Suzuki motorcycle insurance rates

With a price tag between $5,000 to $15,000 for a new Suzuki, coverage for this popular brand could be around below average. A mid-priced Suzuki with minimum liability coverage could cost as low as $18 a month — or $216 a year — to insure.

However, adding comprehensive and collision with a $1,000 deductible could jump the price to $64 a month, or $768 annually. Your exact cost will depend on factors like your driving history, where you live and the bike you drive.

Suzuki motorcycle insurance rates by model

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • GSX-R600, Boulevard C50T, SV650, V Strom DL650, DR Z400S, DR Z400SM, RM-Z250 and DR-Z125L
  • No accidents in the past five years
  • Driver located in New York
  • Good credit

  Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • Ford Mustang model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles you drive in a year
  • Vehicle’s safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

How to compare insurance for Suzuki

Insurance providers consider many factors when determining the cost of insurance. Some factors that could affect the cost of insuring your Suzuki include:

• MSRP. The price of a new Suzuki stays below $15,000. Buying a cheaper model could get you a lower insurance rate.
• Safety features. Safety features like Suzuki’s antilocking brake system with five-way adjustable front forks could earn you a discount.
• Antitheft devices. Bikes are easy to steal. Take advantage of discounts by equipping your Suzuki with a GPS-enabled motorcycle recovery system.
• Deductible. Raising your deductible can lower your insurance rates. But make sure you can afford the deductible if you need to file a claim.
• Engine size and cc’s. Some of the Suzuki sports models boast engines higher than 1,000 ccs. The more powerful the engine, the higher your rates.
• Lay-up insurance. If you garage your Suzuki over the winter months, you could get insurance that protects your bike with comprehensive coverage only. This saves you money, but doesn’t cover you if you decide to ride during that period.
• Warranty. The Suzuki comes with a transferable 100,000-mile or 7-year powertrain warranty. There’s no deductible and it offers roadside assistance for the first three years or 36,000 miles.

Bottom line

Consider all the factors that go into choosing an insurance company for your Suzuki. To find the best coverage and rate, compare your motorcycle insurance options.

Frequently asked questions about Suzuki motorcycle insurance

• What is covered in the Suzuki Extended Protection (SEP) program?

  This transferable extension program covers some parts and labor, plus gives you towing and rental coverage. You also get rental coverage when your bike is being repaired and transportation reimbursement if you break down and need to transport your bike.

• Do I need insurance for my Suzuki?

  Unless you live in New Hampshire, Texas, Florida, Montana or Washington, motorcycle insurance is required by law.

• Does Suzuki offer insurance?

  Not in the US, however dealerships in Australia offer coverage.