The Royal Bank of Scotland Group plc (RBS) is a leading banks-diversified business based in the UK. RBS is listed on the London Stock Exchange (LSE) and employs 63,200 staff. All prices are listed in British Pound.
|52-week range||£98.7041 - £236.6201|
|50-day moving average||£116.8375|
|200-day moving average||£131.8548|
|Wall St. target price||£301.06|
|Dividend yield||£0.06 (5.74%)|
|Earnings per share (TTM)||£22.5|
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Valuing RBS stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of RBS's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
RBS's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 35x. In other words, RBS shares trade at around 35x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the FTSE 250 at the end of September 2019 (19.71). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
However, RBS's P/E ratio is best considered in relation to those of others within the banks-diversified industry or those of similar companies.
RBS's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.4624. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into RBS's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
However, it's sensible to consider RBS's PEG ratio in relation to those of similar companies.
|Revenue TTM||£11.9 billion|
|Operating margin TTM||22.88%|
|Gross profit TTM||£12.5 billion|
|Return on assets TTM||0.43%|
|Return on equity TTM||7.33%|
|Market capitalisation||£14.7 billion|
TTM: trailing 12 months
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like RBS.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 31.12
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and RBS's overall score of 31.12 (as at 01/01/2019) is nothing to write home about – landing it in it in the 49th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like RBS is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
To gain some more context, you can compare RBS's total ESG risk score against those of similar companies.
Environmental score: 4.84/100
RBS's environmental score of 4.84 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that RBS is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 18.82/100
RBS's social score of 18.82 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that RBS is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 12.95/100
RBS's governance score puts it squarely in the 5th percentile of companies rated in the same sector. That could suggest that RBS is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 3/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, RBS scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that RBS hasn't always managed to keep its nose clean.
Wondering how that compares? Below are the controversy scores of similar companies.
|Total ESG score||31.12|
|Total ESG percentile||48.8|
|Environmental score percentile||5|
|Social score percentile||5|
|Governance score percentile||5|
|Level of controversy||3|
Dividend payout ratio: 8.89% of net profits
Recently RBS has paid out, on average, around 8.89% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.74% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), RBS shareholders could enjoy a 5.74% return on their shares, in the form of dividend payments. In RBS's case, that would currently equate to about £0.06 per share.
While RBS's payout ratio might seem low, this can signify that RBS is investing more in its future growth.
The latest dividend was paid out to all shareholders who bought their shares by 26 March 2020 (the "ex-dividend date").
RBS's dividend payout ratio is perhaps best considered in relation to those of similar companies.
RBS's shares were split on a 1:10 basis on 6 June 2012. So if you had owned 10 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your RBS shares – just the quantity. However, indirectly, the new 900% higher share price could have impacted the market appetite for RBS shares which in turn could have impacted RBS's share price.
Over the last 12 months, RBS's shares have ranged in value from as little as £98.7041 up to £236.6201. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while RBS's is 1.5064. This would suggest that RBS's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
To put RBS's beta into context you can compare it against those of similar companies.
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers in the United Kingdom, the United States, Europe, and internationally. The company's UK Personal Banking segment offers a range of banking products and related financial services to the personal and premier segments in the United Kingdom. Its Ulster Bank RoI segment provides personal banking services, including loan and deposit products through a network of branches and direct channels, including the internet, mobile, and telephony; and commercial banking services to business and corporate customers, including small and medium enterprises in the Republic of Ireland. The company's Commercial Banking segment offers comprehensive banking and financing solutions to start-up, SME, commercial, and corporate customers in the United Kingdom. It includes financing business assets and invoices, as well as providing specialist finance and transaction services. Its Private Banking segment provides banking, lending, and wealth management products for high net worth individuals and their business interests in the United Kingdom. The company's RBS International segment offers banking services in the Channel Islands, Isle of Man, and Gibraltar. It also has wholesale branches and depositary service businesses in the United Kingdom and Luxembourg to serve its institutional clients. Its NatWest Markets segment provides global market access, financing, risk management, and trading solutions for financial institutions and corporates to manage their financial risks and achieve their short and long-term financial goals. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.
Learn more about Unity Software’s recent performance and where you can invest in Unity Software shares. We also run through some helpful rules of thumb for any investor
Learn more about FuelCell Energy’s recent performance and where you can invest in FuelCell Energy shares. We also run through some helpful rules of thumb for any investor.
Learn more about CloudCommerce’s recent performance and where you can invest in CloudCommerce shares. We also run through some helpful rules of thumb for any investor
Ever wondered how to buy shares in Zomedica Pharmaceuticals? We explain how and compare a range of providers that can give you access to many brands, including Zomedica Pharmaceuticals.
Ever wondered how to buy shares in YRC Worldwide? We explain how and compare a range of providers that can give you access to many brands, including YRC Worldwide.
Ever wondered how to buy shares in Xeros Technology Group? We explain how and compare a range of providers that can give you access to many brands, including Xeros Technology Group.
Ever wondered how to buy shares in Xpediator? We explain how and compare a range of providers that can give you access to many brands, including Xpediator.
Ever wondered how to buy shares in Van Elle Holdings? We explain how and compare a range of providers that can give you access to many brands, including Van Elle Holdings.
Ever wondered how to buy shares in ULS Technology? We explain how and compare a range of providers that can give you access to many brands, including ULS Technology.
Ever wondered how to buy shares in Twilio? We explain how and compare a range of providers that can give you access to many brands, including Twilio.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.