Our verdict
RIAS car insurance is a solid choice for anyone looking for comprehensive car insurance, as it gets the full 5-star Defaqto rating. Nice-to-have standard features include an uninsured driver promise, a courtesy car while yours is in for repair at an approved garage, and "wrong fuel" cover, in case you absent-mindedly top up your diesel with petrol. And if you're unlucky enough to need to claim, you have access to a 24/7 claims line.There are plenty of optional extras too. These include legal expenses cover, breakdown cover, and key protection. And RIAS customers seem to like it, awarding it more than 4 out of 5 stars on Trustpilot.
On the downside, RIAS doesn't offer third-party or third-party, fire and theft cover, so if you want one of these more basic policies – or indeed if you decide RIAS isn't for you at all – you'll need to shop around and compare other providers.
Best for: Great customer service
- Excellent customer reviews on Trustpilot
- Provides a courtesy car as standard, as long as you use an approved repairer
- Offers wrong fuel cover to drain and flush your fuel tank and cover any damage to your engine if you accidentally put the wrong fuel into your car
- RIAS only offers comprehensive car insurance; if you want third-party or third-party, fire and theft cover, you'll need to look elsewhere