Triumph motorcycle insurance rates

How to compare insurance for a Triumph

Many variables affect the cost of insuring your Triumph, including the MRSP. Depending on your bike’s configuration, the purchase price can range from $9,300 to over $20,000. Because of Triumph’s relatively affordable price, the cost of insurance will be less than a BMW HP4 Race, for example.

The cost of your Triumph’s insurance will also be affected by:

• Customization. Spending money tricking out your bike may translate to spending more on insurance.
• Safety features. You could qualify for a discount if your bike is equipped with Triumph’s integrated braking system, which applies a percentage of rear brake when the front brakes are applied.
• Safety ratings. A Triumph model with strong safety ratings will also reduce your premium.
• Theft rates. The Triumph has a low theft rate, so you can expect lower rates.
• Engine size. Triumph’s engine cylinder capacity is over 1000 cc, which could make for more expensive coverage.
• Storage. Triumphs that are stored in a safe and secure location will earn lower premiums.
• Warranty. Triumph’s 24-month, unlimited mile warranty does not come with towing. You’ll need to add roadside assistance through your insurance if you want towing coverage.

Triumph car insurance rates by model.

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2015 Rocket III, Speed triple, Tiger 800, Bonneville T100 and Thuruxon
  • No accidents in the past five years
  • Driver located in New York
  • Good credit

  Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • Ford Mustang model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles you drive in a year
  • Vehicle’s safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

Bottom line

The cost of insuring your Triumph could range from $80 to $400 annually. Its low MSRP and theft rate contribute to a lower premium. But with a high engine capacity, you could see higher rates. Shopping around to find the right insurance provider will get you the best deal.

Frequently asked questions about insuring a Triumph

• Where can I buy a Triumph?

  You can use Triumph’s dealer locator to find the dealer nearest you. Enter your ZIP code and hit Search.

• What is the Triumph Academy?

  All Triumph dealership techs are enrolled in the Triumph Academy, where they get continuous and ongoing training on servicing its motorcycles.

Written by

Julia Cameron

Writer

Julia Cameron is a freelance journalist and editor, specializing in personal finance, mergers and acquisitions and immigration law. Her writing and analysis has been featured in TechRadar, MSN, Harper's Bazaar, Time and other top media. She holds a BA in English literature from the University of Central Florida. See full bio