Full list of shops that use Klarna

Klarna has partnered with scores of online retailers – you can see the full list on this page. Once you know a store offers Klarna, you can shop on its website as usual and at the checkout, select Klarna as your payment method. With Klarna, you can select either “Pay in 30”, which is a great option if you want to try items before you buy, or “Pay in 3”, where you can split the payment of orders into 3 more manageable chunks.

Klarna will use your nominated bank card to process your application and approve you at the checkout. It will also send you a reminder about when your payments are due (either 14 or 30 days after you order, depending on the store) and you can pay any time within this period through Klarna’s website.

A huge number of shops are signed up to Klarna, including: allbeauty, ASOS, Dorothy Perkins, JD Sports, Missguided and Superdry. For a full list of retailers, click here. When you see that your favourite store offers Klarna you can simply select it as a payment method at the checkout page of the retailer’s website.

Currently more than 2,800 stores and shops offer Klarna as a payment method in the UK.

Klarna will automatically try to collect payment for your purchase from the debit or credit card you entered at checkout. If this doesn’t go through on the scheduled due date, Klarna will make one further attempt to automatically collect payment two days later. If this attempt also fails, Klarna will issue you a statement for the full outstanding order amount, which will become payable 15 days later.

Customers will be notified when a payment is due two days before Klarna attempt to collect it and your credit score will not be impacted by using Klarna’s ‘Pay later’ products, even if you have failed to pay on time.