Closing costs in Pennsylvania

See how much you might have to shell out in closing costs when you buy or sell a home in this state.

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

The average closing cost in Pennsylvania is $10,206 after taxes, or approximately 3.4% to 5.1% of the final home sale price.

Closing cost stats in Pennsylvania

Across the state, the average home sells for between $200,000 and $300,000. If you buy a property in that range, expect to pay between $6,804 and $15,309 in closing costs after taxes.

Data Value
Average home sale price $200,000 to $300,000
Average total closing cost $10,206
Expected closing cost range $6,804 to $15,309
Percentage of closing cost to home sale price 3.4% to 5.1%
Remember, these averages are based on sample data. Your closing costs may vary based on your lender, the size of your loan and whether or not you're paying in cash.

Find a low mortgage rate for buying a home in Pennsylvania

Why we like:

Loan officers work with you to find the right mortgage to fit your lifestyle and budget.

  • Multilingual assistance available
  • Apply in minutes
  • 200+ branches in 48 states

Why we like: New American Funding

Loan officers work with you to find the right mortgage to fit your lifestyle and budget.

  • Online dashboard: upload/sign documents and track the status of your application
  • Won't sell your loan to another company
  • Minimum credit score: 620
  • Lending services not available in: Hawaii, New York
Promoted
Name Product Min. credit score State availability Loans offered
620
Not available in: HI, NY
Purchase, Refinance, Jumbo, HELOC, FHA, VA, USDA, Reverse
Loan officers work with you to find the right mortgage to fit your lifestyle and budget.
620
Not available in: HI, MA, NV, NY, ND, UT
Purchase, Refinance, Jumbo, Fixed, Adjustable, FHA, VA, USDA
Explore financing options and home shopping services all on the same website.
620
Available in all states
Purchase, Refinance, Home Equity, HELOC, Jumbo, Reverse, FHA, VA, USDA
Connect with vetted home loan lenders quickly through this online marketplace.
620
Not available in: AZ, HI, IN, MO, NV, NY, RI, UT, WA, WV
Conventional, Refinance, Jumbo, Home Equiity, FHA, VA, USDA
Get personalized rates in minutes and then choose a home loan offer from several top online lenders.
620
Available in all states
Purchase, Refinance, Jumbo, Fixed, Adjustable, FHA, VA, USDA
Flexible options, fast approvals and support online backed by a trusted brand.
620
Available in all states
Purchase, Refinance, Jumbo, FHA
A subsidiary of CIT Group, CIT Bank is a direct lender that offers a variety of mortgage loan options.
620
Available in all states
Purchase, Refinance, Jumbo, FHA, VA, USDA
Streamline your mortgage from quote to final payment — all from your computer or phone.
620
Available in all states
Purchase, Refinance, Jumbo, HELOC, FHA, VA, USDA
A national lender that offers the full selection of mortgage products.

Compare up to 4 providers

How much does tax affect the closing cost?

Buyers and sellers in Pennsylvania pay an average of $6,309 in tax combined for the closing. This accounts for 61.82% of the total average closing cost in Pennsylvania.

Value
Average tax paid $6,309
Percentage of total closing cost 61.82%

How do closing costs in Pennsylvania compare nationally?

The closing costs for buying a home in Pennsylvania are amongst the nation's highest after accounting for taxes. It’s 47 in our rankings which rates states from lowest to highest closing cost.

Average total closing cost in Pennsylvania Ranking*
Before taxes $3,897 8
After taxes $10,206 47

*Ranked from lowest to highest of the 50 states plus Washington DC

Bottom line

Closing costs are inevitable when you're buying or selling a property. The exact amount will vary depending on where the property is located in Pennsylvania.

To save on your home loan, consider comparing the fees and rates of top lenders before signing.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site