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Gadget Cover provides affordable gadget insurance for UK households. The company launched over 25 years ago and has helped over half a million people cover themselves against the prospect of losing or damaging their electronic gadgets.
Read on to discover what level of cover you can expect with this company.
Gadget Cover will cover the costs of repairing or replacing your electronic devices in the following scenarios.
Your policy will protect you when your partner or immediate family members are using the gadgets. If your daughter drops the iPad in the pond, for example, you’re covered.
The policy also includes overseas cover for 180 days per year.
You must be at least 18 years old and a UK resident to apply for gadget insurance with Gadget Cover.
To be eligible for cover, the gadget must be in working condition and no more than 18 months old. It must have been bought and shipped from the UK, and you must have proof of purchase.
There is no limit to the number of claims you can make on your policy.
You’ll need to contact Gadget Cover’s Claim Advisors team, either by calling 0203 794 9294 or sending an email to gadgetcoverclaims@directgroup.co.uk. You’ll be informed what information and documents you need to provide to process your claim.
From there, the claims process will differ depending on whether your gadget was damaged or lost.
If your gadget was damaged, you’ll need to send it to the insurer’s nominated repair centre for inspection and repair. The item will be repaired or replaced within seven working days.
If it was lost or stolen, you’ll need to inform the police and network provider (if applicable) before you contact Gadget Cover’s claims team.
If your claim is approved, you’ll need to pay the excess before the gadget is repaired or replaced.
Your excess will be:
You can change the details of your policy online. Just click the “Customer Login” button on the top right of the Gadget Cover website, then enter your email address and password. You’ll then see all of your options for managing your policy.
This company offers more comprehensive cover than a lot of its competitors. The family cover, accessory replacement, lengthy overseas cover and generous limits for unauthorised usage are particularly impressive highlights of this policy.
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