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The Fifth Third Access 360 Reloadable Prepaid Card comes with free reloads, a large ATM network and a $4 monthly fee that’s waived for checking customers who deposit at least $500 onto the card each month. But you must visit a Fifth Third branch location to get it, and it has a few international fees that’ll eat into your spending money when traveling abroad.
Monthly maintenance fee
|Monthly fee with a direct deposit||$0|
Cassidy Horton is a freelance copywriter and journalist, specializing in personal finance. Her writing and analysis has been featured in Forbes Advisor, Money, The Balance, Money Under 30, Insure.com and other top digital publishers. She holds a BS in public relations and an MBA from Georgia Southern University.
It has cheaper fees than most prepaid cards, but there are a few fees for foreign transactions, currency conversions and international ATMs that don’t make it ideal for international travel.
You also have to visit a local branch to open this card, which could be a disadvantage to those who don’t live near a branch or prefer to open an account online.
You must visit a local Fifth Third Bank branch to get your Access 360 card. Find the nearest location on its website.
Open an Access 360 Card when you meet these requirements.
You’ll need to give Fifth Third Bank the following information when you open your account.
The Fifth Third Access 360 Reloadable Prepaid Card helps you stick to a budget by declining any charges that would bring your balance below $0. It also has these benefits:
As with most prepaid cards, the Fifth Third Access 360 Reloadable Prepaid Card doesn’t help you build your credit. And you’ll need to make fuel purchases inside instead of paying at the pump to avoid holds on your account. It also has these drawbacks.
|International point-of-sale or ATM transactions||3%|
|International ATM withdrawals||$5|
If you’re looking for a card you can open online or that has lower international fees, explore your options until you find a prepaid card that’s right for you.
Yes, you’re not responsible for any unauthorized transactions as long as you report them on time. The Fifth Third Access 360 Reloadable Prepaid Card is also backed by Mastercard, which reimburses most items that are damaged or stolen within 90 days of purchase.
Fifth Third Bank has a 1.1 out of 5-star rating on the Better Business Bureau (BBB) as of April 2022 based on 276 reviews. On Trustpilot, it only has 32 reviews with an average 2.4 out of 5-star rating.
Considering Fifth Third Bank has been in business since 1928, there aren’t a lot of complaints. The reviews and complaints are varied, with most being about issues with its credit cards, mortgages and frozen bank accounts.
Sort this interactive table by the annual or monthly fee, ATM withdrawals, features and more to find a prepaid card that suits your needs.
You’ll get your card instantly when you apply at a local Fifth Third Bank branch.
Make the most of your Fifth Third Access 360 Reloadable Prepaid Card using these tips:
There are three ways to add money to your Access 360 Card — all of which are free.
Call Fifth Third Bank at 866-671-5353 on weekdays from 8 a.m. to 6 p.m. or Saturdays from 10 a.m. to 5 p.m. (ET) or visit a local branch if you have questions about the Access 360 Card.
Fifth Third Access 360 Reloadable Prepaid Card is not currently available on Finder
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