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Closing costs in North Carolina

See how much you might have to shell out in closing costs when you buy or sell a home in this state.

According to data from ClosingCorp, the average closing cost in North Carolina is $2,839 after taxes, or approximately 0.95% to 1.42% of the final home sale price.

Closing cost stats in North Carolina

Across the state, the average home sells for between $200,000 and $300,000. If you buy a property in that range, expect to pay between $1,893 and $4,259 in closing costs after taxes.

Data Value
Average home sale price $200,000 to $300,000
Average total closing cost $2,839
Expected closing cost range $1,893 to $4,259
Percentage of closing cost to home sale price 0.95% to 1.42%
Remember, these averages are based on sample data. Your closing costs may vary based on your lender, the size of your loan and whether or not you're paying in cash.

How much does tax affect the closing cost?

Buyers and sellers in North Carolina pay an average of $531 in tax combined for the closing. This accounts for 18.7% of the total average closing cost in North Carolina.

Average tax paid $531
Percentage of total closing cost 18.7%

Compare mortgage lenders and brokers

Compare top brands by home loan type, state availability and credit score. Select See rates to provide the lender with basic property and financial details for personalized rates.
Name Product Loan products offered State availability Min. credit score
(NMLS #1121636)
Conventional, Home equity, Refinance
Not available in: AK, HI, MO, NH, NM, NY, SD, WV
No hidden fees, multiple loan terms, and member discounts available.
(NMLS #330511)
Conventional, Jumbo, FHA, Refinance
Not available in: HI, MA, MN, NV, NH, VT, VA
Online preapproval in minutes and no origination fees with this direct lender.
Axos Bank
(NMLS #524995)
Axos Bank
Conventional, Jumbo, FHA, VA, Home Equity/HELOC, Refinance
Available in all states
Purchase, refinance, and home equity options available with lender fees as low as $0 (restrictions apply).

Compare up to 4 providers

How do closing costs in North Carolina compare nationally?

The closing costs for buying a home in North Carolina are amongst the nation's highest after accounting for taxes. It’s 6th
in our rankings which rates states from lowest to highest closing cost.

Average total closing cost in North Carolina Ranking*
Before taxes $2,308 44
After taxes $2,839 6

*Ranked from lowest to highest of the 50 states plus Washington DC

Bottom line

Closing costs are inevitable when you're buying or selling a property. The exact amount will vary depending on where the property is located in North Carolina.

To save on your home loan, consider comparing the fees and rates of top lenders before signing.

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