It’s no secret that prices and salaries vary widely across the UK. Coupled with a rise in credit card usage, it’s clear that where you live will often dictate how much disposable income you have and how much you rely on alternative means to make ends meet.
1. Brighton (£618)
2. Cambridge (£647)
3. Nottingham (£658)
4. Norwich (£693)
5. Kingston upon Hull (£694)
1. Aberdeen (£1,275)
2. Reading (£1,262)
3. Coventry (£1,194)
4. Lincoln (£1,150)
5. London (£1,103)
To look at the data another way, the chart below shows each city’s average salary and average living costs side by side. The smaller the gap between a city’s red and blue dot, the lower the average disposable income in that city. Notably, London’s gap is about average in size, but much higher up the chart than the others, reflecting the higher incomes and costs you find there.
| City | Average monthly net income after tax (Numbeo) |
|---|---|
| Aberdeen | £2,300.59 |
| Reading | £2,465.09 |
| Coventry | £2,198.60 |
| Lincoln | £2,048.47 |
| London | £2,803.79 |
| Manchester | £2,108.12 |
| Oxford | £2,318.45 |
| Glasgow | £1,950.32 |
| Leeds | £1,947.93 |
| Derby | £1,890.05 |
| Southampton | £2,000.35 |
| Exeter | £1,911.36 |
| Cardiff | £1,876.13 |
| Belfast | £1,779.11 |
| Liverpool | £1,766.39 |
| Leicester | £1,739.09 |
| Bristol | £1,958.71 |
| Newcastle upon Tyne | £1,709.01 |
| Stoke-on-Trent | £1,637.50 |
| Birmingham | £1,797.44 |
| Sheffield | £1,692.08 |
| Edinburgh | £1,868.58 |
| Swindon | £1,757.81 |
| York | £1,792.29 |
| Milton Keynes | £1,785.33 |
| Kingston upon Hull | £1,518.87 |
| Norwich | 1,633.33 |
| Nottingham | £1,616.84 |
| Cambridge | £1,864.38 |
| Brighton | £1,932.63 |
| City | Average monthly net income after tax (Numbeo) | Monthly single person costs | Estimated single person rent | Disposable income |
|---|---|---|---|---|
| Aberdeen | £2,300.59 | £684.32 | £340.79 | £1,275.48 |
| Reading | £2,465.09 | £702.75 | £500.00 | £1,262.34 |
| Coventry | £2,198.60 | £647.21 | £356.59 | £1,194.80 |
| Lincoln | £2,048.47 | £645.48 | £252.71 | £1,150.28 |
| London | £2,803.79 | £826.16 | £874.17 | £1,103.46 |
| Manchester | £2,108.12 | £652.74 | £384.97 | £1,070.41 |
| Oxford | £2,318.45 | £694.71 | £573.48 | £1,050.26 |
| Glasgow | £1,950.32 | £612.73 | £309.12 | £1,028.47 |
| Leeds | £1,947.93 | £593.19 | £341.90 | £1,012.84 |
| Derby | £1,890.05 | £635.77 | £247.63 | £1,006.65 |
| Southampton | £2,000.35 | £642.78 | £389.93 | £967.64 |
| Exeter | £1,911.36 | £630.67 | £316.59 | £964.10 |
| Cardiff | £1,876.13 | £643.32 | £320.32 | £912.49 |
| Belfast | £1,779.11 | £571.61 | £304.48 | £903.02 |
| Liverpool | £1,766.39 | £641.00 | £291.47 | £833.92 |
| Leicester | £1,739.09 | £634.61 | £273.77 | £830.71 |
| Bristol | £1,958.71 | £705.86 | £450.11 | £802.74 |
| Newcastle upon Tyne | £1,709.01 | £611.87 | £294.85 | £802.29 |
| Stoke-on-Trent | £1,637.50 | £673.09 | £184.79 | £779.62 |
| Birmingham | £1,797.44 | £660.53 | £369.10 | £767.81 |
| Sheffield | £1,692.08 | £620.61 | £314.62 | £756.85 |
| Edinburgh | £1,868.58 | £684.49 | £437.75 | £746.34 |
| Swindon | £1,757.81 | £693.19 | £345.11 | £719.51 |
| York | £1,792.29 | £712.46 | £365.90 | £713.93 |
| Milton Keynes | £1,785.33 | £682.46 | £403.74 | £699.13 |
| Kingston upon Hull | £1,518.87 | £597.25 | £227.08 | £694.54 |
| Norwich | £1633.33 | £645.02 | £295.14 | £693.17 |
| Nottingham | £1,616.84 | £665.06 | £292.80 | £658.98 |
| Cambridge | £1,864.38 | £723.47 | £493.41 | £647.50 |
| Brighton | £1,932.63 | £762.17 | £552.42 | £618.04 |
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