Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Triumph motorcycle insurance rates

Triumphs are on the cheaper end to insure due to low theft rates and safety discounts

On average, insurance for a mid-priced Triumph can range from $80 to $400 a year or more. But if you opt for Triumph’s most expensive model — the Tiger 1200, with a base price of $16,500 — expect a higher premium. Narrow down motorcycle insurers by roadside assistance coverage, accident forgiveness and more to get a quote.

1 - 6 of 6
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
AARP Auto Insurance Program from The Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA motorcycle insurance
USAA salutes military members and their families with membership savings, safety rewards and convenient bundling.
Elephant
loan/lease coverage
Yes
No
No
GA, IL, IN, MD, OH, TN, TX, VA
Get a great deal online with steep discounts and some of the highest liability limits available.
Liberty Mutual motorcycle insurance
All 50 states
Enjoy unique perks along with your wide bike coverage, like free accident forgiveness after going claims-free with any insurer.
AAA motorcycle insurance
All 50
Members receive wide motorcycle coverage, including extensive roadside assistance. Coverage varies by state.
Savvy
Yes
Depends on provider
No
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
loading

Compare up to 4 providers

Find your Triumph model

Rocket 3
Roadsters
Adventure
Modern Classics
TRIKE
Triumph Factory Custom

How to compare insurance for a Triumph

Many variables affect the cost of insuring your Triumph, including the MRSP. Depending on your bike’s configuration, the purchase price can range from $9,300 to over $20,000. Because of Triumph’s relatively affordable price, the cost of insurance will be less than a BMW HP4 Race, for example.

The cost of your Triumph’s insurance will also be affected by:

  • Customization. Spending money tricking out your bike may translate to spending more on insurance.
  • Safety features. You could qualify for a discount if your bike is equipped with Triumph’s integrated braking system, which applies a percentage of rear brake when the front brakes are applied.
  • Safety ratings. A Triumph model with strong safety ratings will also reduce your premium.
  • Theft rates. The Triumph has a low theft rate, so you can expect lower rates.
  • Engine size. Triumph’s engine cylinder capacity is over 1000 cc, which could make for more expensive coverage.
  • Storage. Triumphs that are stored in a safe and secure location will earn lower premiums.
  • Warranty. Triumph’s 24-month, unlimited mile warranty does not come with towing. You’ll need to add roadside assistance through your insurance if you want towing coverage.

Triumph car insurance rates by model.

ModelMonthly Insurance RateBase motorcycle price
Rocket 3$125$10000
Roadsters$125$9950
Adventure$132$12000
Modern classics$75$10450
Triumph factory custom$132$21500

Bottom line

The cost of insuring your Triumph could range from $80 to $400 annually. Its low MSRP and theft rate contribute to a lower premium. But with a high engine capacity, you could see higher rates. Shopping around to find the right insurance provider will get you the best deal.

Frequently asked questions about insuring a Triumph

More guides on Finder

  • How to buy gold

    Learn where to buy gold, how to invest in gold and about gold’s historical performance as an investment. Find out all the need-to-knows with our extensive guide.

  • How to buy gold

    Learn where to buy gold, how to invest in gold and about gold’s historical performance as an investment. Find out all the need-to-knows with our extensive guide.

  • Voyager crypto review 2022

    Finder’s 2022 review of the fees, features and more on Voyager. See if the Voyager crypto app has the elements you need to improve your crypto holdings.

  • How much does gas cost?

    Find out gas costs based on your city, state or make and model.

  • Car insurance costs, affordability by state

    Trek through 10 factors that affect car insurance costs and which states have the best and worst affordability.

  • Decentraland vs. The Sandbox

    See how Decentraland and The Sandbox compare side by side.

  • Texas car accident statistics

    Take care when driving in Texas, the deadliest US state for car accidents.

  • eToro Cryptocurrency Trading review

    If you’re thinking of trading cryptocurrency on eToro, make sure you check out our comprehensive eToro Crypto review first.

  • Bitstamp vs Coinbase

    We compare two of the largest crypto exchanges in the world to see how they stack up.

  • UFC NFT collectibles review

    Crypto.com has taken the sports world by storm, landing major deals like becoming a brand partner of the UFC. Learn how to buy and sell unique UFC NFTs on the Crypto.com NFT marketplace.

    Ask an Expert

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

    Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site