Get a bike quote with Confused.com
- 50% of customers paid £209 or less*
- Compare over 30 motorbike insurance providers
- Our bike insurance customers rate us 4.67/5*
Bennetts says it can tailor policies to suit an extensive range of riders and their bikes, and will provide 90 days of EU cover cover and up to 16 standard modifications at no extra cost. We’ve checked out this 5-star Defaqto-rated bike insurance broker – here’s what you need to know.
Bennetts is a specialist bike insurance broker that was established in 1930 and bought by Saga Group in 2015 (but is run independently). It can source insurance for a range of riders and their bikes – whether that’s young riders or classic, custom and modified bikes.
Bennetts offers the three standard types of motorbike cover but these policies can be customised to suit you.
The legal minimum level of cover required in the UK, third party protects you if your motorbike is involved in an accident and ends up damaging another vehicle (and it covers any injuries to someone else). What it won’t cover is the costs related to repairing your bike or medical bills relating to personal injuries.
You’ll get protection if you’re in an accident that damages or injures a third party and their property, and you’ll have cover if your bike is destroyed by fire or even stolen. Be aware that although this provides slightly more cover, you still won’t have any protection for damage to your bike or personal injuries after an accident.
You’ll get the most cover with this. It provides the same protection as third party fire and theft but it will cover your bike if it’s damaged after an accident, provide money for a new bike if yours is declared a write off and cover you for any personal injuries. It’s always worth checking the cost of comprehensive as it can be cheaper than TP or TPFT.
|Cover benefits||Third party||Third party, fire and theft||Comprehensive|
|Liability to other people||✓||✓||✓|
|Fire and theft||✓||✓|
|90 days EU cover||✓||✓||✓|
|16 standard modifications cover||✓||✓||✓|
|Riding other bikes cover||✓||✓||✓|
|Permanently fixed accessories (panniers, grab rails and sports racks)||✓||✓|
|Uninsured driver promise||✓|
|New bike replacement within 6 months of buying it new||✓|
|Lock and key cover||✓|
Check your policy details carefully to ensure you have the right cover for your needs.
Bennetts offers a range of optional extras to provide increased protection in certain areas. Some of the additional cover options to bolt onto a Bennetts policy are:
Customers can choose Bennetts Ultimate cover package if they would like all four of the above optional extras, which could reward them with up to 70% off the price of the additional cover options.
Any motorbike cover offered by Bennetts is likely to become invalid if any of the following arises:
Check your policy for further details to confirm your cover is valid.
Your insurance excess is the amount of money you have agreed to pay towards a claim. Your insurer won’t pay out for a claim that costs less than your excess. A compulsory excess amount might vary depending on the age of your motorbike and your riding experience.
A voluntary excess is on top and is normally set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess – which should lower your premium.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You can call Bennetts on 0330 018 9166 to register a claim. This 24-hour claims line is open 7 days a week.
You will need to provide your policy details, personal contact details and information relating to the incident and claim.
It’s vital that you let your insurer know about an incident within 24 hours, even if it’s not your fault. Failure to do this could result in a rejected claim later on.
We take a closer look at the B2B buy now pay later services on offer with Mondu.
We explore how the Sainsbury’s Bank Everyday credit card lets you earn Nectar points as you spend.
This guide provides step-by-step instructions on how to buy Arbitrum, lists some exchanges where you can get it and provides daily price data on (ARB).
Now in their third year, these awards recognise the credit, loans, mortgage and BNPL providers displaying the best innovations in their field.
The winners of the Finder Lending Innovation Awards 2023 have been announced, find out who won across seven categories here.
Find out the winners and highly commended brands in the Finder Lending Innovation Awards 2023. The best lending innovation in the UK!
This guide provides step-by-step instructions on how to buy Sui, lists some exchanges where you can get it and provides daily price data on (SUI).
This guide provides step-by-step instructions on how to buy SSV Network, lists some exchanges where you can get it and provides daily price data on (SSV).
This guide provides step-by-step instructions on how to buy USDD, lists some exchanges where you can get it and provides daily price data on (USDD).
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.