Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Closing costs in Texas

See how much you might have to shell out in closing costs when you buy or sell a home in this state.

Updated . What changed?

Fact checked

Editor's choice: Better.com

Better.com logo
  • Quick online preapproval
  • No origination fees
  • Direct lender
Find your rate

The average closing cost in Texas is $3,744 after taxes, or approximately 1.25% to 1.87% of the final home sale price.

Closing cost stats in Texas

Across the state, the average home sells for between $200,000 and $300,000. If you buy a property in that range, expect to pay between $2,496 and $5,616 in closing costs after taxes.

Data Value
Average home sale price $200,000 to $300,000
Average total closing cost $3,744
Expected closing cost range $2,496 to $5,616
Percentage of closing cost to home sale price 1.25% to 1.87%
Remember, these averages are based on sample data. Your closing costs may vary based on your lender, the size of your loan and whether or not you're paying in cash.

Compare more mortgage lenders

Name Product Loan products offered State availability Min. credit score
Better.com
Conventional, Jumbo, FHA, Refinance
Not available in: HI, MA, MN, NV, NH, VT, VA
620
Online preapproval in minutes and no origination fees with this direct lender.
Axos Bank
Conventional, Jumbo, FHA, VA, Home Equity/HELOC, Refinance
Available in all states
620
Purchase, refinance, and home equity options available with lender fees as low as $0 (restrictions apply).
LoanDepot
Conventional, Jumbo, FHA, VA, Home Equity, Refinance
Available in all states
620
Access a wide range of mortgage and home equity options in person or online with this direct lender.
LendingTree
Conventional, Jumbo, FHA, VA, USDA, Home Equity, HELOC, Reverse, Refinance
Available in all states
620
Connect with vetted home loan lenders quickly through this online marketplace.
loading

Compare up to 4 providers

How much does tax affect the closing cost?

Buyers and sellers in Texas pay an average of $0 in tax combined for the closing. This accounts for 0% of the total average closing cost in Texas.

Value
Average tax paid $0
Percentage of total closing cost 0%

How do closing costs in Texas compare nationally?

The closing costs for buying a home in Texas are above the national average after accounting for taxes. It’s 36 in our rankings which rates states from lowest to highest closing cost.

Average total closing cost in Texas Ranking*
Before taxes $3,744 7
After taxes $3,744 36

*Ranked from lowest to highest of the 50 states plus Washington DC

Bottom line

Closing costs are inevitable when you're buying or selling a property. The exact amount will vary depending on where the property is located in Texas.

To save on your home loan, consider comparing the fees and rates of top lenders before signing.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site