Inheritance Funding Company review

Who Inheritance Funding Company is best for

Inheritance Funding Company is best for heirs needing quick access to their inheritance without waiting through a lengthy probate process. It offers inheritance advances from $5,000 to $350,000 — up to 40% of the expected inheritance — with no interest or credit requirements.

The process is streamlined into four steps: It’s simply a consultation, estate review, funding and payout, often within 24 hours. However, fees can vary significantly based on the estate’s complexity.

Overall, this service is best for those who need immediate funds and have a fairly large inheritance.

What makes Inheritance Funding Company shine?

If you’ve been thinking of getting an advance on your inheritance, here are some benefits of using Inheritance Funding Company:

• Receive up to 40% of your inheritance. If you have a large inheritance, you may qualify for an advance of up to 40%, typically maxing out at $350,000.
• Rebates available. Inheritance Funding Company builds early payoff rebates into your advance. If your inheritance becomes available earlier than anticipated, you’ll receive a check for the rebate amount within five business days.
• Your financial situation doesn’t matter. Because Inheritance Funding Company doesn’t offer loans, your credit and past delinquencies — including foreclosures and bankruptcy — won’t prevent you from receiving an advance on your inheritance.
• No fees for probate delays. If your inheritance is delayed in probate, you won’t have to pay any fees.
• Online probate resources. Inheritance Funding Company’s website has a list of resources to help you better understand the probate process in general, as well as the rules and regulations in your state.
• Risk-Free Service. Its cash advances don’t impact your credit or other heirs’ shares, and if your estate can’t repay, Inheritance Funding Company takes the loss.
• Non-Recourse Advances. Inheritance Funding Company’s advances are non-recourse, meaning it assumes full responsibility for repayment risks, ensuring you are not liable.
• Available in all states. Inheritance Funding Company works with heirs in every US state, even if you live in a different state from where the probate estate is open.
• Apply online or over the phone. You can call 1-855-714-3323 to apply over the phone or apply on the company’s website for free.

Where Inheritance Funding falls short

Inheritance Funding Company may be more transparent than its competitors, but there are still a few potential drawbacks to consider:

• Must have a large inheritance. Unlike some other companies that are willing to work with smaller cases, Inheritance Funding Company requires you to have an inheritance of at least $10,000 to qualify.
• Unclear advance fees. Your fees depend on your case, including the complexity of the estate and the length of time it takes for the estate to close. Because Inheritance Funding Company doesn’t list fees on its website, you’ll have to call for a consultation to learn more about what it might cost you.

Inheritance Funding loan details

How to qualify for Inheritance Funding

To qualify for an advance from Inheritance Funding Company, you must meet the following requirements:

• Inheritance of at least $10,000
• Probate estate opened or in the process of being opened

You may also qualify for an advance if you’re waiting for a Trust to be opened.

How to apply

To receive a free consultation, you can call Inheritance Funding Company at 855-498-6572 or fill out its online form by following these steps:

1. Visit Inheritance Funding Company’s website and select Apply Now.
2. Enter your full name, email, phone number, the name of the person you’re inheriting from and any additional comments you may have.
3. Read over Inheritance Funding Company’s privacy policy and select Submit.

Inheritance Funding Company contacts you to begin the consultation process.

How Inheritance Funding Company compares to other lenders

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Finder Score (low-high)Finder Score (high-low)Min. Advance Amount (low-high)Min. Advance Amount (high-low)Max. Advance Amount (low-high)Max. Advance Amount (high-low)Requirements (low-high)Requirements (high-low)

Product	Finder Score	Min. Advance Amount	Max. Advance Amount	Requirements
Finder score Not scored yet Inheritance Funding probate advances	Finder score Not scored yet	$5,000	$350,000	$10,000+ inheritance, case currently in probate court or about to be opened	Get up to 50% of your inheritance — without paying any interest.	Go to siteMore info Compare product selection Compare	loading
Finder score Not scored yet My Inheritance Cash probate advances	Finder score Not scored yet	$3,000	$100,000	Qualifying inheritance of $15,000+, live in eligible state, US citizen or permanent resident	Interest-free cash advances of up to 20% of your inheritance.	Go to siteMore info Compare product selection Compare	loading

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What is the Finder Score?

The Finder Score crunches 6+ types of personal loans across 50+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.

Read the full Finder Score breakdown

Inheritance Funding Company reviews and complaints

Inheritance Funding Company has been accredited with the Better Business Bureau (BBB) since 1995 and holds an A+ rating — and there’s only been one complaint in the last three years. BBB customer reviews are also stellar, with most customers stating the representatives were helpful, low-pressure and provided fantastic customer service.

On Trustpilot, reviews are in a similar vein, with most being positive. Many reviews thank representatives by name, raving about the great customer service and painless process.

Is Inheritance Funding Company legit?

Inheritance Funding Company is a legitimate business that’s been in operation for over 30 years. It claims to be safe and secure, as evidenced by its long history of helping heirs across the US access millions of dollars in inheritance funds.

On its site, it states, “We’ve been helping clients access their inheritances before the closing of the official probate process – all within a 100% non-recourse framework so heirs are not responsible for any liabilities […] As hundreds of past client reviews can vouch, an inheritance advance is not a gimmick or too good to be true.”

There have been no major lawsuits against Inheritance Funding Company, suggesting that its track record is clean and clients have been overall happy throughout its long history of operation.

Frequently asked questions

How can I contact Inheritance Funding Company?

You can call Inheritance Funding Company at 800-944-2072 or fill out the email form on the Contact Us page on its website.

What happens if my inheritance isn’t enough to pay for my advance?

If there isn’t enough of your inheritance left at the end of the probate process to pay the full fees for your advance, Inheritance Funding Company will take the loss — meaning you’ll be charged no extra fees if you can’t pay.

However, there are exceptions. If you purposefully provided the wrong information during the consultation process, you may be liable for the full amount owed.

Will other heirs be affected by my advance?

No, Inheritance Funding Company only works with your inheritance. If your inheritance is less than expected, Inheritance Funding Company won’t draw from other heirs of the estate.

How long does the funding process take?

The funding process is designed to be quick and efficient. After confirming your inheritance and approving the advance, Inheritance Funding Company can typically wire funds to you within 24 hours, ensuring you get access to your money as soon as possible.

What types of documentation are needed for the estate review?

Inheritance Funding Company requires basic estate paperwork for the review process. This paperwork includes documents such as the petition for probate and the will, if available.
This documentation helps the company verify the assets in the estate and ensure there are sufficient funds to offer an advance.

How is an inheritance cash advance different from an inheritance loan?

Many people use the terms interchangeably, but an inheritance advance is different from an inheritance loan. A probate loan uses your inheritance as collateral, and you are responsible for paying it back. By contrast, with an inheritance advance, you assign a portion of your inheritance to the funding company, and it collects the advance it gave you plus its fee directly from your estate.