How to buy Santander (BNC) shares

Learn how to easily invest in Santander shares.

Banco Santander S.A (BNC) is a leading banks-diversified business based in the UK. It opened the day at 270.35p after a previous close of 271.15p. During the day the price has varied from a low of 267.05p to a high of 272p. The latest price was 271p (25 minute delay). Santander is listed on the London Stock Exchange (LSE) and employs 193,303 staff. All prices are listed in pence sterling.

How to buy shares in Santander

  1. Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
  2. Open your account. You'll need your ID, bank details and national insurance number.
  3. Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
  4. Search the platform for stock code: BNC in this case.
  5. Research Santander shares. The platform should provide the latest information available.
  6. Buy your Santander shares. It's that simple.
The whole process can take as little as 15 minutes.

Fees for buying 100x Santander shares with popular platforms

Share prices fluctuate in real time, so the costs presented here should be considered as a guide only. They do not incorporate stamp duty. Always refer to the platform itself for availability and pricing – which may differ from our information.

Platform Platform fee Min. initial deposit Trading fee estimate
eToro Free Stocks logo £0 $10 £0.00
£271.00 total
Capital at risk
Degiro Share Dealing logo £0 £0.01 £1.79
£272.79 total
Capital at risk
IG Share Dealing logo £0 £250 £8.00
£279.00 total
Capital at risk
Hargreaves Lansdown Fund and Share Account logo £0 £1 £11.95
£282.95 total
Capital at risk
interactive investor Trading Account logo £9.99 per month No minimum £7.99
£278.99 total
Capital at risk
Fineco logo £0 No minimum £0.00
£271.00 total
Capital at risk
Halifax Share Dealing Account logo £36 per year £20 £9.50
£280.50 total
Capital at risk

Full comparison of share dealing platforms

Santander share price (LSE:BNC)

Use our graph to track the performance of BNC stocks over time.

Is it a good time to buy Santander stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

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Capital at risk

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

Is Santander under- or over-valued?

Valuing a stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of overall performance. However, analysts commonly use some key metrics to help gauge value.

P/E ratio

Santander's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Santander shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the FTSE 250 at the end of September 2019 (19.71). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

However, Santander's P/E ratio is best considered in relation to those of others within the banks-diversified industry or those of similar companies.

PEG ratio

Santander's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.399. A PEG ratio below 1 can be interpreted as meaning the shares are not overvalued given the current rate of growth.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Santander's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

However, it's sensible to consider Santander's PEG ratio in relation to those of similar companies.

How has coronavirus impacted Santander's share price?

Since the stock market crash that started in February 2020, Santander's share price has had significant negative movement.

Its last market close was 262.2p, which is 99.14% down on its pre-crash value of 30609.16p (accounting for the 16 November 2020 split) and 55.95% up on the lowest point reached during the March 2020 crash when the shares fell as low as 168.13p (accounting for the 16 November 2020 split).

If you had bought £1,000 worth of Santander shares at the start of February 2020, those shares would have been worth £644.23 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth £9.02.

Environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Santander.

Total ESG risk score

Santander's total ESG risk: 36.47

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Santander's overall score of 36.47 (as at 01/01/2019) is pretty weak – landing it in it in the 69th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like Santander is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

To gain some more context, you can compare Santander's total ESG risk score against those of similar companies.

Environmental score

Santander's environmental score: 8.24/100

Santander's environmental score of 8.24 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Santander is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

Social score

Santander's social score: 24.32/100

Santander's social score of 24.32 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Santander is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

Governance score

Santander's governance score: 18.4/100

Santander's governance score puts it squarely in the 8th percentile of companies rated in the same sector. That could suggest that Santander is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Controversy score

Santander's controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, Santander scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that Santander hasn't always managed to keep its nose clean.

Wondering how that compares? Below are the controversy scores of similar companies.

Environmental, social, and governance (ESG) summary

Banco Santander S.A was last rated for ESG on: 2019-01-01.

Total ESG score 36.47
Total ESG percentile 69.14
Environmental score 8.24
Environmental score percentile 8
Social score 24.32
Social score percentile 8
Governance score 18.4
Governance score percentile 8
Level of controversy 3

Santander shares at a glance

Information last updated 2021-08-27.
Open270.35p
High272p
Low267.05p
Close271p
Previous close271.15p
Change-0.15p
Change %-0.0553%
Volume1,260,864
Information last updated 2022-01-16.
52-week range210.7496p - 302.1396p
50-day moving average250.4995p
200-day moving average268.2526p
Wall St. target price3.96p
PE ratio10.9776
Dividend yield8p (2.41%)
Earnings per share (TTM)24.6p

Do Santander shares pay dividends?

2.4%

Dividend yield: 2.41% of stock value

2.4%

Forward annual dividend yield: 2.41% of stock value

0.2%

Dividend payout ratio: 0.16% of net profits

Santander has recently paid out dividends equivalent to 2.41% of its share value annually.

Santander has paid out, on average, around 0.16% of recent net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.41% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), shareholders could enjoy a 2.41% return on their shares, in the form of dividend payments. In Santander's case, that would currently equate to about 8p per share.

While Santander's payout ratio might seem low, this can signify that the company is investing more in its future growth.

The latest dividend was paid out to all shareholders who bought their shares by 29 October 2021 (the "ex-dividend date").

Santander's dividend yield is perhaps best considered in relation to those of similar companies.

Share price volatility

Over the last 12 months, Santander's shares have ranged in value from as little as 210.7496p up to 302.1396p. A popular way to gauge a stock's volatility is its "beta".

BNC.LSE volatility(beta: 1.77)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while Santander's is 1.7745. This would suggest that Santander's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

To put Santander's beta into context you can compare it against those of similar companies.

Santander overview

Banco Santander, or Santander Group, is a Spanish multinational bank and financial services company, and one of the world's largest banking institutions. It offers a wide range of financial products and services, including personal loans, credit cards, savings accounts and current accounts.

Founded in Santander, Spain, in 1857, the Santander Group now operates across Europe, North America, South America and Asia, and has over 100 million customers around the world. It is also the primary sponsor of Spain's top flight football league La Liga, and was formerly a sponsor of the Ferrari and McLaren F1 teams.

Santander is a component of the Euro Stoxx 50, a stock index that captures some of Europe's largest blue-chip companies, and is traded on both the Bolsa de Madrid and New York Stock Exchange.

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