How to buy Personal Assets Trust shares | 45450p

Own Personal Assets Trust shares in just a few minutes. Share price changes are updated daily.

Fact checked

Personal Assets Trust plc (PNL) is a leading asset management business based in the UK. It opened the day at 45350p after a previous close of 45350p. During the day the price has varied from a low of 45348p to a high of 45550p. The latest price was 45450p (25 minute delay). Personal Assets Trust is listed on the London Stock Exchange (LSE). All prices are listed in pence sterling.

How to buy shares in Personal Assets Trust

  1. Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
  2. Open your account. You'll need your ID, bank details and national insurance number.
  3. Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
  4. Search the platform for stock code: PNL in this case.
  5. Research Personal Assets Trust shares. The platform should provide the latest information available.
  6. Buy your Personal Assets Trust shares. It's that simple.
The whole process can take as little as 15 minutes.

How has Coronavirus impacted Personal Assets Trust's share price?

Since the stock market crash in March caused by coronavirus, Personal Assets Trust's share price has had significant positive movement.

Its last market close was 45700p, which is 3.94% up on its pre-crash value of 43900p and 21.38% up on the lowest point reached during the March crash when the shares fell as low as 37650p.

If you had bought £1,000 worth of Personal Assets Trust shares at the start of February 2020, those shares would have been worth £901.32 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth £1,060.24.

Personal Assets Trust share price

Use our graph to track the performance of PNL stocks over time.

Personal Assets Trust shares at a glance

Information last updated 2020-12-18.
Open45350p
High45550p
Low45348p
Close45450p
Previous close45350p
Change 100p
Change % 0.221%
Volume 7,718
Information last updated 2020-12-26.
52-week range37299.3934p - 46406.4538p
50-day moving average 45432.07p
200-day moving average 45060.645p
PE ratio 16.8458
Dividend yield 5.6p (1.24%)
Earnings per share (TTM) 2680.2p
Promoted
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Invest in Personal Assets Trust shares with 0% commission

Other fees may apply. Your capital is at risk.

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Share dealing platform comparison

Table: sorted by promoted deals first
Data indicated here is updated regularly
Name Product Price per trade Frequent trader rate Platform fees Brand description
Fineco
£2.95
£2.95
Zero platform fee
Your first 100 trades are free with Fineco, T&Cs apply.
Fineco Bank is good for share traders and investors looking for a complete platform and wide offer. Capital at risk.
eToro Free Stocks
0% commission, no markup, no ticket fee, no management fee
N/A
Withdrawal fee & GDP to USD deposit conversion
Capital at risk. 0% commission but other fees may apply.
IG
0% commission on US shares, and £3 on UK shares
From £5
£0 - £24 per quarter
IG is good for experienced traders, and offers learning resources for beginners, all with wide access to shares, ETFs and funds. Capital at risk.
Hargreaves Lansdown Fund and Share Account
£11.95
£5.95
No fees
Hargreaves Lansdown is the UK's number one platform for private investors, with the depth of features you'd expect from an established platform. Capital at risk.
Degiro Share Dealing
£1.75 + 0.022% (max £5.00)
£1.75 + 0.022% (max £5.00)
Portfolio transfer fees (in & out)
Degiro is widely seen as one of the best low-cost share brokers, for people who are looking to trade regularly. Capital at risk.
Interactive Investor
From £7.99 on the Investor Service Plan
From £7.99 on the Investor Service Plan
No transfer fees or exit fees. £9.99 a month on the Investor Service Plan
Open an ISA, Trading Account or SIPP you will get £100 of free trades to buy or sell any investment (new customers only).
Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.
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Data indicated here is updated regularly
Name Product Minimum deposit Maximum annual fee Price per trade Brand description
Interactive Investor stocks and shares ISA
Any lump sum or £25 a month
£119.88
£7.99
Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.
Moneyfarm stocks and shares ISA
£1500
0.75%
£0
Moneyfarm helps you meet your investment goals with fully-managed portfolios designed around you. Capital at risk.
Hargreaves Lansdown stocks and shares ISA
£100
0.45%
£11.95
Hargreaves Lansdown is the UK's biggest wealth manager. It's got everything you'll need, from beginners to experienced investors. Capital at risk.
Nutmeg stocks and shares ISA
£100
0.75%
£0
Nutmeg offers three types of portfolios. Choose the one that goes with your investment style. Capital at risk.
Saxo Markets stocks and shares ISA
No minimum deposit requirement
0.12%
£8.00
Saxo Markets offers a wide access to a range of stocks, ETFs and funds. Capital at risk.
AJ Bell stocks and shares ISA
£500
0.25%
£9.95
AJ Bell is a good all-rounder for people who to choose between shares, funds, ISAs and pensions. Capital at risk.
Fidelity stocks and shares ISA
£1000 or a regular savings plan from £50
0.35%
£10.00
Fidelity is another good all-rounder, offering a good package at a decent price. Not suited for trading shares. Capital at risk.
Legal & General stocks and shares ISA
Legal & General stocks and shares ISA
£100 or £20 a month
0.61%
N/A
Legal & General is a big financial services company which offers insurance, lifetime mortgage, pensions and stocks and shares ISAs. Capital at risk.
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Data indicated here is updated regularly
Name Product Minimum investment Choose from Annual fee Brand description
Interactive Investor Pension
Any lump sum or £25 a month
Over 3,000 funds
£10/month
interactive investor is a flat-fee platform, which makes it cost effective for larger portfolios. Capital at risk.
Moneyfarm Pension
£1,500 (initial investment)
7 funds
0.35%-0.75%
Moneyfarm has pensions that are matched against your risk appetite, goals and planned retirement date. Capital at risk.
AJ Bell Pension
£1,000
Over 2,000 funds
0.05-0.25%
AJ Bell has two different pension options, a self managed pension and one that is managed for you. Capital at risk.
PensionBee Pension
No minimum
7 funds
0.5% - 0.95%
Pension Bee is a newbie in the pension market. It helps consolidate your pension plans into one place. Capital at risk.
Hargreaves Lansdown Pension
£100 or £25 a month
2,500 funds
0-0.45%
Hargreaves Lansdown is the UK's biggest wealth manager. It's got three different retirement options. Capital at risk.
Saxo Markets Pension
Saxo Markets Pension
£10
Over 11,000 funds
No annual fee
Saxo Markets gives flexibility and control over your investment strategy. Capital at risk.
Penfold
Penfold
No minimum
4 portfolios
0.75-0.88%
Moneybox Pension
£1
3 funds
0.15% - 0.45% charged monthly
Manage your money with an easy-to-use Moneybox app. Capital at risk.
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All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

Is it a good time to buy Personal Assets Trust stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Personal Assets Trust price performance over time

Historical closes compared with the last close of 45450p

1 month (2020-12-22) 0.11%
3 months (2020-10-22) 0.66%
6 months (2020-07-22) 1.34%

Is Personal Assets Trust under- or over-valued?

Valuing Personal Assets Trust stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Personal Assets Trust's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Personal Assets Trust's P/E ratio

Personal Assets Trust's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 17x. In other words, Personal Assets Trust shares trade at around 17x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the FTSE 250 at the end of September 2019 (19.71). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Personal Assets Trust financials

Revenue TTM £85.4 million
Operating margin TTM 88.42%
Gross profit TTM £92.2 million
Return on assets TTM 3.9%
Return on equity TTM 6.05%
Profit margin 87.45%
Book value 438.667p
Market capitalisation £1.4 billion

TTM: trailing 12 months

Personal Assets Trust share dividends

Dividend payout ratio: 2090.33% of net profits

Recently Personal Assets Trust has paid out, on average, around 2090.33% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.24% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Personal Assets Trust shareholders could enjoy a 1.24% return on their shares, in the form of dividend payments. In Personal Assets Trust's case, that would currently equate to about 5.6p per share.

Personal Assets Trust's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

The latest dividend was paid out to all shareholders who bought their shares by 3 December 2020 (the "ex-dividend date").

Personal Assets Trust share price volatility

Over the last 12 months, Personal Assets Trust's shares have ranged in value from as little as 37299.3934p up to 46406.4538p. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while Personal Assets Trust's is 0.1654. This would suggest that Personal Assets Trust's shares are less volatile than average (for this exchange).

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Personal Assets Trust overview

Personal Assets Trust plc is a closed ended multi asset mutual fund launched and managed by Troy Asset Management Limited. The fund invests in public equity and fixed income markets across the globe. It benchmarks its performance against the FTSE All-Share Index. Personal Assets Trust plc was launched in 1983, and is domiciled in United Kingdom.

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