Cryptocurrency

7.8 Great

Go to site

SEAMLESS CRYPTO TRADING, BACKED BY A REAL BANK

Trade 30+ cryptocurrencies directly inside the same app you already use for banking, investing, and loans — all on a federally regulated platform.

• Buy, sell, and hold bitcoin (BTC), ether (ETH), Solana (SOL) and dozens more with instant execution.
• No transfer delays — move cash instantly between SoFi Checking & Savings and your crypto account.
• Bank-level safeguards from a nationally chartered bank regulated by the OCC.
• In-app guidance to help you learn the basics of buying, selling, and holding crypto.

Partner terms and conditions

DIGITAL ASSETS EXCEPT SOFI EARN (SOFIE) ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Digital assets offered through SoFi Crypto are highly speculative, involve significant risk, and may result in the complete loss of value. These assets are not deposits, are not insured by the FDIC or SIPC, are not bank guaranteed, and may lose value. SoFi Crypto is offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency. SoFi Bank does not provide investment, tax, or legal advice. Please refer to the SoFi Crypto Account Agreement and SoFi Crypto Risk Disclosure for additional terms and conditions.

SoFi Earn (SOFIE) is a separate product from SoFi Crypto. SOFIE is a tokenized deposit representing a deposit liability of SoFi Bank, N.A., Member FDIC. Funds represented by SOFIE are eligible for FDIC insurance up to applicable FDIC rules and limits. SOFIE is not a payment stablecoin. Please refer to the SoFi Bank Tokenized Deposit Account Agreement for additional terms and conditions.

Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 10/20/26. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at https://www.sofi.com/crypto/legal/tokenized-deposit-rate-sheet.

Funds represented by SOFIE are insured up to $250,000 per depositor, per insured bank, for each account ownership category pursuant to the FDIC's general deposit insurance rules. For more information visit FDIC.gov.

Featured guide

Compare best crypto exchanges and apps

Discover top licensed and regulated crypto exchanges and platforms for 2025. We’ve evaluated over 40 providers on security, fees, user experience, and more to help you find the top platforms for buying and selling cryptocurrency.

Featured guide

Compare best crypto wallets

Find the best crypto wallets to securely store and manage your digital assets. Our picks are tailored to help you find the right wallet for your goals and holdings, whether it’s staking, Web3 features, or both.

Brands we compare