Sportbike
Cruiser
Standard
Adventure
Dualsport
Supermoto
Motocross
Off road
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Suzuki motorcycle insurance rates
Find coverage for this popular Japanese brand.
Updated
With a price tag between $5,000 to $15,000 for a new Suzuki, coverage for this popular brand could be around below average. A mid-priced Suzuki with minimum liability coverage could cost as low as $18 a month — or $216 a year — to insure.
However, adding comprehensive and collision with a $1,000 deductible could jump the price to $64 a month, or $768 annually. Your exact cost will depend on factors like your driving history, where you live and the bike you drive.
How to compare insurance for Suzuki
Insurance providers consider many factors when determining the cost of insurance. Some factors that could affect the cost of insuring your Suzuki include:
- MSRP. The price of a new Suzuki stays below $15,000. Buying a cheaper model could get you a lower insurance rate.
- Safety features. Safety features like Suzuki’s antilocking brake system with five-way adjustable front forks could earn you a discount.
- Antitheft devices. Bikes are easy to steal. Take advantage of discounts by equipping your Suzuki with a GPS-enabled motorcycle recovery system.
- Deductible. Raising your deductible can lower your insurance rates. But make sure you can afford the deductible if you need to file a claim.
- Engine size and cc’s. Some of the Suzuki sports models boast engines higher than 1,000 ccs. The more powerful the engine, the higher your rates.
- Lay-up insurance. If you garage your Suzuki over the winter months, you could get insurance that protects your bike with comprehensive coverage only. This saves you money, but doesn’t cover you if you decide to ride during that period.
- Warranty. The Suzuki comes with a transferable 100,000-mile or 7-year powertrain warranty. There’s no deductible and it offers roadside assistance for the first three years or 36,000 miles.
Suzuki motorcycle insurance rates by model
| Model | Monthly Insurance Rate | Base motorcycle price |
|---|---|---|
| Sportbike | $260 | $11,199 |
| Cruiser | $58 | $9,399 |
| Standard | $92 | $6,999 |
| Adventure | $92 | $8,799 |
| Dualsport | $55 | $6,599 |
| Supermoto | $55 | $7,199 |
| Motocross | $45 | $7,699 |
| Off road | $45 | $3,199 |
Get motorcycle insurance for your Suzuki
Bottom line
Consider all the factors that go into choosing an insurance company for your Suzuki. To find the best coverage and rate, compare your motorcycle insurance options.
Frequently asked questions about Suzuki motorcycle insurance
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