Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Suzuki motorcycle insurance rates

Find coverage for this popular Japanese brand.

Compare and save on motorcycle insurance

Enter your ZIP code to see insurers near you.

Your information is secure.


Suzuki motorcycle insurance rates can range from around $45 to $260 monthly for basic coverage depending on which model you choose. Narrow down motorcycle insurers by roadside assistance coverage, accident forgiveness and more to get a quote.

1 - 6 of 7
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
GoodRatesFinder
GoodRatesFinder
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
Compare Between Top Carriers And Start Saving.
Get quotes
AutoQuoteCenter
AutoQuoteCenter
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
The AutoQuoteCenter platform makes sure you are presented with the top options in one place.
Get quotes
GoCarQuotes
GoCarQuotes
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
A smart matching engine will sift through thousands of possible insurance policies and only present you with relevant and valid options.
Get quotes
loading

With a price tag between $5,000 to $15,000 for a new Suzuki, coverage for this popular brand could be around below average. A mid-priced Suzuki with minimum liability coverage could cost as low as $18 a month — or $216 a year — to insure.

However, adding comprehensive and collision with a $1,000 deductible could jump the price to $64 a month, or $768 annually. Your exact cost will depend on factors like your driving history, where you live and the bike you drive.

Suzuki motorcycle insurance rates by model

ModelMonthly Insurance RateBase motorcycle price
Sportbike$260$11,199
Cruiser$58$9,399
Standard$92$6,999
Adventure$92$8,799
Dualsport$55$6,599
Supermoto$55$7,199
Motocross$45$7,699
Off road$45$3,199

How to compare insurance for Suzuki

Insurance providers consider many factors when determining the cost of insurance. Some factors that could affect the cost of insuring your Suzuki include:

  • MSRP. The price of a new Suzuki stays below $15,000. Buying a cheaper model could get you a lower insurance rate.
  • Safety features. Safety features like Suzuki’s antilocking brake system with five-way adjustable front forks could earn you a discount.
  • Antitheft devices. Bikes are easy to steal. Take advantage of discounts by equipping your Suzuki with a GPS-enabled motorcycle recovery system.
  • Deductible. Raising your deductible can lower your insurance rates. But make sure you can afford the deductible if you need to file a claim.
  • Engine size and cc’s. Some of the Suzuki sports models boast engines higher than 1,000 ccs. The more powerful the engine, the higher your rates.
  • Lay-up insurance. If you garage your Suzuki over the winter months, you could get insurance that protects your bike with comprehensive coverage only. This saves you money, but doesn’t cover you if you decide to ride during that period.
  • Warranty. The Suzuki comes with a transferable 100,000-mile or 7-year powertrain warranty. There’s no deductible and it offers roadside assistance for the first three years or 36,000 miles.

Bottom line

Consider all the factors that go into choosing an insurance company for your Suzuki. To find the best coverage and rate, compare your motorcycle insurance options.

Frequently asked questions about Suzuki motorcycle insurance

Avatar

Written by

Julia Cameron

Julia Cameron is a freelance journalist and editor, specializing in personal finance, mergers and acquisitions and immigration law. Her writing and analysis has been featured in TechRadar, MSN, Harper's Bazaar, Time and other top media. She holds a BA in English literature from the University of Central Florida. See full profile

More guides on Finder

Go to site