True Potential: Pension and retirement options

Does the innovative financial services group provide the right pension for you?

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True Potential

True Potential are a UK based financial services group, providing adviser services, wealth management and an investment platform. Established in 2007, the company has had an innovative and impressive history. The firm has a wide provision of technology, and grants clients access to their data at any time.

Keep on reading to find out more about the financial services provider, and to see if their pension services are right for you.

warning iconWarning: The value of investments can go down as well as up so you may not get back the money you invest. Please ensure you understand the risks.

What does True Potential do?

True Potential are an innovative UK-based financial services group. The company provides a vast range of financial services, but these can be broadly categorised into adviser services, wealth management and investment.

For pensions, True Potential grant you access to their investment platform with a self-investment pension plan. When setting up new clients, True Potential are always keen to find out what your goals are from your investments, and then use that to track your success.

True Potential Investments Pension

True Potential Investments, a subsidiary of True Potential, provide the pension scheme. The pension is available to all of True Potential’s clients, from any of their other financial services as well as from any of the 700 authorised firms they work with.

Some of the benefits of the TPI Pension include:

  • Free unlimited drawdowns
  • No penalty for withdrawals
  • No initial charge for the tax wrapper
  • No annual charge for the tax wrapper
  • No transaction fees
  • No transfer fees payable to True Potential
  • Minimum investment of just £50
  • Top up with impulseSave®
  • Set a goal for your pension
  • Follow progress via the iOS/android app
  • Contact your financial adviser directly via secure message

On top of this, you have access to True Potential’s Wealth Strategy Fund Range and True Potential Portfolio to help grow your investments.

Tax wrappers

True Potential have two tax wrappers on their pension, to suit your needs and budget.

Strategy funds All eligible securities
Annual Fee: £0 £90 (plus VAT)
Eligable investments:
  • True Potential Investments’ Wealth Strategy Funds, Managed Portfolio Series and Strategy Funds
  • Risk-rated, fully-diversified solutions from True Potential Investments, Goldman Sachs, Allianz, Schroders, Columbia Threadneedle, SEI, Close Brothers and 7IM
  • Preferential fund charges, ranging from 0.43% – 1.26%
  • Access to the thousands of funds and investments available on the True Potential Wealth Platform.

Trading in Individual Shares, Exchange Traded Funds and Investment Trusts will incur additional fees.

How safe is my investment?

Trusted by hundreds of thousands of investors, True Potential is a secure company that has been managing investments since 2007.

RateSeter is also authorised and regulated by the Financial Conduct Authority (FCA) and is bound by their rules and regulations in the conduct of the investment business.

However, as with all investments your capital is at risk, and you should seek financial advice before taking out a personal pension.

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