Porsche Boxster insurance group
Compare car insurance costs for your Porsche Boxster based on your age and location.
The Porsche Boxster is a popular sports car. In this guide, you’ll discover some key need-to-knows about insuring this vehicle.
Why choose a Porsche Boxster?
A Porsche is on many motorists’ list of dream cars and rightly so! The Boxster provides a sensational drive, looks fantastic and is significantly cheaper than the Porsche 911.
What insurance group does the Porsche Boxster fall under?
When it comes to car insurance, all vehicles are assigned a specific car insurance group. These groups range from 1 (cheapest) to 50 (most expensive), and they help insurers determine the cost of your premium. Porsche Boxster models range from insurance group 43 to 48, meaning the car insurance will be on the expensive side.
You will find that the costs vary slightly depending on the insurance group that your chosen model of Porsche Boxster sits in, which is based on the different trims and factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £1,080 for cover on a Porsche Boxster 2.7 245bhp 2d that is in insurance group 43 or around £1,170 for a Porsche Boxster 3.4 Spyder 2d PDK that is in insurance group 46. So, as you can see, you may pay a significant amount depending on the insurance group your model sits in.
Porsche Boxster insurance cost by location
In the table above, you can see the average cost of Porsche Boxster insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is your location.
To illustrate the power of your postcode, we found some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Porsche Boxster 2.7 2d Tiptronic.
- Expensive: £1,250 (London SE1)
- Average: £1,080 (Newcastle NE1)
- Cheap: £814 (Galashiels TD1)
Which factors affect my Porsche Boxster insurance rate?
Along with a vehicle’s insurance group, there are a lot of other factors that have an impact on your insurance premium costs. Here are the key ones to be aware of.
- Engine type and capacity. In general, the larger the engine, the higher the cost of your insurance. For example, it may cost £1,250 for insurance for a Porsche Boxster 2.7 2d, while you may pay £1,287 for a Porsche Boxster 3.4 Spyder 2d. In this case, that’s a pretty insignificant difference for a larger engine.
- Driver location. Your home address plays a significant role in helping insurers calculate your insurance premium. For example, a 30-year-old in central London may pay £1,250 for insurance for a Porsche Boxster 2.7 Sport Edition 2d, while the same 30-year-old in Newcastle may only pay £1,080. This £170 difference occurs because motorists are statistically more likely to make a claim in London than in Newcastle.
- Driver age. The youngest drivers are the most likely to make a claim on their car insurance and that’s why they are charged significantly more. For example, the average 20-year-old driver in London may pay £2,201 for the Porsche Boxster 3.2 S 2d, while the average 40-year-old Londoner will only pay £1,155. As you can see, the 20-year has to pay almost double to insure a Porsche Boxster compared to a 40-year-old.
Other factors that influence the cost of your insurance include the following:
- Your marital status
- Your occupation and credit history
- Your car’s safety rating score
- The car’s model and age
- Your car’s security and any extra anti-theft precautions
- Annual miles driven
- Your driving activity and history
- Your no-claims discount
How can I save on my Porsche Boxster premiums?
As a Porsche Boxster is one of the more expensive cars to insure, you may be interested in learning how to keep costs down. There are several tricks you can try and we have listed some of the best ones below.
- Limit your car usage (where possible). Your insurer will ask for your annual mileage before offering you a quote for your car insurance. Those with a lower annual mileage are often offered lower premiums. Make sure not to underestimate the number of miles you’ll drive per year though as this can invalidate your insurance.
- Pay annually rather than monthly. While it’s not always easy to part with a large sum of money in one go, doing so will often save you money as a lot of insurers charge interest on monthly premium payments.
- Install extra safety precautions. If you can make your car safer by installing extra features, most insurers will reward you with lower premiums as they’ll consider you a lower risk of making a claim.
- Don’t just accept your renewal quote. It might be a bit of a hassle, but you really should shop around for the best deal on your car insurance every year when the time comes to renew. Don’t just settle for the renewal price offered by your existing insurer – there will usually be cheaper options out there!
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