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Triumph motorcycle insurance rates

Triumphs are on the cheaper end to insure due to low theft rates and safety discounts

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On average, insurance for a mid-priced Triumph can range from $80 to $400 a year or more. But if you opt for Triumph’s most expensive model — the Tiger 1200, with a base price of $16,500 — expect a higher premium. Narrow down motorcycle insurers by roadside assistance coverage, accident forgiveness and more to get a quote.

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Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Liberty Mutual motorcycle insurance
All 50 states
Enjoy unique perks along with your wide bike coverage, like free accident forgiveness after going claims-free with any insurer.
loan/lease coverage
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

Find your Triumph model

Rocket 3
Modern Classics
Triumph Factory Custom

How to compare insurance for a Triumph

Many variables affect the cost of insuring your Triumph, including the MRSP. Depending on your bike’s configuration, the purchase price can range from $9,300 to over $20,000. Because of Triumph’s relatively affordable price, the cost of insurance will be less than a BMW HP4 Race, for example.

The cost of your Triumph’s insurance will also be affected by:

  • Customization. Spending money tricking out your bike may translate to spending more on insurance.
  • Safety features. You could qualify for a discount if your bike is equipped with Triumph’s integrated braking system, which applies a percentage of rear brake when the front brakes are applied.
  • Safety ratings. A Triumph model with strong safety ratings will also reduce your premium.
  • Theft rates. The Triumph has a low theft rate, so you can expect lower rates.
  • Engine size. Triumph’s engine cylinder capacity is over 1000 cc, which could make for more expensive coverage.
  • Storage. Triumphs that are stored in a safe and secure location will earn lower premiums.
  • Warranty. Triumph’s 24-month, unlimited mile warranty does not come with towing. You’ll need to add roadside assistance through your insurance if you want towing coverage.

Triumph car insurance rates by model.

ModelMonthly Insurance RateBase motorcycle price
Rocket 3$125$10000
Modern classics$75$10450
Triumph factory custom$132$21500

Bottom line

The cost of insuring your Triumph could range from $80 to $400 annually. Its low MSRP and theft rate contribute to a lower premium. But with a high engine capacity, you could see higher rates. Shopping around to find the right insurance provider will get you the best deal.

Frequently asked questions about insuring a Triumph

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