Aviva plc (AV) is a leading insurance-diversified business based in the UK. It opened the day at 380.2p after a previous close of 387.9p. During the day the price has varied from a low of 378p to a high of 395.4p. The latest price was 390.4p (25 minute delay). Aviva is listed on the London Stock Exchange (LSE) and employs 31,181 staff. All prices are listed in pence sterling.
|52-week range||179.6133p - 382.8p|
|50-day moving average||352.8743p|
|200-day moving average||314.3298p|
|Wall St. target price||551.33p|
|Dividend yield||0.13p (0.03%)|
|Earnings per share (TTM)||54.9p|
Share prices fluctuate in real time, so the costs presented here should be considered as a guide only. They do not incorporate stamp duty. Always refer to the platform itself for availability and pricing – which may differ from our information.
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All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
|1 week (2021-02-26)||7.88%|
|1 month (2021-02-08)||13.79%|
|3 months (2020-12-07)||17.20%|
|6 months (2020-09-07)||40.43%|
|1 year (2020-03-06)||13.82%|
|2 years (2019-03-07)||-6.83%|
|3 years (2018-03-07)||-23.09%|
|5 years (2016-03-07)||-15.48%|
Valuing Aviva stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Aviva's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Aviva's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, Aviva shares trade at around 7x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the FTSE 250 at the end of September 2019 (19.71). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
However, Aviva's P/E ratio is best considered in relation to those of others within the insurance-diversified industry or those of similar companies.
Aviva's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.8462. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Aviva's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
However, it's sensible to consider Aviva's PEG ratio in relation to those of similar companies.
Aviva's EBITDA (earnings before interest, taxes, depreciation and amortisation) is a whopping £3.7 billion.
The EBITDA is a measure of a Aviva's overall financial performance and is widely used to measure a its profitability.
To put Aviva's EBITDA into context you can compare it against that of similar companies.
|Revenue TTM||£37.2 billion|
|Operating margin TTM||9.1%|
|Gross profit TTM||£13.9 billion|
|Return on assets TTM||0.45%|
|Return on equity TTM||12.2%|
|Market capitalisation||£14.9 billion|
TTM: trailing 12 months
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Aviva.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 26.64
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Aviva's overall score of 26.64 (as at 01/01/2019) is pretty good – landing it in it in the 37th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Aviva is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
To gain some more context, you can compare Aviva's total ESG risk score against those of similar companies.
Environmental score: 4.45/100
Aviva's environmental score of 4.45 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that Aviva is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 14.07/100
Aviva's social score of 14.07 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that Aviva is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 13.12/100
Aviva's governance score puts it squarely in the 5th percentile of companies rated in the same sector. That could suggest that Aviva is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, Aviva scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Aviva has, for the most part, managed to keep its nose clean.
Wondering how that compares? Below are the controversy scores of similar companies.
|Total ESG score||26.64|
|Total ESG percentile||37.04|
|Environmental score percentile||5|
|Social score percentile||5|
|Governance score percentile||5|
|Level of controversy||2|
Dividend payout ratio: 17200% of net profits
Recently Aviva has paid out, on average, around 17200% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.7% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Aviva shareholders could enjoy a 5.7% return on their shares, in the form of dividend payments. In Aviva's case, that would currently equate to about 0.13p per share.
Aviva's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
The latest dividend was paid out to all shareholders who bought their shares by 8 April 2021 (the "ex-dividend date").
Aviva's dividend payout ratio is perhaps best considered in relation to those of similar companies.
Aviva's shares were split on a 12:11 basis on 25 March 2009. So if you had owned 11 shares the day before before the split, the next day you'd have owned 12 shares. This wouldn't directly have changed the overall worth of your Aviva shares – just the quantity. However, indirectly, the new 8.3% lower share price could have impacted the market appetite for Aviva shares which in turn could have impacted Aviva's share price.
Over the last 12 months, Aviva's shares have ranged in value from as little as 179.6133p up to 382.8p. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while Aviva's is 1.2436. This would suggest that Aviva's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
To put Aviva's beta into context you can compare it against those of similar companies.
Aviva plc provides various insurance and savings products primarily in the United Kingdom, rest of Europe, North America, and South-East Asia. The company offers life insurance, long term health and accident insurance, savings, pension, and annuity products, as well as pension fund business and lifetime mortgage products. It also provides insurance cover to individuals, small and medium-sized businesses for risks associated primarily with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities. In addition, the company offers personal and commercial lines insurance products; long-term insurance and savings products, primarily for individuals. Further, it provides investment management services for institutional pension fund mandates; and manages various retail investment products, including investment funds, unit trusts, open-ended investment companies, and individual savings accounts for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. Additionally, the company offers asset management, retirement, and protection insurance products. The company markets its products through a network of insurance brokers, as well as MyAviva platform. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.
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