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25 Best Side Hustles to Make Extra Money in 2026

The average side hustler earns $885 a month, but the median is just $200 — the difference comes down to which hustle you pick and how you run it.


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Key takeaways

  • Match the hustle to your schedule and budget. These 25 options span selling, gig and delivery work, renting out what you own, freelancing, rewards, teaching and AI work, with startup costs ranging from $0 to a vehicle.
  • Top earners treat it like a business. Roughly one in four US adults have a side hustle, and the highest earners run theirs like a small business rather than a hobby.
  • Set aside 25% to 30% for taxes. Side hustle income is generally self-employment income, so plan for taxes and possible quarterly estimated payments.
This summary was generated by AI and may contain errors or omissions.

Roughly one in four US adults now have a side hustle, according to Bankrate’s most recent Side Hustles Survey. Most bring in a few hundred dollars a month tackling gig work, freelancing or selling stuff online, but the top earners treat their side hustle more like a small business than a hobby.

We sort out 25 legit side hustles into seven categories — selling, gig and delivery work, renting what you already own, freelancing, rewards and cashback, teaching and AI work — so you can find one that matches your skills, schedule and how much you’re willing to spend to get started.

If you’re specifically after get-paid-to apps, making money online or paid surveys, look into money-making apps, ways to make money online and high-paying surveys. This page focuses on side hustles with real earning ceilings.

Quick answer: 25 side hustles at a glance

Side hustleCategoryTypical earning potentialStartup costRemote or local
Resell secondhand clothesSellNo single published average — varies by volume and sourcingLowLocal (sourcing) + online (selling)
Flip items for profitSellNo single published average — varies by item and marketLowLocal + online
Sell handmade or digital goodsSellNo single published average — varies by niche and trafficLow to mediumOnline
Run a print-on-demand storeSellNo single published average — varies by design salesLowOnline
Food delivery driverGig~$12–$25/hour before expensesLow (car/bike)Local
Rideshare driverGig~$21/hour median before expensesMedium (car)Local
Deliver packagesGig$18–$25/hourLow (car)Local
Grocery shopping and deliveryGig~$12/hour median before expensesLow (car)Local
Rent out a room or your homeRentVaries by marketLowLocal
Rent out your carRent~$874/month average per carNone (use existing car)Local
Rent out storage spaceRent$50–$600/month (varies by space and location)NoneLocal
Co-host short-term rentalsRentNo single published average — typically a % of booking revenueNoneLocal
Freelance writing or editingFreelance~$7–$33/hourMinimalOnline
Freelance graphic or web designFreelance~$15–$132/hourMinimalOnline
Virtual assistant workFreelance~$12–$24/hourMinimalOnline
BookkeepingFreelance~$24/hour medianLow (software/certification)Online
Handyman and TaskRabbit tasksFreelanceNo official platform-wide figure — third-party estimates vary widelyMedium (tools)Local
Look for reward and cashback sitesRewards$25–$400+ per completed offer (Finder Rewards’ offers)NoneOnline
Online tutoringTeachNo single published average — set by individual tutorsMinimalOnline
Create and sell an online courseTeachNo single published average — varies by course and audienceLowOnline
Personal trainingTeach~$22/hour median as an employee (BLS); independent per-session rates varyLow to mediumLocal
Pet sitting and dog walkingLocal services$15–$30 per 30-min walk, $40–$75/night sittingMinimalLocal
House cleaningLocal services~$17–$18/hour median as an employee (BLS); independent rates varyLow (supplies)Local
Junk removal and yard workLocal services~$17–$28/hourMedium (truck/tools)Local
AI training and data annotationAI/tech$10–$50/hourNoneOnline

Sell what you make or find

1. Resell secondhand clothes

Earning potential: There’s no single reliable published average for resale income — it depends entirely on how much you source, list and sell, and figures cited online range from a side-project’s worth of pocket money to a full income for high-volume sellers. Treat any specific number you see elsewhere with skepticism unless it names its source.

How it works: Buy clothing at thrift stores, estate sales or clearance racks, then relist it at a markup on a resale marketplace. Poshmark and Mercari let you list and ship items yourself, while ThredUp handles photography, listing and shipping for you in exchange for a lower payout percentage.

Startup cost: Minimal — a phone camera, a scale and shipping supplies are usually enough to start.

Best platforms: Poshmark, Mercari, eBay, ThredUp, Depop

Pros

  • Low barrier to entry
  • Turns thrifting into income
  • Multiple platforms to list on at once

Cons

  • Sourcing and photographing items takes real time
  • Marketplace fees eat into margins
  • Slow-moving inventory ties up cash

2. Flip items for profit

Earning potential: Highly variable and driven entirely by what you find and how well you price it — there’s no published industry average, since profit depends on a single item’s resale value rather than an hourly or monthly rate.

How it works: Buy underpriced furniture, electronics or collectibles at garage sales, estate sales or clearance sections, then resell them for a profit on a local marketplace. This differs from clothing reselling because it spans any category and often involves larger, harder-to-ship items sold locally.

Startup cost: Low, though bulkier flips (furniture, appliances) may require a vehicle to transport them.

Best platforms: Facebook Marketplace, OfferUp, eBay

Pros

  • No niche required — flip anything with resale value
  • Can start with items you already own
  • Fast cash for local sales

Cons

  • Requires an eye for undervalued items
  • Storage space needed for inventory
  • Local buyers can be unreliable

3. Sell handmade or digital goods on Etsy

Earning potential: No single published average exists — Etsy shop income depends heavily on niche, pricing and marketing, and ranges from a few sales a month to a meaningful income for established sellers.

How it works: List physical items you make (jewelry, art, home goods) or digital downloads (planners, printables, templates) on Etsy. Digital products sell without any shipping or inventory since Etsy delivers the file automatically after purchase.

Startup cost: Low for digital goods (design software, a computer); higher for physical crafts depending on materials.

Best platforms: Etsy, Canva (for design), Facebook Marketplace (for local pickup items)

Pros

  • Digital products can sell passively once listed
  • Global buyer base
  • No inventory needed for digital goods

Cons

  • Etsy is a crowded, competitive marketplace
  • Takes time to build visibility and reviews
  • Etsy charges listing and transaction fees

Earning potential: No single published average — income depends on how many designs you list, how much you spend on marketing and how competitive your niche is.

How it works: Design custom graphics for products like t-shirts, mugs or tote bags. When a customer orders, a third-party provider prints and ships the item — you never touch inventory.

Startup cost: Low — most print-on-demand providers are free to connect to a store, though you’ll want basic design software.

Best platforms: Printful, Printify, Redbubble

Pros

  • No inventory or shipping to manage
  • Quick to launch a new design
  • Scales without added labor per sale

Cons

  • Saturated market with heavy competition
  • Profit margins per item are thin
  • Requires consistent design output to gain traction

Gig and delivery work

5. Food delivery driver

Earning potential: DoorDash and Uber Eats don’t publish a company-wide hourly figure. Third-party driver-earnings trackers report a wide range: Gridwise’s 2025 driver data put average DoorDash pay around $12 an hour including downtime, while other estimates from sites like Glassdoor and Everlance cluster closer to $17–$25 an hour. Your actual rate depends heavily on the market, time of day and how efficiently you accept orders.

How it works: Deliver restaurant or grocery orders through an on-demand delivery app. You accept delivery requests through the app, pick up the order and drop it off, earning a base pay plus tips per delivery.

Startup cost: Low if you already own a reliable car, bike or scooter — you’ll still need to budget for gas and vehicle maintenance.

Best platforms: DoorDash, Uber Eats, Instacart, Grubhub

Pros

  • Work whenever you want, no set schedule
  • Fast payout options on most apps
  • No interview or resume needed to start

Cons

  • Income swings with demand and time of day
  • You cover all vehicle costs yourself
  • Tips and base pay vary a lot by market

6. Rideshare driver

Earning potential: Uber doesn’t publish a company-wide hourly rate — its own site says pay depends on “what, where, when and how often you drive.” A 2025 Gridwise study of nearly 67,000 tracked drivers found a median of $21.18 an hour in trip pay, rising to $21.92 including bonuses and tips, with the top 10% of drivers clearing $29.28 an hour.

How it works: Drive passengers to their destinations through a rideshare app. You need to meet the platform’s vehicle age and condition requirements and pass a background check before you can start accepting rides.

Startup cost: Medium — you need a qualifying vehicle, plus rideshare-specific insurance in most states.

Best platforms: Uber, Lyft

Pros

  • Choose your own hours
  • Surge pricing can boost earnings during peak times
  • No specialized skills required

Cons

  • Vehicle wear and gas costs add up fast
  • Not all cars qualify to drive for these platforms
  • Passenger interactions can be unpredictable

7. Deliver packages with Amazon Flex

Earning potential: Amazon Flex’s own site states most drivers earn $18–$25 an hour, before accounting for gas and vehicle wear.

How it works: Reserve a delivery block through the Amazon Flex app based on your availability, pick up a batch of packages from an Amazon warehouse or delivery station and deliver them within your assigned window.

Startup cost: Low if you already have a car — Amazon Flex requires a midsize or larger vehicle, a smartphone and a background check.

Best platforms: Amazon Flex

Pros

  • Set your own delivery blocks in advance
  • No passengers to manage
  • Fixed pay per block, known before you accept it

Cons

  • Blocks aren’t available everywhere
  • Popular time slots fill up fast
  • Vehicle size requirements exclude smaller cars

8. Grocery shopping and delivery

Earning potential: Instacart doesn’t display a set earning figure on its own site. A 2025 Gridwise study of more than 20,000 tracked shoppers found a median of $12.21 an hour in trip pay ($12.51 including tips and promotions), though other estimates range up to $25 an hour depending on tips and batch size.

How it works: Accept a batch of grocery orders through the app, shop for the items in-store, then deliver them to the customer. Some markets also offer in-store-only shopping roles that don’t require driving.

Startup cost: Low if you already own a car for full-service delivery shopping.

Best platforms: Instacart, Shipt

Pros

  • Flexible scheduling
  • In-store-only roles available in some markets without a car
  • Tips can add up during busy periods

Cons

  • Batch pay can be inconsistent
  • Store lines and out-of-stock items slow you down
  • Requires a reliable vehicle for delivery roles

Rent what you already own

9. Rent out a room or your whole home

Earning potential: No single published average — pricing depends entirely on your local market, so check comparable listings in your area for a realistic estimate.

How it works: List a spare room, guesthouse or your entire home for short-term stays. Guests book directly through the platform, and you set your own availability, house rules and pricing.

Startup cost: Low if the space is already furnished — you may want to budget for cleaning supplies and basic guest amenities.

Best platforms: Airbnb, Vrbo

Pros

  • Turns unused space into income
  • You control pricing and availability
  • Can be scaled into a larger side business

Cons

  • Requires a space you’re comfortable sharing
  • Cleaning and guest turnover take time
  • Local short-term rental laws vary and may restrict hosting

10. Rent out your car

Earning potential: According to Turo’s own hosting page, US hosts earn an average of $10,489 per year per car, or about $874 a month, though this varies significantly by vehicle type and location — Turo’s own “Carculator” tool gives a personalized estimate for your specific car and zip code.

How it works: List your car on a peer-to-peer car-sharing platform. Renters book your car for anywhere from a few hours to several days, and the platform handles payment and provides host protection coverage.

Startup cost: None if you already own a qualifying vehicle — cars generally need to meet age and mileage requirements.

Best platforms: Turo

Pros

  • Earn from a car that would otherwise sit idle
  • You set your own availability and pricing
  • Built-in insurance protection for hosts

Cons

  • Wear and tear on your vehicle
  • Renters can return cars late, dirty or with issues
  • Not every car qualifies to list

11. Rent out storage space

Earning potential: Independent reviews of Neighbor’s own host data put typical earnings around $50 to a few hundred dollars a month depending on space size and location, with Neighbor’s own leadership citing an average of roughly $2,000 a year per host and higher totals for hosts renting out multiple spaces or vehicle storage.

How it works: List unused space in your garage, basement, driveway or yard on a peer-to-peer storage marketplace. Renters pay monthly to store belongings, vehicles or RVs on your property.

Startup cost: None — you’re monetizing space you already have.

Best platforms: Neighbor

Pros

  • Fully passive once a renter books your space
  • No customer interaction required after move-in
  • Works with almost any type of extra space

Cons

  • Demand depends heavily on your location
  • You’re responsible for the security of your property
  • Long-term renters can be hard to remove if issues come up

12. Co-host short-term rentals

Earning potential: No single published average — co-hosts typically negotiate a percentage of booking revenue directly with the property owner, and rates vary by market and scope of work.

How it works: Property owners who don’t have time to manage their own Airbnb or Vrbo listings hire a co-host to handle guest messaging, check-ins, cleaning coordination and listing upkeep in exchange for a cut of each booking.

Startup cost: None to get started — reputation and reliability matter more than equipment.

Best platforms: Airbnb’s co-hosting directory, local property manager networks

Pros

  • No property of your own required
  • Can manage multiple listings at once as you build a client base
  • Flexible, mostly remote work

Cons

  • Income depends entirely on the property owner’s bookings
  • Emergency guest issues can arise at any hour
  • Breaking into the market requires building trust with hosts

Freelance and skilled services

13. Freelance writing or editing

Earning potential: According to ZipRecruiter’s August 2026 salary data, freelance writers in the US average $23.27 an hour, with most falling between $7.45 and $32.93 an hour depending on experience and niche. Specialized or in-demand writers can charge well above this range.

How it works: Offer your writing or editing services to businesses and publications through a freelance marketplace or by pitching clients directly. Work ranges from blog posts and website copy to technical documentation and manuscript editing.

Startup cost: Minimal — a laptop and portfolio samples are usually enough.

Best platforms: Upwork, Fiverr, Contra

Pros

  • Work from anywhere on your own schedule
  • Rates scale significantly with experience and niche expertise
  • Low upfront investment

Cons

  • Competitive, especially for beginners
  • Income can be inconsistent between projects
  • Increased use of AI writing tools has changed client expectations

14. Freelance graphic or web design

Earning potential: ZipRecruiter’s data on freelance designers shows a wide spread, averaging around $47.71 an hour with a typical range of roughly $15–$132 an hour depending on specialization and experience. Rates vary significantly by project type and client budget.

How it works: Take on design projects for small businesses and individuals through a freelance platform. Common jobs include logo design, website builds, social media graphics and brand style guides.

Startup cost: Minimal if you already have design software and a portfolio.

Best platforms: Upwork, Fiverr, 99designs

Pros

  • Creative, portfolio-building work
  • Strong repeat-client potential
  • High earning ceiling for specialized skills

Cons

  • Requires design skill and software fluency
  • Client revisions can extend project timelines
  • Hard to land first few clients without a track record

15. Virtual assistant work

Earning potential: ZipRecruiter’s data on freelance virtual assistants shows an average of around $11.54 to $24.40 an hour depending on how ZipRecruiter categorizes the role, with most falling in the $12–$24 range.

How it works: Handle administrative tasks remotely for business owners or executives, such as email management, scheduling, travel booking and basic bookkeeping.

Startup cost: Minimal — a computer, reliable internet and organizational tools are usually enough.

Best platforms: Upwork, Fiverr, Belay

Pros

  • Fully remote and flexible
  • No specialized degree required to start
  • Can grow into a full-time role with the right client

Cons

  • Juggling multiple clients can get overwhelming
  • Some clients expect availability during standard business hours
  • Income can be unpredictable early on

16. Bookkeeping

Earning potential: The Bureau of Labor Statistics reports a median wage of $23.66 an hour for bookkeeping, accounting and auditing clerks as of May 2024, with the top 10% earning more than $72,660 a year. Independent freelance bookkeepers may charge above or below this employee benchmark depending on client volume and certification.

How it works: Manage financial records, reconcile accounts and prepare basic reports for small business clients using accounting software. A bookkeeping certification isn’t legally required but can help you land higher-paying clients.

Startup cost: Low — mainly the cost of learning or certifying in accounting software like QuickBooks.

Best platforms: Upwork, Fiverr, QuickBooks ProAdvisor directory

Pros

  • Recurring, stable client relationships
  • Fully remote work
  • Skills transfer directly to a full-time career if desired

Cons

  • Requires attention to detail and comfort with numbers
  • Tax season workload can spike dramatically
  • Clients expect accuracy and confidentiality

17. Handyman and TaskRabbit tasks

Earning potential: TaskRabbit doesn’t publish an official platform-wide pay range — Taskers set their own hourly rate by category. Third-party estimates vary widely: ZipRecruiter’s broad salary data puts the average around $17.53 an hour, while reviews of the platform report experienced Taskers in skilled categories charging $60–$75 or more per hour in some markets. Treat any specific figure as a rough estimate rather than a platform-verified rate.

How it works: List your skills on a local task marketplace and get matched with people who need help with furniture assembly, mounting, minor repairs, moving help or other odd jobs.

Startup cost: Medium — basic tools (drill, wrench set, ladder) are typically required, and some tasks call for more specialized equipment.

Best platforms: TaskRabbit, Handy

Pros

  • Wide variety of task types to choose from
  • Set your own availability and service radius
  • No formal qualifications required for most tasks

Cons

  • Physically demanding work
  • Some jobs require you to own a vehicle for transport
  • Platform takes a service fee from your earnings

Rewards and cashback sites

18. Look for reward and cashback sites

Earning potential: Verified current and recent Finder Rewards offers range from $25 for a referral bonus up to $150–$200 for opening an eligible bank account, and as high as $400 for certain business account offers, on top of whatever bonus the underlying provider is already advertising. Other reward and cashback sites vary in payout depending on the offer.

How it works: A number of comparison and cashback sites pay you an extra reward for signing up to a financial product, store or service through their link, separate from any bonus the provider itself offers.

These generally fall into a few types: reward-stacking sites like Finder Rewards, which add a cash bonus on top of a bank or investing platform’s own sign-up offer; cashback shopping portals, which pay you a percentage back on purchases made through their link; and credit card and bank bonus trackers, which round up the best current offers in one place so you don’t have to hunt for them individually.

Startup cost: None. Most reward and cashback sites are free to join.

Best platforms: Finder Rewards (available to US residents), plus general cashback shopping portals

Pros

  • Adds extra value on top of a bank or platform’s own sign-up bonus
  • Free to join and use
  • New offers appear regularly across banking, investing and shopping categories

Cons

  • You only get the reward once you meet the underlying product’s own eligibility requirements
  • Some rewards can take weeks or months to arrive after qualifying
  • Not every provider or account type has a bonus reward attached at a given time

Teach and coach

19. Online tutoring

Earning potential: No single published average — tutors set their own hourly rate, and it depends heavily on subject, grade level and your own qualifications.

How it works: Tutor students in academic subjects, test prep or languages through a video-call tutoring platform. You set your own rate and availability, and the platform handles scheduling and payment.

Startup cost: Minimal — a computer, webcam and stable internet connection.

Best platforms: Wyzant, Preply, Varsity Tutors

Pros

  • Teach students anywhere in the world
  • You set your own hourly rate
  • Rewarding for subject-matter experts

Cons

  • Building a steady client base takes time
  • Some subjects and grade levels are more in demand than others
  • Technical issues can disrupt sessions

20. Create and sell an online course

Earning potential: No single published average — course income depends entirely on how many people buy it, and ranges from a handful of sales to a meaningful secondary income for courses that gain real traction.

How it works: Package your expertise in a subject into a structured video course and sell it through a course-hosting platform. Once created, a course can generate income with minimal ongoing effort per sale.

Startup cost: Low — recording equipment can be as simple as a laptop webcam and microphone, plus a course platform subscription.

Best platforms: Udemy, Teachable, Thinkific

Pros

  • Potential for passive income once the course is built
  • Reaches students globally
  • Establishes you as an authority in your niche

Cons

  • Significant upfront time investment to create content
  • Crowded categories make discovery difficult
  • No guarantee the course will sell

21. Personal training

Earning potential: The Bureau of Labor Statistics’ May 2025 wage estimates put the median hourly wage for exercise trainers and group fitness instructors at about $22.67 an hour, with a mean of $25.20 an hour across roughly 323,000 workers nationally. This reflects employed trainers rather than independent per-session rates, which aren’t tracked in a single published source and vary by market and credentials.

How it works: Coach clients through workouts, either in person at a gym or park, or virtually through video calls. A fitness certification isn’t always legally required but is typically expected by clients and gyms.

Startup cost: Low to medium — certification programs are the main cost if you pursue one; equipment needs are minimal for bodyweight-focused training.

Best platforms: Local gyms that allow independent trainers, Trainerize (for virtual coaching), word-of-mouth referrals

Pros

  • Flexible scheduling around a day job
  • Rewarding for fitness enthusiasts
  • Can transition into full-time work

Cons

  • Physically demanding and requires you to stay fit yourself
  • Building a client base takes consistent networking
  • Certification and liability insurance add upfront cost

Local services

22. Pet sitting and dog walking

Earning potential: Rover’s own published data puts the national average dog walking rate at $21.45 for a 30-minute walk, with typical rates ranging $15–$30 depending on your area. Rover’s own dog-sitting rates page lists overnight house sitting averaging $40–$75 a night. Since Rover sitters and walkers set their own rates, actual pay depends on your local market and services offered.

How it works: Care for pets in their owner’s home or your own, ranging from short walks and drop-in visits to overnight boarding. You set your own rates and availability through the platform.

Startup cost: Minimal — no special equipment required for most services.

Best platforms: Rover

Pros

  • Flexible hours that fit around a day job
  • Ideal for animal lovers
  • No formal qualifications required

Cons

  • Physically demanding, especially dog walking
  • Often involves weekend and holiday work
  • Requires comfort with unfamiliar animals

23. House cleaning

Earning potential: The Bureau of Labor Statistics reports a mean wage of about $17.83 an hour for maids and housekeeping cleaners in its May 2025 wage estimates. Independent house cleaners who set their own rates directly with clients, without an employer’s cut, often charge more than this employee benchmark, though there’s no single published figure for freelance rates.

How it works: Offer residential cleaning services in your local area, either independently or through a task marketplace that connects you with clients.

Startup cost: Low — basic cleaning supplies and equipment, typically a few hundred dollars to start.

Best platforms: TaskRabbit, Care.com, local Facebook groups

Pros

  • Steady demand in most areas
  • No qualifications required to start
  • Can scale into a small cleaning business

Cons

  • Physically tiring work
  • Some clients are harder to please than others
  • Requires reliable local transportation

24. Junk removal and yard work

Earning potential: ZipRecruiter’s data on junk removal work shows an average of around $17.52 an hour for W-2 positions, with independent contractor and per-job platform rates sometimes running higher on a per-job basis. Rates vary by market, job size and whether you work for a franchise, a gig platform or independently.

How it works: Help homeowners get rid of unwanted furniture, appliances, construction debris or overgrown yard waste, hauling it away and disposing of it properly.

Startup cost: Medium to high — a truck or trailer is typically required, plus basic tools like shovels, tarps and safety gear.

Best platforms: TaskRabbit, local classifieds, community Facebook groups

Pros

  • Low barrier to entry beyond a vehicle
  • Physically active, outdoor work
  • Opportunity to resell salvageable items

Cons

  • Hard physical labor
  • Gas and dump fees cut into profit
  • Competition from established junk removal franchises

AI and tech-driven side hustles

25. AI training and data annotation

Earning potential: Outlier’s own site states hourly pay ranges from $10–$50 depending on skill level, task type and location. DataAnnotation doesn’t publish an official platform-wide rate, and third-party estimates cluster around $15–$45 an hour depending on the task. Prolific, which is more of a research-participation platform than an AI-training platform specifically, enforces its own published minimum of $8 an hour and recommends researchers pay at least $12 an hour.

How it works: Help train AI models by tagging images, annotating text, evaluating chatbot responses or completing writing and coding tasks that AI companies use to improve their models. Most platforms require you to pass a qualification test before accepting paid tasks.

Startup cost: None — a computer and internet connection are all you need.

Best platforms: Outlier, DataAnnotation, Prolific

Pros

  • Fully remote and flexible scheduling
  • Specialized degrees or expertise can unlock higher-paying tasks
  • No industry experience required for entry-level tasks

Cons

  • Task availability can be inconsistent
  • Some tasks require passing a qualification assessment first
  • Strong writing skills are often required even for basic tasks

How we chose these side hustles

Every side hustle on this list is available to US residents, requires no specialized license to start and has a real, verifiable earning mechanism rather than a vague promise of “easy money.” We prioritized variety across skill levels, startup costs and time commitments so there’s an option whether you have five spare hours a week or want to build toward a full income replacement. We excluded MLM-style opportunities and anything requiring you to pay for a “starter kit” before you can earn. We include reward and cashback sites because they meet the same bar — a real, verifiable payout for a specific, low-effort action — even though they work differently from gig work or freelancing.

How to compare side hustles

Not every side hustle fits every schedule or budget. Before committing your time, weigh these factors against each other.

  • Startup cost. Some hustles need nothing but a smartphone, while others require a vehicle, tools or certification before you earn a dollar.
  • Time commitment. Gig and delivery work pays by the hour worked, while selling and content-based hustles can pay off later for work done today.
  • Remote vs. local. Freelancing, tutoring and AI training can be done from anywhere, while delivery, pet care and home services depend on local demand.
  • Skill requirements. Some hustles pay more specifically because they require a skill most people don’t have, like design, bookkeeping or a certification.
  • Tax implications. Side hustle income is taxable, and earning more could push you into a higher tax bracket or trigger quarterly estimated payments.

What is a side hustle?

A side hustle is any way of earning extra income outside your main job, whether that’s driving for a delivery app a few hours a week, freelancing on evenings and weekends or running a small online shop alongside full-time work. Unlike a second part-time job with a fixed schedule, most side hustles let you set your own hours and scale your time investment up or down as needed.

Side hustles fall into a few broad buckets: gig work through an app, selling physical or digital products, freelancing a skill, renting out something you own and teaching or coaching. Some offer quick, flexible cash, while others function more like a small business that grows over time.

Pros and cons of taking on a side hustle

Pros

  • Provides an extra income stream without leaving your main job
  • Can turn a hobby or skill into real money
  • Most options let you set your own schedule

Cons

  • Requires giving up free time, which can lead to burnout
  • Income is often inconsistent month to month
  • Some hustles require upfront spending before you see a return

How to get started with a side hustle

  1. Pick a hustle that fits your schedule and skills. Use the comparison factors above to narrow down options that realistically fit your available time and starting budget.
  2. Sign up on the relevant platform. Most gig, freelance and marketplace platforms require identity verification and, for driving or delivery gigs, a background check.
  3. Start small and track your time. Log the hours you put in against what you earn so you can calculate your real hourly rate, not just your total income.
  4. Set aside money for taxes. Side hustle income is generally considered self-employment income, so plan to set aside roughly 25% to 30% of what you earn for taxes.
  5. Reassess after a month or two. If the hustle isn’t paying off relative to your time, it’s fine to pivot to a different one from this list.

Alternatives to a side hustle

  • Sell unused items around your house. A one-time declutter and sell on Facebook Marketplace or eBay can generate quick cash without an ongoing time commitment.
  • Negotiate a raise or ask for more hours at your current job. If you already have in-demand skills, this can be faster than building a side hustle from scratch.
  • Cash advance apps. These offer short-term access to money you’ve already earned rather than a way to earn more.
  • A personal loan. If you need money now rather than a longer-term income stream, a personal loan may make more sense than a side hustle.
  • Survey and get-paid-to apps. These pay far less than the hustles above but require zero skill or startup cost.
  • Game apps. Not necessarily enough to make a living, but game apps can throw some extra cash in your pocket.

Frequently asked questions

Sources

Richard Laycock's headshot
To make sure you get accurate and helpful information, this guide has been edited by Richard Laycock as part of our fact-checking process.
Megan B. Shepherd's headshot
Editor, Loans & Insurance

Megan B. Shepherd is a personal finance expert and editor for loans and insurance at Finder. Her personal finance expertise has been featured on Forbes, Nasdaq, MediaFeed, Fox News, Time, Reviews.com, and carinsurance.com, adding invaluable information related to personal loans, financial strategies and smart borrowing tactics. Megan graduated from the University of Texas at Dallas with a BS in Business Administration with an entrepreneurial focus. She's worked as a certified financial adviser and has earned certificates of completion from A.D. Banker & Company. See full bio

Megan B.'s expertise
Megan B. has written 142 Finder guides across topics including:
  • Personal loans, business loans and home loans
  • Underwriting guidelines
  • Life, disability, car, health, accident, critical illness, dental and vision insurance
  • Policy comparison

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