna Personal Finance logo
Finder score
Representative Example: Representative 6.5% APR fixed. Based on a loan of £7,500 for 60 months at 6.5% p.a. Total £8,765.40 repayable at £146.09 per month.
Check eligibilityView details
My Community Bank logo
Finder score
Representative Example: Representative 31.6% APR fixed. Based on a loan of £3,000 for 24 months at 27.8% p.a. Total £3,493.77 repayable at £164.32 per month.
Check eligibilityView details
HSBC logo
Finder score
Not yet rated
Representative Example: Representative 6.4% APR fixed. Based on a loan of £10,000 for 60 months at 6.4% p.a. Total £11,661.05 repayable at £194.35 per month.
Check eligibilityView details
Fluro logo
Finder score
Representative Example: Representative 17.9% APR fixed. Based on a loan of £7,500 and £250 arrangement fee for 48 months at 15.8% p.a. Total £10,309.78 repayable at £214.79 per month.
Check eligibilityView details
Barclays Existing Current Account Loan
Barclays Bank logo
Finder score
Representative Example: Representative 6.4% APR fixed. Based on a loan of £10,000 for 60 months at 6.4% p.a. Total £11,661 repayable at £194.35 per month.
View details
Royal Bank of Scotland logo
Finder score
Representative Example: Representative 6.6% APR fixed. Based on a loan of £10,000 for 60 months at 6.6% p.a. Total £11,714.40 repayable at £195.24 per month.
View details
Royal Bank of Scotland Existing Customer Home Improvements Personal Loan
Royal Bank of Scotland logo
Finder score
Not yet rated
Representative Example: Representative 6.6% APR fixed. Based on a loan of £10,000 for 60 months at 6.6% p.a. Total £11,714.40 repayable at £195.24 per month.
View details
Plend logo
Finder score
Representative example: Borrow £8,000 over 48 months at a rate of 16.66% p.a. (fixed). Representative APR 17.99% and total payable £11,013.12 in monthly repayments of £229.44.
View details
Tesco Bank logo
Finder score
Representative Example: Representative 6.3% APR fixed. Based on a loan of £10,000 for 60 months at 6.3% p.a. Total £11,634.60 repayable at £193.91 per month.
View details
Tesco Bank logo
Finder score
Representative Example: Representative 5.9% APR fixed. Based on a loan of £10,000 for 60 months at 5.75% p.a. Total £11,529 repayable at £192.15 per month.
View details
Lendwise logo
Finder score
Representative APR 10% (fixed).
View details
Zopa logo
Finder score
Representative Example: Representative 22.9% APR fixed. Based on a loan of £10,000 for 60 months at 22.9% p.a. Total £16,164 repayable at £269.4 per month.
View details
Lloyds Bank logo
Finder score
Representative Example: Representative 6.4% APR fixed. Based on a loan of £10,000 for 48 months at 6.22% p.a. Total £11,321.28 repayable at £235.86 per month.
View details
thinkmoney logo
Finder score
Representative example: If you borrow £29,100 over 12 years, initially on a fixed rate for 5 years at 8.885% and for the remaining 7 years on the Lender's standard variable rate of 9.285%, you would make 60 monthly payments of £375.53 and 84 monthly payments of £380.29.
View details
loading

Finder Score for unsecured loans

To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.

Read the full methodology
Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Chris Lilly's headshot
Written by

Head of publishing

Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio

Chris's expertise
Chris has written 567 Finder guides across topics including:
  • Loans & credit cards
  • Building credit
  • Financial health
  • Share trading

More guides on Finder

  • Abound personal loan (formerly Fintern loans) review

    Abound (formerly Fintern) is a UK lender that promises to offer borrowing “reinvented”, with affordable tailored loans.

  • Lendable loans review

    Check out our review of Lendable personal loans and find out whether it offers the best loans for you.

  • Marks & Spencer loan calculator

    Considering an M&S Bank personal loan? Use our calculator to work out how much you’ll pay back and how M&S holds up against the competition.

  • The best personal loan rates in the UK

    Looking for a personal loan? Read the definitive guide to find out how to compare interest rates, fees and features to find the right loan for you. There’s a range of loans available to apply for – we’ll help you find the right one.

  • Let our Novuna loans calculator do the work

    Novuna (formerly Hitachi) Personal Finance is not a bank – it’s a simplified, online finance provider from Japan that makes instant decisions on personal loans. Check out whether Novuna could be the yin to your financial yang.

  • Browse personal loan providers: A to Z list

    Planning a large expenditure like some home improvements, a wedding or a new car? Looking to simplify existing debt? Then an unsecured personal loan could help you. Here are some popular UK lenders that we review and compare.

  • Post Office loans calculator and review

    Compare Post Office fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.

  • M&S personal loans calculator and review

    Find out more about M&S unsecured personal loans of between £1,000.00 to £25,000.00 Enjoy a fixed rate, no setup fees and the option to defer repayments for the first three months.

  • AA personal loans review

    Find out all you need to about personal loans from the AA. Fast, simple comparison with a range of UK lenders.

  • NatWest personal loans calculator

    Compare NatWest fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.

Go to site