How to buy Santander shares | 239.4p

Own Santander shares in just a few minutes. Share price changes are updated daily.

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Banco Santander, S.A (BNC) is a leading banks-diversified business based in the UK. It opened the day at 239.5p after a previous close of 243.6p. During the day the price has varied from a low of 232.35p to a high of 242.6p. The latest price was 239.4p (25 minute delay). Santander is listed on the London Stock Exchange (LSE) and employs 192,578 staff. All prices are listed in pence sterling.

How to buy shares in Santander

  1. Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
  2. Open your account. You'll need your ID, bank details and national insurance number.
  3. Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
  4. Search the platform for stock code: BNC in this case.
  5. Research Santander shares. The platform should provide the latest information available.
  6. Buy your Santander shares. It's that simple.
The whole process can take as little as 15 minutes.

How has Coronavirus impacted Santander's share price?

Since the stock market crash in March caused by coronavirus, Santander's share price has had significant negative movement.

Its last market close was 154.26p, which is 49.60% down on its pre-crash value of 306.09p (accounting for the 16 November 2020 split) and 8.99% down on the lowest point reached during the March crash when the shares fell as low as 168.13p (accounting for the 16 November 2020 split).

If you had bought £1,000 worth of Santander shares at the start of February 2020, those shares would have been worth £645.00 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth £531.29.

Santander share price

Use our graph to track the performance of BNC stocks over time.

Santander shares at a glance

Information last updated 2020-12-11.
Open239.5p
High242.6p
Low232.35p
Close239.4p
Previous close243.6p
Change -4.2p
Change % -1.724%
Volume 3,338,996
Information last updated 2020-12-27.
52-week range132.0583p - 320.0832p
50-day moving average 225.2324p
200-day moving average 180.5614p
Wall St. target price3.96p
PE ratio 5.0788
Dividend yield 0.17p (8.22%)
Earnings per share (TTM) 48.2p
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Share dealing platform comparison

Table: sorted by promoted deals first
Data indicated here is updated regularly
Name Product Price per trade Frequent trader rate Platform fees Brand description
Fineco
£2.95
£2.95
Zero platform fee
Your first 100 trades are free with Fineco, T&Cs apply.
Fineco Bank is good for share traders and investors looking for a complete platform and wide offer. Capital at risk.
eToro Free Stocks
0% commission, no markup, no ticket fee, no management fee
N/A
Withdrawal fee & GDP to USD deposit conversion
Capital at risk. 0% commission but other fees may apply.
IG
0% commission on US shares, and £3 on UK shares
From £5
£0 - £24 per quarter
IG is good for experienced traders, and offers learning resources for beginners, all with wide access to shares, ETFs and funds. Capital at risk.
Hargreaves Lansdown Fund and Share Account
£11.95
£5.95
No fees
Hargreaves Lansdown is the UK's number one platform for private investors, with the depth of features you'd expect from an established platform. Capital at risk.
Degiro Share Dealing
£1.75 + 0.022% (max £5.00)
£1.75 + 0.022% (max £5.00)
Portfolio transfer fees (in & out)
Degiro is widely seen as one of the best low-cost share brokers, for people who are looking to trade regularly. Capital at risk.
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Compare up to 4 providers

Data indicated here is updated regularly
Name Product Minimum deposit Maximum annual fee Price per trade Brand description
Interactive Investor stocks and shares ISA
Any lump sum or £25 a month
£119.88
£7.99
Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.
Hargreaves Lansdown stocks and shares ISA
£100
0.45%
£11.95
Hargreaves Lansdown is the UK's biggest wealth manager. It's got everything you'll need, from beginners to experienced investors. Capital at risk.
Nutmeg stocks and shares ISA
£100
0.75%
£0
Nutmeg offers three types of portfolios. Choose the one that goes with your investment style. Capital at risk.
Moneyfarm stocks and shares ISA
£1500
0.75%
£0
Capital at risk.
Saxo Markets stocks and shares ISA
No minimum deposit requirement
0.12%
£8.00
Saxo Markets offers a wide access to a range of stocks, ETFs and funds. Capital at risk.
AJ Bell stocks and shares ISA
£500
0.25%
£9.95
AJ Bell is a good all-rounder for people who to choose between shares, funds, ISAs and pensions. Capital at risk.
Fidelity stocks and shares ISA
£1000 or a regular savings plan from £50
0.35%
£10.00
Fidelity is another good all-rounder, offering a good package at a decent price. Not suited for trading shares. Capital at risk.
Legal & General stocks and shares ISA
Legal & General stocks and shares ISA
£100 or £20 a month
0.61%
N/A
Legal & General is a big financial services company which offers insurance, lifetime mortgage, pensions and stocks and shares ISAs. Capital at risk.
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Compare up to 4 providers

Data indicated here is updated regularly
Name Product Minimum investment Choose from Annual fee Brand description
Interactive Investor Pension
Any lump sum or £25 a month
Over 3,000 funds
£10/month
interactive investor is a flat-fee platform, which makes it cost effective for larger portfolios. Capital at risk.
Moneyfarm Pension
£1,500 (initial investment)
7 funds
0.35%-0.75%
Moneyfarm has pensions that are matched against your risk appetite, goals and planned retirement date. Capital at risk.
AJ Bell Pension
£1,000
Over 2,000 funds
0.05-0.25%
AJ Bell has two different pension options, a self managed pension and one that is managed for you. Capital at risk.
PensionBee Pension
No minimum
7 funds
0.5% - 0.95%
Pension Bee is a newbie in the pension market. It helps consolidate your pension plans into one place. Capital at risk.
Hargreaves Lansdown Pension
£100 or £25 a month
2,500 funds
0-0.45%
Hargreaves Lansdown is the UK's biggest wealth manager. It's got three different retirement options. Capital at risk.
Saxo Markets Pension
Saxo Markets Pension
£10
Over 11,000 funds
No annual fee
Saxo Markets gives flexibility and control over your investment strategy. Capital at risk.
Penfold
Penfold
No minimum
4 portfolios
0.75-0.88%
Moneybox Pension
£1
3 funds
0.15% - 0.45% charged monthly
Manage your money with an easy-to-use Moneybox app. Capital at risk.
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Compare up to 4 providers

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

Is it a good time to buy Santander stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Santander price performance over time

Historical closes compared with the last close of 239.4p

1 week (2021-01-08) -3.16%
1 month (2020-12-16) -1.80%
3 months (2020-10-16) 67.52%
6 months (2020-07-16) 24.90%
1 year (2020-01-16) -19.33%
2 years (2019-01-16) -34.75%
3 years (2018-01-16) -52.46%
5 years (2016-01-15) -18.26%

Is Santander under- or over-valued?

Valuing Santander stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Santander's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Santander's P/E ratio

Santander's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, Santander shares trade at around 5x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the FTSE 250 at the end of September 2019 (19.71). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

However, Santander's P/E ratio is best considered in relation to those of others within the banks-diversified industry or those of similar companies.

Santander's PEG ratio

Santander's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.1048. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Santander's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

However, it's sensible to consider Santander's PEG ratio in relation to those of similar companies.

Santander financials

Gross profit TTM £40.9 billion
Return on assets TTM -0.34%
Return on equity TTM -5.15%
Profit margin -18.09%
Book value 6.862p
Market capitalisation £41.7 billion

TTM: trailing 12 months

Santander's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Santander.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

Santander's total ESG risk score

Total ESG risk: 36.47

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Santander's overall score of 36.47 (as at 01/01/2019) is pretty weak – landing it in it in the 69th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like Santander is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

To gain some more context, you can compare Santander's total ESG risk score against those of similar companies.

Santander's environmental score

Environmental score: 8.24/100

Santander's environmental score of 8.24 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Santander is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

Santander's social score

Social score: 24.32/100

Santander's social score of 24.32 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Santander is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

Santander's governance score

Governance score: 18.4/100

Santander's governance score puts it squarely in the 8th percentile of companies rated in the same sector. That could suggest that Santander is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Santander's controversy score

Controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, Santander scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that Santander hasn't always managed to keep its nose clean.

Wondering how that compares? Below are the controversy scores of similar companies.

Environmental, social, and governance (ESG) summary

Banco Santander, S.A was last rated for ESG on: 2019-01-01.

Total ESG score 36.47
Total ESG percentile 69.14
Environmental score 8.24
Environmental score percentile 8
Social score 24.32
Social score percentile 8
Governance score 18.4
Governance score percentile 8
Level of controversy 3

Santander share dividends

We're not expecting Santander to pay a dividend over the next 12 months. However, you can browse other dividend-paying shares in our guide.

You may also wish to consider:

Have Santander's shares ever split?

Santander's shares were split on a 24:23 basis on 16 November 2020. So if you had owned 23 shares the day before before the split, the next day you'd have owned 24 shares. This wouldn't directly have changed the overall worth of your Santander shares – just the quantity. However, indirectly, the new 4.2% lower share price could have impacted the market appetite for Santander shares which in turn could have impacted Santander's share price.

Santander share price volatility

Over the last 12 months, Santander's shares have ranged in value from as little as 132.0583p up to 320.0832p. A popular way to gauge a stock's volatility is its "beta".

BNC.LSE volatility(beta: 1.76)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while Santander's is 1.755. This would suggest that Santander's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

To put Santander's beta into context you can compare it against those of similar companies.

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Santander overview

Banco Santander, or Santander Group, is a Spanish multinational bank and financial services company, and one of the world's largest banking institutions. It offers a wide range of financial products and services, including personal loans, credit cards, savings accounts and current accounts.

Founded in Santander, Spain, in 1857, the Santander Group now operates across Europe, North America, South America and Asia, and has over 100 million customers around the world. It is also the primary sponsor of Spain's top flight football league La Liga, and was formerly a sponsor of the Ferrari and McLaren F1 teams.

Santander is a component of the Euro Stoxx 50, a stock index that captures some of Europe's largest blue-chip companies, and is traded on both the Bolsa de Madrid and New York Stock Exchange.

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