How to buy RBS shares

Own RBS shares in just a few minutes. Share price changes are updated daily.

Fact checked

The Royal Bank of Scotland Group plc (RBS) is a leading banks-diversified business based in the UK. RBS is listed on the London Stock Exchange (LSE) and employs 63,200 staff. All prices are listed in British Pound.

How to buy shares in RBS

  1. Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
  2. Open your account. You'll need your ID, bank details and national insurance number.
  3. Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
  4. Search the platform for stock code: RBS in this case.
  5. Research RBS shares. The platform should provide the latest information available.
  6. Buy your RBS shares. It's that simple.
The whole process can take as little as 15 minutes.

RBS share price

Use our graph to track the performance of RBS stocks over time.

RBS shares at a glance

Information last updated 2020-08-22.
52-week range£98.7041 - £236.6201
50-day moving average £116.8375
200-day moving average £131.8548
Wall St. target price£301.06
PE ratio 34.7727
Dividend yield £0.06 (5.74%)
Earnings per share (TTM) £22.5
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Other fees may apply. Your capital is at risk.

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Share dealing platform comparison

Table: sorted by promoted deals first
Data indicated here is updated regularly
Name Product Price per trade Frequent trader rate Platform fees Brand description
Fineco
£2.95
£2.95
Zero platform fee
Your first 100 trades are free with Fineco, T&Cs apply.
Fineco Bank is good for share traders and investors looking for a complete platform and wide offer. Capital at risk.
eToro Free Stocks
0% commission, no markup, no ticket fee, no management fee
N/A
Withdrawal fee & GDP to USD deposit conversion
Capital at risk. 0% commission but other fees may apply.
IG
0% commission on US shares, and £3 on UK shares
From £5
£0 - £24 per quarter
IG is good for experienced traders, and offers learning resources for beginners, all with wide access to shares, ETFs and funds. Capital at risk.
Hargreaves Lansdown Fund and Share Account
£11.95
£5.95
No fees
Hargreaves Lansdown is the UK's number one platform for private investors, with the depth of features you'd expect from an established platform. Capital at risk.
Degiro Share Dealing
£1.75 + 0.022% (max £5.00)
£1.75 + 0.022% (max £5.00)
Portfolio transfer fees (in & out)
Degiro is widely seen as one of the best low-cost share brokers, for people who are looking to trade regularly. Capital at risk.
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Compare up to 4 providers

Data indicated here is updated regularly
Name Product Minimum deposit Maximum annual fee Price per trade Brand description
Interactive Investor stocks and shares ISA
Any lump sum or £25 a month
£119.88
£7.99
Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.
Hargreaves Lansdown stocks and shares ISA
£100
0.45%
£11.95
Hargreaves Lansdown is the UK's biggest wealth manager. It's got everything you'll need, from beginners to experienced investors. Capital at risk.
Nutmeg stocks and shares ISA
£100
0.75%
£0
Nutmeg offers three types of portfolios. Choose the one that goes with your investment style. Capital at risk.
Moneyfarm stocks and shares ISA
£1500
0.75%
£0
Capital at risk.
Saxo Markets stocks and shares ISA
No minimum deposit requirement
0.12%
£8.00
Saxo Markets offers a wide access to a range of stocks, ETFs and funds. Capital at risk.
AJ Bell stocks and shares ISA
£500
0.25%
£9.95
AJ Bell is a good all-rounder for people who to choose between shares, funds, ISAs and pensions. Capital at risk.
Fidelity stocks and shares ISA
£1000 or a regular savings plan from £50
0.35%
£10.00
Fidelity is another good all-rounder, offering a good package at a decent price. Not suited for trading shares. Capital at risk.
Legal & General stocks and shares ISA
Legal & General stocks and shares ISA
£100 or £20 a month
0.61%
N/A
Legal & General is a big financial services company which offers insurance, lifetime mortgage, pensions and stocks and shares ISAs. Capital at risk.
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Compare up to 4 providers

Data indicated here is updated regularly
Name Product Minimum investment Choose from Annual fee Brand description
Interactive Investor Pension
Any lump sum or £25 a month
Over 3,000 funds
£10/month
interactive investor is a flat-fee platform, which makes it cost effective for larger portfolios. Capital at risk.
Moneyfarm Pension
£1,500 (initial investment)
7 funds
0.35%-0.75%
Moneyfarm has pensions that are matched against your risk appetite, goals and planned retirement date. Capital at risk.
AJ Bell Pension
£1,000
Over 2,000 funds
0.05-0.25%
AJ Bell has two different pension options, a self managed pension and one that is managed for you. Capital at risk.
PensionBee Pension
No minimum
7 funds
0.5% - 0.95%
Pension Bee is a newbie in the pension market. It helps consolidate your pension plans into one place. Capital at risk.
Hargreaves Lansdown Pension
£100 or £25 a month
2,500 funds
0-0.45%
Hargreaves Lansdown is the UK's biggest wealth manager. It's got three different retirement options. Capital at risk.
Saxo Markets Pension
Saxo Markets Pension
£10
Over 11,000 funds
No annual fee
Saxo Markets gives flexibility and control over your investment strategy. Capital at risk.
Penfold
Penfold
No minimum
4 portfolios
0.75-0.88%
Moneybox Pension
£1
3 funds
0.15% - 0.45% charged monthly
Manage your money with an easy-to-use Moneybox app. Capital at risk.
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Compare up to 4 providers

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

Is it a good time to buy RBS stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Is RBS under- or over-valued?

Valuing RBS stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of RBS's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

RBS's P/E ratio

RBS's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 35x. In other words, RBS shares trade at around 35x recent earnings.

That's relatively high compared to, say, the trailing 12-month P/E ratio for the FTSE 250 at the end of September 2019 (19.71). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.

However, RBS's P/E ratio is best considered in relation to those of others within the banks-diversified industry or those of similar companies.

RBS's PEG ratio

RBS's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.4624. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into RBS's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

However, it's sensible to consider RBS's PEG ratio in relation to those of similar companies.

RBS financials

Revenue TTM £11.9 billion
Operating margin TTM 22.88%
Gross profit TTM £12.5 billion
Return on assets TTM 0.43%
Return on equity TTM 7.33%
Profit margin 26.24%
Book value £3.657
Market capitalisation £14.7 billion

TTM: trailing 12 months

RBS's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like RBS.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

RBS's total ESG risk score

Total ESG risk: 31.12

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and RBS's overall score of 31.12 (as at 01/01/2019) is nothing to write home about – landing it in it in the 49th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like RBS is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

To gain some more context, you can compare RBS's total ESG risk score against those of similar companies.

RBS's environmental score

Environmental score: 4.84/100

RBS's environmental score of 4.84 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that RBS is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

RBS's social score

Social score: 18.82/100

RBS's social score of 18.82 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that RBS is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

RBS's governance score

Governance score: 12.95/100

RBS's governance score puts it squarely in the 5th percentile of companies rated in the same sector. That could suggest that RBS is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

RBS's controversy score

Controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, RBS scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that RBS hasn't always managed to keep its nose clean.

Wondering how that compares? Below are the controversy scores of similar companies.

Environmental, social, and governance (ESG) summary

The Royal Bank of Scotland Group plc was last rated for ESG on: 2019-01-01.

Total ESG score 31.12
Total ESG percentile 48.8
Environmental score 4.84
Environmental score percentile 5
Social score 18.82
Social score percentile 5
Governance score 12.95
Governance score percentile 5
Level of controversy 3

RBS share dividends

9%

Dividend payout ratio: 8.89% of net profits

Recently RBS has paid out, on average, around 8.89% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.74% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), RBS shareholders could enjoy a 5.74% return on their shares, in the form of dividend payments. In RBS's case, that would currently equate to about £0.06 per share.

While RBS's payout ratio might seem low, this can signify that RBS is investing more in its future growth.

The latest dividend was paid out to all shareholders who bought their shares by 26 March 2020 (the "ex-dividend date").

RBS's dividend payout ratio is perhaps best considered in relation to those of similar companies.

Have RBS's shares ever split?

RBS's shares were split on a 1:10 basis on 6 June 2012. So if you had owned 10 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your RBS shares – just the quantity. However, indirectly, the new 900% higher share price could have impacted the market appetite for RBS shares which in turn could have impacted RBS's share price.

RBS share price volatility

Over the last 12 months, RBS's shares have ranged in value from as little as £98.7041 up to £236.6201. A popular way to gauge a stock's volatility is its "beta".

RBS.LSE volatility(beta: 1.51)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while RBS's is 1.5064. This would suggest that RBS's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

To put RBS's beta into context you can compare it against those of similar companies.

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RBS overview

NatWest Group plc, together with its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers in the United Kingdom, the United States, Europe, and internationally. The company's UK Personal Banking segment offers a range of banking products and related financial services to the personal and premier segments in the United Kingdom. Its Ulster Bank RoI segment provides personal banking services, including loan and deposit products through a network of branches and direct channels, including the internet, mobile, and telephony; and commercial banking services to business and corporate customers, including small and medium enterprises in the Republic of Ireland. The company's Commercial Banking segment offers comprehensive banking and financing solutions to start-up, SME, commercial, and corporate customers in the United Kingdom. It includes financing business assets and invoices, as well as providing specialist finance and transaction services. Its Private Banking segment provides banking, lending, and wealth management products for high net worth individuals and their business interests in the United Kingdom. The company's RBS International segment offers banking services in the Channel Islands, Isle of Man, and Gibraltar. It also has wholesale branches and depositary service businesses in the United Kingdom and Luxembourg to serve its institutional clients. Its NatWest Markets segment provides global market access, financing, risk management, and trading solutions for financial institutions and corporates to manage their financial risks and achieve their short and long-term financial goals. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.

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4 Responses

    Default Gravatar
    nevilleJune 5, 2018

    how can i buy RBS SHARES

      Avatarfinder Customer Care
      joelmarceloJune 7, 2018Staff

      Hi Neville,

      Thanks for leaving a question on finder.

      We’ve got some of the UK’s dealing providers listed in the table above. Compare them using the table, as well as our guides in the rest of our share dealing category. Once you’ve done your reading and comparing, you can pick the right provider for you.

      Alternatively, you can find out about how to buy shares in RBS in the Investors section of their website.

      Cheers,
      Joel

    Default Gravatar
    PaulJune 4, 2018

    I would like to buy shares in rbs and would like advise on who to buy from

      Avatarfinder Customer Care
      joelmarceloJune 7, 2018Staff

      Hi Paul,

      Thanks for leaving a question on finder.

      We’ve got some of the UK’s dealing providers listed in the table above. Compare them using the table, as well as our guides in the rest of our share dealing category. Once you’ve done your reading and comparing, you can pick the right provider for you.

      Alternatively, you can find out about how to buy shares in RBS in the Investors section of their website.

      Cheers,
      Joel

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