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Suzuki motorcycle insurance rates

Find coverage for this popular Japanese brand.

Suzuki motorcycle insurance rates can range from around $45 to $260 monthly for basic coverage depending on which model you choose. Narrow down motorcycle insurers by roadside assistance coverage, accident forgiveness and more to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive motorcycle insurance
Optional
All 50 states
Enjoy some of the widest coverage with the lowest price thanks to add-ons and freebies like replacement cost coverage.
Allstate motorcycle insurance
All 50 states
One of the longest lists of coverage options for bikes, plus free perks like equipment coverage for your high-end riding gear.
The AARP Auto Insurance Program from the Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA motorcycle insurance
Optional
USAA salutes military members and their families with membership savings, safety rewards and convenient bundling.
Elephant
Optional
10%
GA, IL, IN, MD, OH, TN, TX, VA
Get a great deal online with steep discounts and some of the highest liability limits available.
Liberty Mutual motorcycle insurance
Optional
All 50 states
Enjoy unique perks along with your wide bike coverage, like free accident forgiveness after going claims-free with any insurer.
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With a price tag between $5,000 to $15,000 for a new Suzuki, coverage for this popular brand could be around below average. A mid-priced Suzuki with minimum liability coverage could cost as low as $18 a month — or $216 a year — to insure.

However, adding comprehensive and collision with a $1,000 deductible could jump the price to $64 a month, or $768 annually. Your exact cost will depend on factors like your driving history, where you live and the bike you drive.

Suzuki motorcycle insurance rates by model

ModelMonthly Insurance RateBase motorcycle price
Sportbike$260$11,199
Cruiser$58$9,399
Standard$92$6,999
Adventure$92$8,799
Dualsport$55$6,599
Supermoto$55$7,199
Motocross$45$7,699
Off road$45$3,199

How to compare insurance for Suzuki

Insurance providers consider many factors when determining the cost of insurance. Some factors that could affect the cost of insuring your Suzuki include:

  • MSRP. The price of a new Suzuki stays below $15,000. Buying a cheaper model could get you a lower insurance rate.
  • Safety features. Safety features like Suzuki’s antilocking brake system with five-way adjustable front forks could earn you a discount.
  • Antitheft devices. Bikes are easy to steal. Take advantage of discounts by equipping your Suzuki with a GPS-enabled motorcycle recovery system.
  • Deductible. Raising your deductible can lower your insurance rates. But make sure you can afford the deductible if you need to file a claim.
  • Engine size and cc’s. Some of the Suzuki sports models boast engines higher than 1,000 ccs. The more powerful the engine, the higher your rates.
  • Lay-up insurance. If you garage your Suzuki over the winter months, you could get insurance that protects your bike with comprehensive coverage only. This saves you money, but doesn’t cover you if you decide to ride during that period.
  • Warranty. The Suzuki comes with a transferable 100,000-mile or 7-year powertrain warranty. There’s no deductible and it offers roadside assistance for the first three years or 36,000 miles.

Bottom line

Consider all the factors that go into choosing an insurance company for your Suzuki. To find the best coverage and rate, compare your motorcycle insurance options.

Frequently asked questions about Suzuki motorcycle insurance

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