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Triumph motorcycle insurance rates
Triumphs are on the cheaper end to insure due to low theft rates and safety discounts
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How much does motorcycle insurance cost for a Triumph?
On average, motorcycle policies cost $100 to $1,000 per year. Insurance for a mid-priced Triumph can range from $80 to $400 a year or more, which could be cheaper than insurance for other bikes. But if you opt for Triumph’s most expensive model — the Tiger 1200, with a base price of $16,500 — expect a higher premium.
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Rocket 3
Roadsters
Adventure
Modern Classics
TRIKE
Triumph Factory Custom
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How to compare insurance for a Triumph
Many variables affect the cost of insuring your Triumph, including the MRSP. Depending on your bike’s configuration, the purchase price can range from $9,300 to over $20,000. Because of Triumph’s relatively affordable price, the cost of insurance will be less than a BMW HP4 Race, for example.
The cost of your Triumph’s insurance will also be affected by:
- Customization. Spending money tricking out your bike may translate to spending more on insurance.
- Safety features. You could qualify for a discount if your bike is equipped with Triumph’s integrated braking system, which applies a percentage of rear brake when the front brakes are applied.
- Safety ratings. A Triumph model with strong safety ratings will also reduce your premium.
- Theft rates. The Triumph has a low theft rate, so you can expect lower rates.
- Engine size. Triumph’s engine cylinder capacity is over 1000 cc, which could make for more expensive coverage.
- Storage. Triumphs that are stored in a safe and secure location will earn lower premiums.
- Warranty. Triumph’s 24-month, unlimited mile warranty does not come with towing. You’ll need to add roadside assistance through your insurance if you want towing coverage.
Triumph car insurance rates by model.
| Model | Monthly Insurance Rate | Base motorcycle price |
|---|---|---|
| Rocket 3 | $125 | $10000 |
| Roadsters | $125 | $9950 |
| Adventure | $132 | $12000 |
| Modern classics | $75 | $10450 |
| Triumph factory custom | $132 | $21500 |
Bottom line
The cost of insuring your Triumph could range from $80 to $400 annually. Its low MSRP and theft rate contribute to a lower premium. But with a high engine capacity, you could see higher rates. Shopping around to find the right insurance provider will get you the best deal.
Frequently asked questions about insuring a Triumph
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