Triumph motorcycle insurance rates

How much does motorcycle insurance cost for a Triumph?

On average, motorcycle policies cost $100 to $1,000 per year. Insurance for a mid-priced Triumph can range from $80 to $400 a year or more, which could be cheaper than insurance for other bikes. But if you opt for Triumph’s most expensive model — the Tiger 1200, with a base price of $16,500 — expect a higher premium.

How to compare insurance for a Triumph

Many variables affect the cost of insuring your Triumph, including the MRSP. Depending on your bike’s configuration, the purchase price can range from $9,300 to over $20,000. Because of Triumph’s relatively affordable price, the cost of insurance will be less than a BMW HP4 Race, for example.

The cost of your Triumph’s insurance will also be affected by:

• Customization. Spending money tricking out your bike may translate to spending more on insurance.
• Safety features. You could qualify for a discount if your bike is equipped with Triumph’s integrated braking system, which applies a percentage of rear brake when the front brakes are applied.
• Safety ratings. A Triumph model with strong safety ratings will also reduce your premium.
• Theft rates. The Triumph has a low theft rate, so you can expect lower rates.
• Engine size. Triumph’s engine cylinder capacity is over 1000 cc, which could make for more expensive coverage.
• Storage. Triumphs that are stored in a safe and secure location will earn lower premiums.
• Warranty. Triumph’s 24-month, unlimited mile warranty does not come with towing. You’ll need to add roadside assistance through your insurance if you want towing coverage.

Triumph car insurance rates by model.

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2015 Rocket III, Speed triple, Tiger 800, Bonneville T100 and Thuruxon
  • No accidents in the past five years
  • Driver located in New York
  • Good credit

  Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • Ford Mustang model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles you drive in a year
  • Vehicle’s safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

Get motorcycle insurance for your Triumph

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Name	Product	Roadside assistance	Accident forgiveness	Available states
Progressive motorcycle insurance		Optional	Yes	All 50 states	Enjoy some of the widest coverage with the lowest price thanks to add-ons and freebies like replacement cost coverage.	Get quotes More Info	Compare	loading Fetching your data...
Allstate motorcycle insurance		Included free	Yes	All 50 states	One of the longest lists of coverage options for bikes, plus free perks like equipment coverage for your high-end riding gear.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual motorcycle insurance		Optional	No	All 50 states	Enjoy unique perks along with your wide bike coverage, like free accident forgiveness after going claims-free with any insurer.	Get quotes More Info	Compare	loading Fetching your data...
The General motorcycle insurance		Optional	No	43 states	Avoid riding interruptions with acceptance as a high-risk driver, help with filing an SR-22 and instant access to proof of insurance.	Get quotes More Info	Compare	loading Fetching your data...

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Bottom line

The cost of insuring your Triumph could range from $80 to $400 annually. Its low MSRP and theft rate contribute to a lower premium. But with a high engine capacity, you could see higher rates. Shopping around to find the right insurance provider will get you the best deal.

Frequently asked questions about insuring a Triumph

• Where can I buy a Triumph?

  You can use Triumph’s dealer locator to find the dealer nearest you. Enter your ZIP code and hit Search.

• What is the Triumph Academy?

  All Triumph dealership techs are enrolled in the Triumph Academy, where they get continuous and ongoing training on servicing its motorcycles.