Platform trading fees
Different fees apply to different CoinJar services, with all fee amounts in Australian dollars (AUD). The main services include CoinJar buy/sell (broker), CoinJar Exchange (the trading platform) and CoinJar Swipe (the crypto debit card). Please keep in mind that the CoinJar buy/sell service is an instant way to purchase cryptocurrency, unlike the exchange in which orders are placed and then have to be filled. As such, each uses a different fee structure accordingly.
The fees below are accurate as of 24 December 2020.
CoinJar buy and sell (instant)
The buy and sell prices of cryptocurrencies are determined by the current prices on the CoinJar exchange. You will use the standing buy prices when buying crypto, and sell prices when selling.
You will be given a reference price as an indication, but your actual price may vary slightly. Whether buying or selling, the fees depend on the payment method.
CoinJar Exchange
These are the fees for trading on CoinJar Exchange, rather than simply buying and selling. CoinJar Exchange has a tiered fee structure for AUD to crypto trades, and a set fee regardless of volume for crypto to crypto trades.
| Tier | Taker fee | Maker fee |
|---|---|---|
| Any crypto to crypto trade | 0.0% | 0.05% |
| AUD to crypto trade tiers (AUD trade volume per 30 days) | ||
| $0 to $10,000 | 0.20% | 0.15% |
| $10,000 to $100,000 | 0.15% | 0.12% |
| $100,000 to $1 million | 0.12% | 0.10% |
| $1 million to $10 million | 0.10% | 0.08% |
| $10 million+ | 0.08% | 0.05% |
Trade volume is updated once every 24 hours.
CoinJar Swipe
These are the fees that apply for specific actions related to the CoinJar swipe crypto debit card.
| Action | Fee |
|---|---|
| Initial card purchase or replacement | $29 |
| Activation | $0 |
| Loading with fiat | See Deposit table below |
| Loading with crypto | $0 |
| EFTPOS purchase or withdrawal | $0 |
| ATM use | Varies depending on the ATM |
| Inactivity | $0 |
| Disputed transaction | $10 |
| Lost card | $29 |
Converting fiat or crypto to your CoinJar Swipe account
| Transfer type | Fee |
|---|---|
| Between digital currency accounts | 1% subject to conversion rates |
| Between digital currency accounts and Cash Account | 1% subject to conversion rates |
| Digital currency account to Coinjar Swipe | No fee |
Fiat Deposit fees
| Deposit Type | Fee |
|---|---|
| BPAY deposit | None (BPAY transfers from credit accounts may incur fees though) |
| NPP (Osko, PayID) deposit | None |
| Cryptocurrency | None |
CoinJar bundles
CoinJar bundles make it easier to diversify and manage crypto holdings by directly purchasing cryptocurrency baskets, whose contents can be allocated proportional to amount spent or weighted by market cap. Available bundles are the Popular Duo (50/50 BTC and ETH), CoinJar Universe (market cap weighted basket of all cryptocurrencies available on CoinJar), the DeFi Bundle (market cap weighted COMP, LINK and MKR basket) and more.
| Fee Type | Fee |
|---|---|
| Purchasing a bundle | 1% |
| Unbundling | None |
| Holding bundles | None |
