Our pick for a signup bonus: Chase Savings
- Access 16,000 Chase ATMs and nearly 4,900 branches
- Overdraft protection and real-time fraud monitoring
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We update and compare offers from various financial institutions at the beginning of every month and select those with the highest promotional value, regardless of minimum deposits. We include checking accounts only if there’s attached savings account requirements and we omit bonuses that are only available to a few states.
|Account||Bonus total||Minimum deposit||Expiration||More info|
|Chase Savings||$150 bonus||$10,000||January 20, 2021||Learn more|
|Chase Private Client||$2,000 bonus||$250,000||January 15, 2021||Learn more|
|Citibank® Account Package||$700 bonus||$50,000||January 5, 2021||Learn more|
|Citibank||$400 bonus||$15,000||January 5, 2021||Learn more||Bask Bank Savings||1,000 AAdvantage bonus miles||$5,000||December 31, 2020||Learn more|
Dive into the quick list above by reviewing the details of each savings bonus here.
When combing through savings account promotions, dig beyond the surface and look at the actual account details. Because once the introductory offer expires, you don’t want to be stuck with an account you don’t like. Here are some factors to consider:
Banks attract new customers by offering signup bonuses for checking and savings accounts when you open them online. Requirements vary by bank, but you’ll usually need to set up direct deposit or transfer a minimum amount of money into the account by a certain date to meet the requirements. The promotion is deposited into your account typically within 90 days.
Weigh these benefits and drawbacks before opening an account with a promotion or offer:
An introductory interest rate is a higher interest rate offered on a savings account that’s only available for a couple of months. It’s a good practice to regularly compare your savings account options to ensure you’re always getting the highest rate.
A loyalty bonus is any sort of extra perk that a financial institution offers customers who have several different account types, large balances or a long history with the bank. They can apply to savings accounts, checking accounts, CDs, credit cards and even loans. Bundling together multiple financial products and linking your accounts at the same bank is one of the most common ways to score a bonus.Back to top
An introductory offer can be the motivational boost you need to start saving. When you’re ready to open an account, take advantage of any bonuses available — but make sure it’s an account that you’ll still want when the intro period ends.
Use this table to compare savings accounts with sign-up offers and promotions.
No monthly fees and a competitive APY from this high-yield savings account.
TAB Bank’s high-yield savings account has a competitive APY, but it’s probably best for truckers.
You can find a 5% interest savings account in 2020. But find out if it’s worth it here.
These international banks offer accounts with 12% APYs or higher, but watch out for risks.
With this savings account, you can invest your interest in the stock market for an average 3.13% return. Learn more here.
Billinero offers big prizes, but your money might be better off in a high-yield account.
Open a business checking account and enjoy no transaction or maintenance fees.
This online savings account has no fees and earns 0.45% APY on your total balance.
Coverdell ESAs are tax-advantaged accounts that help you save for your child’s college expenses.
Manage your international finances with free transfers to HSBC customers.
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