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How to buy Direct Line Insurance Group shares | 312p
Own Direct Line Insurance Group shares in just a few minutes. Share price changes are updated daily.
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Direct Line Insurance Group plc (DLG) is a leading insurance-diversified business based in the UK. It opened the day at 312.2p after a previous close of 310.7p. During the day the price has varied from a low of 309.3p to a high of 314.1p. The latest price was 312p (25 minute delay). Direct Line Insurance Group is listed on the London Stock Exchange (LSE) and employs 10,762 staff. All prices are listed in pence sterling.
How to buy shares in Direct Line Insurance Group
- Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
- Open your account. You'll need your ID, bank details and national insurance number.
- Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
- Search the platform for stock code: DLG in this case.
- Research Direct Line Insurance Group shares. The platform should provide the latest information available.
- Buy your Direct Line Insurance Group shares. It's that simple.
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What's in this guide?
- Can I buy shares in Direct Line Insurance Group?
- Has coronavirus impacted Direct Line Insurance Group shares?
- Direct Line Insurance Group shares summary
- Compare share dealing platforms
- Is Direct Line Insurance Group stock a buy or sell?
- Direct Line Insurance Group performance over time
- Is Direct Line Insurance Group suitable for ethical investing?
- Are Direct Line Insurance Group shares over-valued?
- Direct Line Insurance Group's financials
- How volatile are Direct Line Insurance Group shares?
- Does Direct Line Insurance Group pay a dividend?
- Have Direct Line Insurance Group shares ever split?
- Other common questions
How has Coronavirus impacted Direct Line Insurance Group's share price?
Since the stock market crash in March caused by coronavirus, Direct Line Insurance Group's share price has had significant negative movement.
Its last market close was 277.3p, which is 17.40% down on its pre-crash value of 335.7p and 23.03% up on the lowest point reached during the March crash when the shares fell as low as 225.4p.
If you had bought £1,000 worth of Direct Line Insurance Group shares at the start of February 2020, those shares would have been worth £669.31 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth £816.54.
Direct Line Insurance Group share price
Use our graph to track the performance of DLG stocks over time.Direct Line Insurance Group shares at a glance
Information last updated 2020-12-18.
| Open | 312.2p |
|---|---|
| High | 314.1p |
| Low | 309.3p |
| Close | 312p |
| Previous close | 310.7p |
| Change | 1.3p |
| Change % | 0.418% |
| Volume | 6,581,964 |
Information last updated 2020-12-26.
| 52-week range | 208.6463p - 338.1557p |
|---|---|
| 50-day moving average | 299.4657p |
| 200-day moving average | 289.7925p |
| Wall St. target price | 379.93p |
| PE ratio | 11.1935 |
| Dividend yield | 0.15p (4.67%) |
| Earnings per share (TTM) | 27.9p |
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All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
Is it a good time to buy Direct Line Insurance Group stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Direct Line Insurance Group price performance over time
Historical closes compared with the last close of 312p
| 1 week (2021-01-08) | -7.28% |
|---|---|
| 1 month (2020-12-18) | 312 |
| 3 months (2020-10-16) | 10.83% |
| 6 months (2020-07-17) | 5.44% |
| 1 year (2020-01-17) | -6.81% |
|---|---|
| 2 years (2019-01-17) | -3.11% |
| 3 years (2018-01-17) | -16.17% |
| 5 years (2016-01-15) | -15.58% |
Is Direct Line Insurance Group under- or over-valued?
Valuing Direct Line Insurance Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Direct Line Insurance Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Direct Line Insurance Group's P/E ratio
Direct Line Insurance Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Direct Line Insurance Group shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the FTSE 250 at the end of September 2019 (19.71). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Direct Line Insurance Group's PEG ratio
Direct Line Insurance Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 6.701. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Direct Line Insurance Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Direct Line Insurance Group's EBITDA
Direct Line Insurance Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is £611.5 million.
The EBITDA is a measure of a Direct Line Insurance Group's overall financial performance and is widely used to measure a its profitability.
Direct Line Insurance Group financials
| Revenue TTM | £3.3 billion |
|---|---|
| Operating margin TTM | 16.97% |
| Gross profit TTM | £1.2 billion |
| Return on assets TTM | 3.64% |
| Return on equity TTM | 13.4% |
| Profit margin | 12.28% |
| Book value | 2.293p |
| Market capitalisation | £4.2 billion |
TTM: trailing 12 months
Direct Line Insurance Group's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Direct Line Insurance Group.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Direct Line Insurance Group's total ESG risk score
Total ESG risk: 22.25
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Direct Line Insurance Group's overall score of 22.25 (as at 01/01/2019) is excellent – landing it in it in the 16th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Direct Line Insurance Group is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Direct Line Insurance Group's environmental score
Environmental score: 5.87/100
Direct Line Insurance Group's environmental score of 5.87 puts it squarely in the 9th percentile of companies rated in the same sector. This could suggest that Direct Line Insurance Group is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Direct Line Insurance Group's social score
Social score: 13.75/100
Direct Line Insurance Group's social score of 13.75 puts it squarely in the 9th percentile of companies rated in the same sector. This could suggest that Direct Line Insurance Group is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Direct Line Insurance Group's governance score
Governance score: 15.63/100
Direct Line Insurance Group's governance score puts it squarely in the 9th percentile of companies rated in the same sector. That could suggest that Direct Line Insurance Group is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Direct Line Insurance Group's controversy score
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, Direct Line Insurance Group scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Direct Line Insurance Group has, for the most part, managed to keep its nose clean.
Environmental, social, and governance (ESG) summary
Direct Line Insurance Group plc was last rated for ESG on: 2019-01-01.
| Total ESG score | 22.25 |
|---|---|
| Total ESG percentile | 15.54 |
| Environmental score | 5.87 |
| Environmental score percentile | 9 |
| Social score | 13.75 |
| Social score percentile | 9 |
| Governance score | 15.63 |
| Governance score percentile | 9 |
| Level of controversy | 2 |
Direct Line Insurance Group share dividends
Dividend payout ratio: 8074.07% of net profits
Recently Direct Line Insurance Group has paid out, on average, around 8074.07% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.67% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Direct Line Insurance Group shareholders could enjoy a 4.67% return on their shares, in the form of dividend payments. In Direct Line Insurance Group's case, that would currently equate to about 0.15p per share.
Direct Line Insurance Group's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
The latest dividend was paid out to all shareholders who bought their shares by 13 August 2020 (the "ex-dividend date").
Have Direct Line Insurance Group's shares ever split?
Direct Line Insurance Group's shares were split on a 11:12 basis on 30 June 2015. So if you had owned 12 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your Direct Line Insurance Group shares – just the quantity. However, indirectly, the new 9.1% higher share price could have impacted the market appetite for Direct Line Insurance Group shares which in turn could have impacted Direct Line Insurance Group's share price.
Direct Line Insurance Group share price volatility
Over the last 12 months, Direct Line Insurance Group's shares have ranged in value from as little as 208.6463p up to 338.1557p. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while Direct Line Insurance Group's is 0.4362. This would suggest that Direct Line Insurance Group's shares are less volatile than average (for this exchange).
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Direct Line Insurance Group overview
Direct Line Insurance Group plc provides general insurance products and services in the United Kingdom. It operates through Motor, Home, Rescue and Other Personal Lines, and Commercial segments. The company offers personal motor, personal home, travel, and pet insurance products, as well as insurance for mid-to-high-net worth customers; and commercial insurance for small and medium-sized enterprises. It also provides management, motor vehicle repair, insurance intermediary, support and operational, legal, and breakdown recovery services. The company sells its insurance products directly through price comparison Websites and phone, as well as through partners and brokers under the Direct Line, Churchill, Green Flag, Direct Line for Business, DLG Partnerships, NIG, Privilege, Shotgun, and DLG Auto Services brands. The company was formerly known as RBS Insurance Group Limited and changed its name to Direct Line Insurance Group plc in February 2012. Direct Line Insurance Group plc was founded in 1985 and is headquartered in Bromley, the United Kingdom.
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