Get a bike quote with Confused.com
- 50% of customers paid £209 or less*
- Compare over 30 motorbike insurance providers
- Our bike insurance customers rate us 4.67/5*
Do you enjoy touring Europe on your motorbike? MotorCycle Direct offers the standard levels of motorbike cover and says it includes three, 30-day European trips a year with no extra charge. It also claims to cover the 16 most common modifications as standard and up to five riders on one policy. We’ve checked out this insurance broker and here’s what else you should know.
Since 1997, MotorCycle Direct has been sourcing specialist motorbike insurance for riders and a range of bikes such modified, imported or classic bikes.
The insurance broker can also source policies based on the motorbike manufacturer and model type, from a Honda to a Harley.
MotorCycle Direct offers the three standard types of motorbike cover but these policies can be customised to suit you.
You’ll get protection if you’re in an accident that damages or injures a third party and their property, and you’ll have cover if your bike is destroyed by fire or even stolen. Be aware that although this provides slightly more cover, you still won’t have any protection for damage to your bike or personal injuries after an accident.
You’ll get the most cover with this. It provides the same protection as third party fire and theft but it will cover your bike if it’s damaged after an accident, provide money for a new bike if yours is declared a write off and cover you for any personal injuries. It’s always worth checking the cost of comprehensive as it can be cheaper than TP or TPFT.
MotorCycle Direct offers specialist cover, including:
MotorCycle Direct also courses cover for a range of different bikes, such as:
|Cover benefits||Third party||Third party, fire and theft||Comprehensive|
|Liability to other people||✓||✓||✓|
|Fire and theft||✓||✓|
|90 days EU cover (maximum of 30 days per trip)||✓||✓|
|16 standard modifications cover||✓||✓||✓|
Beyond the standard cover benefits above, any other benefits to your insurance policy will vary depending on the insurer that is able to provide the cover through MotorCycle Direct.
Check your policy details carefully to ensure you have the right cover for your needs.
MotorCycle Direct offers a range of optional extras to provide increased protection in certain areas. Some of the additional cover options to bolt onto a MotorCycle Direct policy are:
Any motorbike cover offered by MotorCycle Direct is likely to become invalid if any of the following arises:
Your insurance excess is the amount of money you have agreed to pay towards a claim. Your insurer won’t pay out for a claim that costs less than your excess. A compulsory excess amount might vary depending on the age of your motorbike and your riding experience.
A voluntary excess is on top and is normally set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess – which should lower your premium.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You can call MotorCycle Direct on 0344 800 09888 to register a claim. This 24-hour claims line is open 7 days a week.
Along with your policy and personal details, MotorCycle Direct recommends you have the following information to hand before calling:
It’s vital that you let your insurer know about an incident within 24 hours, even if it’s not your fault. Failure to do this could result in a rejected claim later on.
This guide provides step-by-step instructions on how to buy Arbitrum, lists some exchanges where you can get it and provides daily price data on (ARB).
Now in their third year, these awards recognise the credit, loans, mortgage and BNPL providers displaying the best innovations in their field.
The winners of the Finder Lending Innovation Awards 2023 have been announced, find out who won across seven categories here.
Find out the winners and highly commended brands in the Finder Lending Innovation Awards 2023. The best lending innovation in the UK!
This guide provides step-by-step instructions on how to buy Sui, lists some exchanges where you can get it and provides daily price data on (SUI).
This guide provides step-by-step instructions on how to buy Pepe, lists some exchanges where you can get it and provides daily price data on (PEPE).
This guide provides step-by-step instructions on how to buy SSV Network, lists some exchanges where you can get it and provides daily price data on (SSV).
This guide provides step-by-step instructions on how to buy USDD, lists some exchanges where you can get it and provides daily price data on (USDD).
This guide provides step-by-step instructions on how to buy Blur, lists some exchanges where you can get it and provides daily price data on (BLUR).
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.