True Potential

True Potential: Pension and retirement options

Does the innovative financial services group provide the right pension for you?

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True Potential is a UK based financial services group which provides financial advising services, wealth management and an investment platform. It offers a personal pension, as well as a stocks and shares ISA, junior ISA and general investment account. Find out more about the True Potential personal pension and what it offers.

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

What does True Potential do?

True Potential is an innovative UK-based financial services group. The company provides a vast range of financial services, but these can be broadly categorised into financial advice, wealth management and investment.

For pensions, True Potential grants you access to its investment platform with a self-investment pension plan. The platform asks you about your investment goals and uses this information to track your success.

True Potential Investments pension

True Potential Investments, a subsidiary of True Potential, provides the True Potential pension scheme. The pension is available to all of True Potential’s clients, from any of its other financial services as well as from any of the 700 authorised firms it works with.

Some of the benefits of the TPI Pension include:

  • Free unlimited drawdowns
  • No penalty for withdrawals
  • No initial charge for the tax wrapper
  • No annual charge for the tax wrapper
  • No transaction fees
  • No transfer fees payable to True Potential
  • Minimum investment of just £50
  • Top up with impulseSave
  • Set a goal for your pension
  • Follow progress via the iOS/android app
  • Contact your financial adviser directly via secure message

On top of this, you have access to True Potential’s Wealth Strategy Fund Range and True Potential Portfolio to help grow your investments.

Tax wrappers

True Potential have two tax wrappers on their pension, to suit your needs and budget.

Strategy fundsAll eligible securities
Annual Fee:£0£90 (plus VAT)
Eligible investments:
  • True Potential Investments’ Wealth Strategy Funds, Managed Portfolio Series and Strategy Funds
  • Risk-rated, fully-diversified solutions from True Potential Investments, Goldman Sachs, Allianz, Schroders, Columbia Threadneedle, SEI, Close Brothers and 7IM
  • Preferential fund charges, ranging from 0.43% – 1.26%
  • Access to the thousands of funds and investments available on the True Potential Wealth Platform.

Trading in Individual Shares, Exchange Traded Funds and Investment Trusts will incur additional fees.

How safe is my investment?

Trusted by hundreds of thousands of investors, True Potential is a secure company that has been managing investments since 2007.

It is also authorised and regulated by the Financial Conduct Authority (FCA) and is bound by their rules and regulations in the conduct of the investment business.

However, as with all investments your capital is at risk, and you should seek financial advice before taking out a personal pension.

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All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

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