Emergency short-term loans
Do you have an emergency and need cash in a hurry? A short-term loan could be an option.
I have an emergency. How can I get a short-term loan?
Depending on what you need, you can apply for a short-term loan online or in-store. If you apply online, there’s often no need to fax any documents and you can receive your loan amount within a few hours straight into your bank account. If you plan to apply in-store, be sure to choose a lender that has a store network that’s convenient to where you live.
With a short-term lender that offers online loans, you have to provide details of a bank account that you’ve authorized to accept direct deposits. When you’re approved, the lender will transfer the funds directly into your bank account.
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Frequently asked questions
How do I apply for an emergency short-term loan if I have poor credit history?
Consider getting a short-term loan even if your credit score is low. Demonstrating an ability to repay is more important to most short-term lenders.
What eligibility criteria do I have to meet to apply?
You must meet your state’s minimum age requirement, be a US citizen or a permanent resident and have a steady source of income.
How can I repay the loan?
This depends on your lender and how you get the loan. If you apply for the loan in-store, the lender might require you to provide a post-dated check.
If you apply online, the lender will require you to provide your bank account details so it can deduct repayments and also transfer the loan to you. Some lenders allow you to repay your loan ahead of time using debit cards, credit cards, cashier’s checks and money orders.
Are payday loans available in my state?
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